Echopark Charlotte got one over on me. I recently bought a car from them and didn't look at what I was signing. I put almost 5600 down (that includes trade-in) and days later when I was able to view my loan details online I realized they slipped in almost every penny of what was put down for warranty and gap. I was told the car came with a 3yr 36000 warranty and I knew I had to pay for gap. Holy crap I will NEVER buy a car from these criminals again. The car has some type of transmission issue as well. Criminals.
Recommendation: Don't buy from Echopark Charlotte