I received a letter from the company 2 mos ago offering a 60% settlement on the bal but didn't have the funds at the time...I now have the funds to settle on the bal b/c of tax refund and rep directly told my wife could not settle, sad that could either pay full bal and would forgive $100 of bal (which is a settlement by any meaning of the word) or make 3 equal pmts to pay bal off...We were also told that payments had to be made by a specific date or would be sent to attorney for legal action and have since been unable to contact the rep we need to speak with to make the payment (always goes to vm and never returns call)...I went to their website at www.mcmcg.com and if you go into the arbitration link will give another link www.mcmpayments.com...When I entered in my account info it gave me multiple repayment options including a 60% settlement of the bal which I took advantage of and can s/u payment directly online. So if reps aren't willing to work with you check online, although I would recommend saving screen prints of offers page and payment confirmations in case they try to pull a fast one and say never offered settlement...hope this helps some of you...
I was sent a letter stating that I could pay as low as 50 dollars a month for my debt so I sent them the first payment. The second month I received another statement with the total amount due so I figured that they made a mistake so I sent them another 50 dollar payment. I then looked at my account and noticed that my payments were not being fully deducted from my account so I called them. They told me that since I had not set up a payment schedule with them I was just paying mainly interest. For two payments of 50 dollars my account was only credited 40 dollars. Midland told me that they need at least half of the debt or at least 250 dollars a month. So why did they mail me a letter stating that I could pay 50 dollars a month? Has anyone had this happen to them with these scammers?
A woman from this company got very abrubt in telling me about my irresponsibility in having a child and not paying my debt off to this ###!! Like she will ever see a dime!! ppft!! Good Luck!! haha
I would rather have bad credit and a buttload of cash than good credit helping this woman feed her irresponsible self!!
By the way, I have all the money to pay this debt off, but choose not to untill another company will deal with me in a more ### kissing nature!! lol
You want the money, you show me some honey!!
I received a call at work today by Midland Funding. The guy didn't even identify himself or the reason he was contacting me. He just asked my name and proceeded to say "are you aware that you are in default on a $3500 debt?"
I thought I was hearing things...I said "excuse me?" He repeated himself, still not identifying who he was or where he was calling from. After I asked him several times, he finally said who he was. I explained that I just got the letter in the mail yesterday. He started to threaten a lawsuit and wage attachment if it wasn't paid within a week. Then he tries to tell me it needs to be paid by the end of the day! What a liar. I came home and looked at the letter only to find that I have 30 days. Isn't this against the law??? A debt collector MUST identify themselves right away and they are not supposed to contact you at work. Am I wrong?
Midland Funding is sueing me. They have hired Jay taylor. how can these corrupt companies get away with this. This is for a credit card 5yrs old. I don't owe this.
It took me over 2 years to have this removed from my credit which I was finally able to do after I sent a letter to TransUnion. Midland continues to send me notices so when i called the other day and had some rude woman tell me that I still owed it I decided to write another letter to MCM, TransUnion, Equifax and the BBB. If you fight them you will win!!
Was served with what I think is a fake summons regarding Midland Funding LLC which I have no idea what this is about.
When is enough enough? I am so tired of agencies like this one collecting money that has been paid months ago. My account has been tapped into and now trying to get this money back will be a task in itself. With all that is going on; these people continue to attack and take from those that are just merely making it. I want a resolution... we as people of this so called great country need to stop these certain individuals collecting doubled charges just so they can make a high profit on those who have fallen on hard times.
I just received a summons for a company called Midlands Funding LLC. I am really confused. I have not clue who they are but they are telling me that I owe $1401.66. This is really messed up!! If these dumb A** are going to serve people with papers--they need to tell you who they are representing. Does any one have any advice on what i should do. I would appreciate it. I just don't understand who or what this is all about. I personally don't have the money to just throw away on something I have not clue about.
Midland keep harassing me about a 6 years old fraudulent charge on my account it happened when I was overseas for 10 month, I have a police report and passport proof, they kept threatening and harassing me even after I sent them all the proofs, Are we the consumers protected against companies like Midland? their answer is: it is on your social security number so it is your debt and you must pay it, they keep selling the account to new agencies and after sending all the proofs again, it seems like the new agencies send my account back to midland... to sell again or to keep reporting it, they took it way personal with me (or at least that's how I feel), and it shouldn't be this way.
Why should I pay what I don't owe and why it is so hard to comprehend it?
