MNI Credit Report Services review: Can't cancel automatic charges 328

This happened to me to. I filed a complaint with BBB Better Business Bureau. Waiting to here back...

this company has charged me 3 times, i did'nt even know they exist one of their representative told me i somehow signed up with them when i did with freecredit report.com bullsh... it' s a scam! this is the last time i will ever sign up for a credit report online and will monitor my bank account more often.

this company has charged me 14.95 since 3/9/2010 i have never received a credit report. i did not authorize this to be taken out of my account. i dont give my card number out to anyone. we called and they said it would be taken care of, but again it was on my bank ststement. if there is a law suit against this company let me know. i live on a fixed income and i can't afford this. this needs to be made right.

Anyone else notice that the ADs by Google on THIS site have a Lexington Law and CreditReport.com (also known as mni, mni* and so on) AD? YIKES! The wheels keep on turning! You can read all of my posts about these companies. It has been quite an ordeal to say the least and MY time is worth more than tracking all of these scams down. But I DID! Time for America to think for themselves. You can do easily yourself what all these companies are charging you for.
and UNAUTHORIZED means SCAM.

called [protected] and cancelled services. refunded partial only. at least i won't "spend" money on something i don't need or have use for. thanks for this thread. the only credit report i use now are from my bank and insurance company.

*whew

I though taht the report was free and my acount was charge twice in the same month for $14.95 and I would like them remove as soon as possible please as my acoount was overdrawn because of them I had no knowlege of these amount thatt i was charged

It happend to me also they charged me three times, the first payment is 19.90 the 14.95 and this date they charged me again 14.95, pls help me to stop this . Thank you

It happend to me also they told me its free but they charged me every month . Luckily some body post the free number . If anyone wants to get together a lawsuit . Email me too . They charged me three times, $19.90, 14.95 and again this date Oct. /20/2010 for 14. 95 pls help me to stop this fraud . Thank you

I just noticed on my debit card I have been charged $14.95 a month since March. Thanks to the person that posted the telephone number. I was able to get in touch with them. They canceled my account with MNI Credit Report and will only credit me $14.95 refund. What a scam this company is. I plan on reporting them to Attorney General. I hope no one else get caught- up in this scam. Everyone please pay close attention to your statements."anything say free there is a scam behind it".

I just noticed my credit card was charged. I didn't even know this company exist. Hope someone will stop them!

found out yesterday they've taken about £100 in a space of a few weeks... my bank has got the police involved so hopeful these wankers who 'steal from the poor to give to the rich' will be caught and dealt with... fingers and toes crossed. from a single mum who works her [censor] off just to keep her family going... england

Just found out yesterday that they've taken £100 in a space of a few weeks which now the police are involved in so hopefully these wankers that steal from the poor to give to rich get caught once and for all... lisa from england

Smells like classaction law suit...

I have been charged multiple times in the same month by this "company" for a total of around $75. I have never purchased a credit report, and I have no reason to ever purchase a credit report (don't own a credit card, never have, never will, and I am not interested in buying any loans etc). I am highly suspicious of these people stealing information off my PC, either from browser history or via keylogger, and I have reported it to my bank as a form of fraud.

I'm going to pursue this with the proper authorities, as they have STOLEN money from me and I want them to pay for it. They truly chose the wrong person to steal from, as I know for certain I did not buy from them.

This has happened to me also, except I'm being charged $12.95 each month. After watching Oprah's get out of debt series I applied for my free credit score from freecreditreport.com as was suggested on the show. I would receive one free credit report with score free and then be charged each month for each month there after. However my credit card was charged the very next day and when I called to complain and cancel the program I was told I didn't have an account with them. I couldn't help feeling confused and that I was being lied to. Yet I have now been charged for three more months and have not been successful in getting the charges stopped. Get out of debt plan screwed by free offer...nothing worth having is ever FREE.

