Years ago I fell on hard times and defaulted on several credit cards. I had no money to pay them so I stuck on the back shelf waiting for a time when I could take care of them. I finally was able to do this last year. All my cards had a $200 or $250 limit and with all the interest became $2500 or more each. I had 2 capital one and one aspire visa cards. I made arrangements to pay the compromised amount ($1, 600 each) for Capital One and paid those off then called Aspire. I tried to get the $2, 500 down a bit but they wouldn't budge. I had made a couple $500 payments so really I was looking for a reduction for the $1500. No Deal!! I already paid them 4times the amount charged on the account and still wouldn't deal. OK I borrowed money and paid the full amount. Aspire was to have reported the account paid and closed to the credit reporting agency within 90-days. It has been 1 year and they still have not reported. I called and was directed to the collection division. When I punched in my social the automation sent me to a collection agency that said I was not in their system. They told me to call someone else who said the amount was paid. They said to call Aspire again. I did that again and went round and round. I have yet to get someone from the company to fix this. My next e-mail will be to the BBB and Attorney generals office and the credit reporting agency and the fair credit act to make formal complaints.
Aspire Credit Card Located in Atlanta Georgia, www.aspirecard.com
I have had this credit card for over 2 years. I have had nothing but problem's with this company. Every time I go to use this card I have to call them because they will not allow me to charge on it for no reason. I call them and they make up excuses as to why I cannot use this card. The first time I filed a complaint they closed my account because they did not update my information after I called them and notified them of my change of address. They said that I would have to pay off the remaining balance and re-apply in one year. I went to the corporate office and I spoke with a lady and she admitted they were wrong and she opened my account back up and gave me additional credit.
Now today I called in they said that I called them and told them not to contact me so they closed my account. I asked when did I call because I have not had any reason to contact them. They refused to give me any information about MY ACCOUNT! I was hung up on. I have been reading blogs about this company and many of consumers like myself have had problems with this company!!!