I am pissed because I got a letter saying I needed to call the office before the 18th of Sept and it said I...
This company called everyday in August 08 & left hang-ups; when I finally spoke with an Oscar Tiyrs he wouldn't answer my question about how he obtained my number, instead telling me to pay my bills if I didn't want to receive calls, and eventually accused ME of harassing HIM. Another, Laurie Brazier snootily asked if I would be resolving my debt with her company. Uncompassionate and hostile, Midland Credit Management is one of the worst creditors out there - I had no debt with them, and to be judged and scolded by ### such as they don’t make living in dire financial straits any easier.
I am in the process of buying a house. I was informed that I had an account with Midland Credit Management on my credit report. I paid off my account with Midland Credit Management. I had to call three weeks in a row to get a letter from them stating it was paid off. Now, I get an e-mail stating my credit report was changed. So I log on. Guess what...Midland Credit Management is reporting that my account is still in collections as of August 30th. It was paid at the beginning of August. Who do I call to sue this mother ***?
This company is trying to collect a deft that was discharged 20 years ago in bankruptcy after my divorce. They claim the account wasn't closed until 1991. Since that time I have purchased three homes, three cars and this debt never showed up on my credit report. If the debt is real, I suspect my ex-husband may have used it so I am requesting that Citibank show the application for the actual credit card.
I am going to contact the Attorney General of both Missouri and Pennsylvania. When calling the above number you are transferred to a someone who asks you to leave a message. However, it is quite obvious that he is reading from a "cue card" and has no idea what the words mean!
If this does show up on my credit report, I will also challenge it and I am contacting the bankruptcy court as well.
I checked my credit reports and seen MCM and Original Creditor SBC-AMeritech $156.72 from Nov 2002. I sent...
I have also received a summons from the local sheriff's office stating I am being sued by Midland Funding. Since I have been doing some research, I learned that they have bought my account from someone else. I got a copy of my credit report trying to see if I could figure out the original creditor is. I found two accounts on my report for the same exact amount. One is Midland and the other is presidio/CM, no clue who they are. This looks like a double reporting for the same debt. I will be contacting the credit reporting agencies disputing them both.
I have prepared my answer that will be mailed certified return receipt asking for full disclosure on the original debt, any documentation of the debt etc... on the presidio/CM listing on my credit report is shows my last payment date of 4/2004. Oddly enough Midland Funding did not report a last payment date. In Alabama, correct me if I am wrong, the SOL is 3 years... even if it is 4 years they are out of luck.
My question is can someone point me in the direction where I can find out if Midland Funding LLC is registered to do business in my state? I read on another website where one guy researched and found out they were not registered in New York and the judge threw the case out.
In Feb 2005, I made an arrangement to pay an amount to resolve an issue with them, which I did timely. Impressively it has taken until April 2008 to resolve the issue with them. Because the information was not properly reported to the credit bureaus I have an impressive house mortgage rate over 9.8% and other loans with incredibly higher than average percentage rates. I can only dream of nice things and know that someone else will have grand opportunities. Its funny, I do what I am supposed to do and its others around me who have the strength to make it unfair for me, and their is nothing I can do except for happily have less than those who are more fortunate.
Midland Credit Management has been calling day, early in the morning (before 9:00). I've told them four times now that the person they're looking for doesn't live here. And what's their response? An apology? A promise to look into it? Nope, I get an immediate hang up so consistently each time that I'm sure that's company policy. That's real polite. Today I actually got one person to reply before hanging up. He said "I hear the same thing every day. Click." If that's true then maybe they should pay attention to that in some cases it's true.
First of all I had a fraudulent account on my credit report that was through verizon, so I disputed it with transunion. I then received a report saying that it was no longer on file and so I checked my credit report it was also no longer there however a week later I received something from midland credit saying that I need to pay it along with financing options. I don’t understand how it can be no longer on file and taken off of my credit report but I still have to pay for it even though it isn’t mine... I am extremely confused and upset...
I recently received a letter from mcm Midland Credit Management trying to collect a non existent debt. They sent a letter offering 40% off my??? past due credit card obligation, I do not have business with that company, when you tried to contact by phone the office the communication is impossible, Be carefully because the machine is asking for your social security number. I went to the sheriff office and they gave my information about the fishing letter and this web site to make the complain. They also explained don't answer the fishing letter and if I have more communications make a sue.