This same thing just happened to me there phone number is:
[protected]. I called my bank and they gave me the phone number.

itengineers@creditreport.com
webmaster@mightynet.com
These two sites are the domain for MNI* and Creditreport.

has any of the bums who call themself representatives looked into any of this, or are these miserable miscreants lining their pockets. I think the American Public should Wake The F**K up and take notice that [censor] aint getting any better for the working poor. If we continue to sit by and let them walk all over us. It just may be time to . The smoke and mirrors put up by these men are there to distract and aah. First thing i would like to get this illusive credit score. if anyone can help please do.

Thank You
Don Vaskie

I got the same thing that happend, but they charged me 14.95, so i called my bank and they gave me the number from where the charge came from its [protected]. They did cancel my account, and hopefully i wont receive any more charges

this is so stupid, I also have been charged several times, but I declined the credit monitoring service.. but I am still being charged monthly for $14.96. Why isn't anything being done now? There is obviously a lot of people being scammed from this fraudulate company.

Thank you for the telephone number [protected]. It was very helpful and is still in use. I viewed my free credit report and was automatically enrolled into a "free" 7day trial credit report monitoring without my permission. They were going to charge me $14.95. The only way I caught on was I checked my card account information and there was a pending charge. Please be aware of this scam that is going on. I am sure many people are being ripped off.

I guess I should have known this was too good to be true when they asked for my credit card information in the first place for something that is suppose to be free. This is how it appeared on my statement:

Outstanding Authorizations and Funds on Hold
12/24/2009 MNI*CREDITREPOR $14.95

MNI creditrepo stands for Mighty Net Credit Report monitoring. If you call creditreport.com at [protected] they can cancel the charges for you. I found out that the creditreport.com free trial is only for 7 days. They should advertise this.

This just happened to me too ! Again I was another one that did not realize they were billing me monthly so thank you for the numbers posted

well in reviewing the site, i do show that under the "on-going service disclosure " the did mention that i would revieve a free credit report, by doing so i would be enrolled to a credit monotering service, i would recieve that service FREE for the first 7 days, and if i didnt call in to cancel, i would be enrolled into the reg. pric monotering service, its is all in plain view for EVERYONE to see, is it CREDITREPORTS.com's fault that 98% of people dont read the treams and agreements, we should all know that nothing in this world is free... just be more aware of what your doing, and this should teach peole that they MUST read "TERMS & AGGREMENTS"

Well there are a lot of people who might want to use this service to improve their credit score and are willing to pay a monthly rate to get this. I pay my bank for monitoring my credit report and they sent me my monthly statement with an alert that something was on my credit report that would bring down my score. They don't tell you who caused the alert, just that it's there. In this case, Experian was the only agency reporting this and the only way to dispute it was to join freecreditreport.com so I could make contact with Experian. Along the way I thought maybe it would be a good idea to stick with them for a while just to see if it would benefit me. I did receive the free credit report but no email alerts. I called complaining about not getting any alerts and they reimbursed my checking account almost immediately. I decided to stay with them since they were working with me. Today I canceled and filed a complaint with the FTC because they were billing me every 20 days instead of monthly as they advertised. I did not request a reimbursement, live and learn. I will have to wait 20 days to see if they actually canceled my membership

Thanks for the number. [protected] still works. Select option 4 to be ported to their department of 'mysterious' credit card charges. Once I called, my account was cancelled within minutes.

I did some research and it appears that MNI stands for Mighty Net, Inc.. And is the real power behind CreditReport.com. However this is buried in the service contract that most of us never read. The real issue is that the fine print binds us to a contract that gives us free credit report monitoring for ONLY 30 days, after which we are bound to either pay or cancel. Only we end up forgetting to cancel. They've had me paying them for the past 6 months. But not anymore! Good luck.

