GE Money Bank — Mega Best Brands Card
I purchased a couch in April 2009 from a local store in my former town. I used my Best Brand GE card. The problem is that I prepaid all taxes foor this couch to the store and put up some earnest money on the couch too totaling $149, 00. I put the rest of what I owed on this card. I asked the clerk not to put it under same as 90 day cash. Well, I also called GE Money Bank and told them this same thing. This transaction was not to be a 90 day same as cash. So the first month was fine. I paid $69.00 on this purchase to this card. The second month I paid $49.00 toward the purchase. The third month, well guess what was on my bill, my interest was assumed for not paying off the couch in 90 days. That was the banks fault. I called them and they said the would take that off. It was not on my bill the next month. So now I am paying this bill at regular payments of $29.00 being taken out of my checking account online. By now I have gotten this bill down to $450.00 as of June 2010. I paid all the other bills on time, not late and online. Iget this phone call in September from this angry man, saying I owe $750 on this couch that I bought in June 2010 and that I need to pay for it. I went out my bill out and checked and they don't correspond with what this man said. I asked him to let me talk to his supervisor and he said no. I also told him that the call was being recorded for quality purposes and training, through GE Money and he said he didn't care. He was rude and nasty. I called GE Money Bank about this later that day and my balance was $418.93. I asked them how this man got what he did out of my account. My account was sent to a collection agency after I quit paying on it because this man kept calling me. What happened was this account went to a section where the accounts accured the interest to the 90 days, but my account was not suppose to go there. They were trying to get me to pay interest three times on the same account.