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Credito Real USA Finance Profile

Credito Real USA Finance

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3.7 3 Complaints
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Credito Real USA Finance Complaints 3

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Hi, So the first time I heard of this company was during the random raffle pull of Borrowers who pretend a 580/600 credit score is horrible. I was supposed to be pre approved or so i was told. I was well above the fiancial aspect even tho I had just been at my new employment for about 6 months or so it was a union spot so I figured it was secure. Nope...

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Credito Real USA Finance I have a jeep Cherokee and I have signed up for bi-weekly payment I set this up several time because this company keep knocking it out well when

I have a jeep Cherokee and I have signed up for bi-weekly payment I set this up several time because this company keep knocking it out well when they don't take it out it make my payment late and then they call me threatening me or saying jeep note is behind and effecting my credit and when I call them explaing I have it set up they tell me I haven't or I stop the service when I haven't and when I ask for higher management they are very rude and disrespectful or they will leave me on hold for at least an hour and then they hang up this company is horrible as far as business I would like you to investigate how they handle business and their customer

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Credito Real USA Finance On August 16 i, ***, entered a consumer credit transaction to purchase a vehicle

On August 16 i, ***, entered a consumer credit transaction to purchase a vehicle. I paid on this vehicle up until recently I started learning my federal rights. I took a look at the contract and found several of violations under the Truth in Lending Act, Fair Credit Reporting Act , and the Fair Debt Collection Practices Act. The first violation was 15 USC 1605, Credito Real USA stated that I had to put cash down on a finance charge which was a violation of the truth in lending act. They also did not disclose that they were suppose to include insurance. The 2nd violation was 15 U.S.C 1635. They DID NOT disclose that I had a right to rescind the transaction nor did they provide appropriate forms for me to exercise my right to rescind. Also as stated in the Truth in Lending Act they must give a clear and conspicuosly disclosure. They were using false and misleading language as if they had loaned me credit when in fact I was the original creditor to begin with.

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Is Credito Real USA Finance Legit?

Credito Real USA Finance earns a trustworthiness rating of 57%

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Our conclusion: ComplaintsBoard’s research finds Credito Real USA Finance trustworthy, but it’s still important to be cautious. If you are considering dealing with Credito Real USA Finance, ensure you understand the risks involved before deciding.

We found clear and detailed contact information for Credito Real USA Finance. The company provides a physical address, phone number, and email, as well as 2 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.

A long registered date for afsacceptance.com can be seen as a positive aspect for Credito Real USA Finance as it indicates a commitment to maintaining the website and its domain name for a long period of time. It also suggests that the company is organized and has taken steps to secure its online presence.

The age of Credito Real USA Finance's domain suggests that they have had sufficient time to establish a reputation as a reliable source of information and services. This can provide reassurance to potential customers seeking quality products or services.

However ComplaintsBoard has detected that:

  • There was some difficulty in evaluating or examining the information or data present on the afsacceptance.com. This could be due to technical issues, limited access, or website may be temporarily down for maintenance or experiencing technical difficulties.
  • Credito Real USA Finance protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.

Overview of Credito Real USA Finance complaint handling

Credito Real USA Finance reviews first appeared on Complaints Board on Apr 20, 2023. The latest review Vehicle loan was posted on Aug 21, 2023. The latest complaint I have a jeep Cherokee and I have signed up for bi-weekly payment I set this up several time because this company keep knocking it out well when was resolved on Apr 22, 2023. Credito Real USA Finance has an average consumer rating of 4 stars from 3 reviews. Credito Real USA Finance has resolved 2 complaints.
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Credito Real USA Finance Category
Credito Real USA Finance is ranked 406 among 714 companies in the Investment, Insurance and Financial category

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