We are also getting billed $14.95 per month for this scam. MY husband called the toll free number and after arguing with the person on the phone, he was told that the charge would be taken off our account. I called my credit card co and was told it would take a couple of days for the charge to be taken off. I am checking my account everyday to see if the charge is removed. We did not sign up for anything. We found this site in Reader's Digests Oct issue, I have written a letter to Reader's Digest to let them know that this free credit report is not FREE.

i work for a local company who provides credit reports and this mni is a scam.. they placed our number as their coustomer service number and it apparently is not them. be aware do not use mni credit report! u cant cancel! and no refund!

OMG! I JUS SAW THAT A WIERD COMPANY WAS PULLING MONEY OUT OF MY ACCOUNT! I HAVE NEVER HEARD OF THIS COMPANY BEFORE! THEY ARE A SCAM! THEY NEVER GOT PERMISSION TO TAKE MONEY OUT OF MY ACCOUNT! REPORT THIS TO A HOTLINE!

yup I also got scammed watch out people this is a BIG RIP OFF! All I wanted was my FREE credit report (you suppose to get one free every year). I never realized that doing so I was also signing up for this crap WHiCH I NEVER AGREED TO! WATCH OUT!

I want to take this SCAMMING B-S COMPANY DOWN! If anyone is game to see what we can do to stop the madness, please email me!

Fradulus company

Similar type of experience happend to me. This type of fraudulus company should not be there in USA. We all should fight against it.

Has anyone been successful with prosecuting these scam artists? I just got off the phone with them and they would not reimburse me for the unauthorized charges to my account. I would love to hear the direction in which some of you had taken to get this issue resolved. The nerve these people have!

i cannot believe these people are getting away with this! and if this keeps happening why didn't freecreditreport.com not warn customers that they had been hacked?!?! what i want to know is if they got my bank info what else did they get? my social?!

Hello, this is a rip off company . I went into their web site last week to get free credit report and today(July 29, 2009) check my credit card on line and found a charge of $14.95 from this company.I immediately dispute the charge and call MNI credit report at [protected] to cancel " MY SUBSCRIPTION" as they call it. What a rip off.

I went on to a government grant web site for help with schooling and when I signed up with them they told me I would need info about my credit. They automatically sent me to the MNI website . the weird thing is I gave my card info to the grant company and somehow MNI had it to not only that when I was in their site I read no terms or policies there was just a spot that said get your free credit report here so I clicked on it. There was a little screen that asked me for my name and email address. I put that in and then a screen popped up with questions I filled in the questions and issued them. My credit report popped up and I printed it out. thinking that was it I was done. First I noticed a one dollar charge from them I fond that to be wierd then I noticed a 14.95 charge so I called them they said the dollar was to verify that it was a real credit card which is rediculous then the 14.95was so they could monitor my credit this was never agreed by me and I have my doubts on how legitimate any company on the internet is. I have learned my lesson I will never do anything with any company on the internet it is to unsafe. I hope the companies that do this to people lose more than their business, but the way the world is you wonder if they will ever pay. So when they say free never beleive them. As far as MNI Credit report do not use them they are a scam.

I live in UK and have just been alerted by the fraud department of my bank, Santander, that a flag has come up with some unusual activity on my current account.
MNI have been deducting from my current account for six months and I don't know how I missed it as I check my account online regularly. It makes me feel very silly. There are no DD's or Standing orders to check and I cannot find how to cancel. Certainly I never signed up for anything and am wondering if the information was used when I did make a purchase from the USA in January. The site is a reputable one which is why I used it, so it seems unlikely.
The fraud department of Santander are dealing with it and will give me a refund so I do not have to do anything myself. Now that is good service!
I hope you do find enough support to file a multiple lawsuit and wish you success.
Hilary Davis

WE are having the same problems, but have never received a copy of a credit report. Thank you for the number; we are looking into it right now and the fees are now $14.95 per month automatically coming out of your account.

Does anyone know how can we complain about this service? to who? I have been charged $189 so far... They are stealing money... How can we stop this company or basically these thief people? Does anyone know?