West Palm Beach, Florida
United States - 33409
My home was for sale for 9 months. We entered into a "short sale" agreement with ocwen. Our realtor had offers. We jumped through hoops for ocwen. We finally had to get a lawyer but they wouldn't even talk to him. All we ever talked to was foreigners from india. Today our home was sold at auction and guess who bought it for $100?? They did. I pushed and pushed and finally some guy told me they "wanted" my house and it is better for them to keep it and will make money on it when the market picks up. They had no intention of selling it or looking at my offers. I am so mad at organized banks. Our realtor, lawyer and ourselves went through all the motions, met all their requirements and in the end they "just wanted my house". Where does that leave me? With a foreclosure on my record all because they wanted my house and wouldn't consider selling it. We lost $40, 000 and have ruined credit all because we trusted them to care about the customer and do what is best for the customer. Hogwash. They have made billions each year off taking peoples homes - yet they are a major supporter of a group that looks out for minorities getting homes! The average hard working american able to afford american dream is now the minority. What about us? Forget those piddle "stimulus" checks - be careful who you trust.
I am in the process of having my home foreclosed on. I am not saying that I didn't pay my house payment late as we all have had troubles. What I am complaining about is the unethical, unfair and dishonest way OCWEN bank operates. They deliberately hold partial payments and not credit to the account. They add astronomical fees onto each monthly bill. When asked the payment due/pay off they would never give a correct amount, they charged return check fees when a check was never returned. They said my loan was in the mitigation department and to wait until they emailed me regarding a forbearance, repayment or loan moderation plan. Then, not 30 days later I was served with foreclosure payments. I have the employee on tape telling me not to send a payment and I repeated myself that I have never heard of a company not wanting a payment on something...ever. Everyone I have ever spoke to can not speak English. They never update your account when you call so it looks as if you ignored them. It is a lie. They have a $1000.00 check they never cashed. They billed my escrow account for taxes then we had to pay our own property taxes. This company is the most unethical, immoral and dishonest company I have ever dealt with. They are slowly stealing all the equity in my home and stealing my children's home. I need help and I don't know what to do. How can anyone get away with this? Who protects the hard working American's?
I am having the same problems with Ocwen all the fees and hours on the phone on hold! I admit I was behind on payments but I made ever effort to fix it I did everything they told me too and am still behind by there calculations! I am considering hiring a lawyer! Dose anyone know any less costly way I can report them and get some legal advice on how to fight them! I had a forbearance plan in place paid it and there was a modification after that they lost my paper work when I sent it in I was smart though and sent it certified! I had to fax them copies of everything! I now find out they have been miss applying my payments to the old forbearance plan not my modification! UGH HELP!
This is one of the top rip off mortgage companies in the USA right now. They keep agreeing to certain thing and never go thru with the agreements and lie about everything. This mortgage company needs to be fully investigated for fraud. I can’t get them to return my calls at all now, they are trying to make it so I default on my loan, by saying I have never called them, and there never was any other agreement made. This is the worse mortgage company in the history of the USA.
This company has from the very beginning ripped us off. We receive fees and penalties when they are not due...
I attempted to purchase a home under foreclosure. The seller was ocwen. They breached the contract so I...
June 2005 I was self employed so initially got my mortgage loan with Freemont Investments as a non docs loan...
I have had dealings with mortgage lenders in the past but dealing with ocwen is horrible. When I purchased my...
When attempting to contact Ocwen,at any of their many phone numbers, they put you on hold until the line...
These people are fraud like to harass create bogus debt. Ocwen loan servicing llc claims I owed household...
I purchased, what I believed to be a 2 million dollar accidental life insurance policy from ocwen. When I contacted ocwen to ask them about the policy they told me, that it was not for 2 million dollars that it was simply the name they had given to the policy. They said the name was 2 million. And that the actual policy was not worth 2 million and it was a whole life policy so I canceled the policy.
They (Ocwen) always call me at home to offer some new up date to the mortgage like for home repairs, insurance, mortgage life etc. They call at least once per week even though I have told them that I am not interested in increasing my monthly mortgage payment! I do not know if they actually sent my payments for the life insurance payments to the under writer for the insurance coverage that I supposedly had purchased over 1 year ago.
Aukland ocwen is in violation of fcra fair credit reporting act and fair debt collection practice act.
I have demanded that they write me they refuse to send me a letter this has been going on the past 3-months. I checked my credit report equifax and their is no indication of the debt they described they have also violated my privacy I have demanded their physical address refused they have given bogus names with the same person bogus places claiming they are from india orlando, florida and auckland flordia I have begun initiating my debt collections against them for their refusal to comply with federal and or international law for their bogus debt harassment perjury fraud and possible racketeering.
I believe Ocwen bank overcharged me thousands of dollars in junk fees, overcharging for escrow, and interest. They refuse to verify charges and then allegedly you are behind and during the request for account information. they allegedly assigned the loan to LaSalle Bank trustees of a 1998 R-1 pass-through certificate.(what ever that is, some kind of security).
LaSalle Bank filed a foreclosure the day they were assigned the note by OCWEN. They waited 3 months before filing with the court clerk they were the new owners. I found out Lasalle was the owner the day I was served the foreclosure.
OCWEN filed papers with the court they were the owners of the mortgage in 1997 when HUD sold them my loan. When I called LaSalle Bank they told me they had owned my property with this alleged pass-through certificate since 1998. I have never received anything from LaSalle Bank. This case is still pending due to other issues. I still receive bills from OCWEN even though they allegedly assigned this loan to someone else.
I would have thought they would be required to notify me of the transfer. I still do not understand how LaSalle can forclose with ownership in securities related to this property that they bought in 1998 but never filed with the court until after they filed the foreclosure, but still have OCWEN service the loan.
I may lose my home. My husband is disabled.
All of this smells fishy!