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Us Cash Advance


Bogus Collections - Scammers!!!

Complaint Rating:  96 % with 773 votes
96% 773
Contact information:
US Cash Advance
United States
I received a call from 888-296-4293, or at least that is what I was told was the return call #. I hit *69 and was given the message the call could not be traced. I was told I was speaking with Nathan Davis and the call was regarding a legal matter. I told this "Nathan" that I was not able to receive personal phone calls at work...he then stated it was not personal. I asked for a number where I could call them back at and was given the above referenced 888#. I told this "Nathan" that I would have to call back but I wanted to know what it was in reference to. He said he would transfer me to his office because he was not able to give me any information. So he transferred me which seemed like he handed the phone off to someone else who was named Rachel Williams. "Rachel" told me that the call was in regards to a payday loan I had not paid from US Cash Advantage that was taken out in July 2008. I have no idea if I took this loan out or not so I asked for her to email or fax me some information. SHe said they already had and the only way I could obtain any documents was for them to send to my attorney and asked for my attorney's name. I told her I did not have one and I would check in to this matter. I have received calls like this before supposedly from other payday loan companies and been threatened many times. If I owe $ I will pay it but this harassment has to stop! The people I spoke with have an middle-eastern accent/dialect and would not provide me with enough information to check the validity of this. Based on past experience - I plan on disregarding this call UNLESS they can provide information in writing that I can verify from my end. It is ridiculous that people can harass hard working persons with scams like this.
Complaint comments Comments (464) Complaint country United States Complaint category Loans


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N  10th of Sep, 2012 by    0 Votes
These people have been harassing me for the last week. My story is the same...indian accent, has all my info and threatening jail. At first I was so scared that I actually did confirm my ssn and dl # (kicking myself but I didn't know!) but then I kept him talking and figured out it was a scam because of his lack of interest in providing any sort of official paperwork to me. I have since filed complaints w/ FTC, FBI, put a fraud alert on my credit report, purchased lifelock so I can monitor. HOWEVER, the idiot keeps calling me at work...it's a direct line so it's just me that gets the calls but now he has caller ID spoofed my work number!!! I blocked the original number he was calling from both on my cell and had our IT guy block it on my work phone...not soon enough because now he calls my work phone from my work phone number and also my cell phone! So there I sit in my office and see my own work number show up on my caller ID! Scary that he may be using my work # (I work for a non profit agency that helps people in need!) to call and harass people and try to get money out of them! I worry that he has also caller id spoofed my cell phone number and am about to change my number.
N  11th of Sep, 2012 by    0 Votes
My advice for people is to drive them nuts with questions. I asked him to repeat and spell everything (since I couldn't understand him) he got so frustrated. LOL! Then get nasty with them. They can dish it out but they can't take it.
N  14th of Sep, 2012 by    0 Votes
These are scammers from India. I apply the law of the jungle. They intend to get me so I approach this with a big stick - a loud sports air horn! No one dares to call me back.
N  19th of Sep, 2012 by    0 Votes
well its 11am and i am at work and get this call from a "Jack Morris", says he is with us cash advance and needs to collect a debt from a payday loan that i recieved and never payed back. i knew something was wrong cause i never took out such a loan. To make a long story short, he continues to call nonstop for 2 and a half hours straight demanding that i give him a credit card # to settle up this dept. police were called and they traced his calls ( all 106 of them) and ended up he was calling from a call center in Massachusetts. my job actually had to get his # blocked so he couldnt call again. The police say it happens all the time, so be careful and dont ever give these people what they want!!!
A  2nd of Oct, 2012 by    0 Votes
OMG! these people are still at it! My Indian person's name is "officer frank wilson" from "eagle investigation". so like an idiot i called the number he left. A girl answered. said they were a law firm and they told me i took out a loan from between 2008 and now (imagine) that i didn't pay back. they even had the wrong first name for me, should have been my first clue. they couldn't go into specifics either. she said they had a copy of my credit report and there were no black marks on it, so i should pay the $1, 000 plus amount that i had still owed someone from US Cash Advance, although they wouldn't give me the company that i supposedly owed it to. please don't give these people any money. if you ever get sued, you will get papers from a court, not some bs artist. geez, i actually almost fell for it. i was practically screaming too how i always pay back my loans from whatever place i owe money to. Well, they are quite believable anyway. maybe they work for Bollywood.
N  3rd of Oct, 2012 by    0 Votes
No indian scammer is gonna sue you (or do anything to your credit history!), neither can you sue them. How, they are in India (that's why I always say blow off their ears with a loud sports air horn.) They are scammers, the don't do legal stuff, it's too legit, takes too long to and there's no guarantee there will be cash at the end it. But I guess that would be an interesting Bollywood thriller.
A  9th of Oct, 2012 by    0 Votes
I had a similar phone call today. when i call ed back he told me to give him information and i needed an attorney. i told him he was a scamer and i will tiurn him over to the Dept. of Fraud and also the BBB. the number they called from was 1-888219-6819. He called himself Andrew and the other one Raymond. I told him your are a Scamer and quitt calling me. After i called back 5 more times they kept hanging up.
A  9th of Oct, 2012 by    0 Votes
I received a call today from US Cash Advance 1-888-219-6819, middle eastern person speaking, telling me i needed to contact them about a crime and if i didn't i better get an attorney. I called them back and everytime i called i got a different person. I told they they were scamers and i would turn them over to the FBI. I called serveral more times and a Raymond answered . I told him he was a big scamer and he needs to learn how to speak English before calling people. I told him this scaming people don't fly with me and i cursed him and hung up. What is next here ??? these people need to be stopped.
N  10th of Oct, 2012 by    0 Votes
Hi I just received that call today too. Some Indian guy telling me that I owed us cash advance almost $400.00 dollars. He didn't want to give me any information but insisted I owed money. He goes by the name of ERIC BROWN he's a attorney suppose ably. If u want to report it call the FTC at 1-877-382-4357.
N  11th of Oct, 2012 by    0 Votes
They are in India. While there ain't much you can do the little you can is to send a "do-not-call-or-mess-with-me-scammer!" message blasted loud on the phone from a sports air horn from a dollar store. They get the message loud and clear. They will never call you back!
N  11th of Oct, 2012 by    0 Votes
Actually we normally blow a sports air horn, it's loud and sends a loud clear message. These scammers are in India and there's little that can be done against them. Do the little that you can-sports air horn! And they have already called enough times so they don't need to be warned. They need a good blast if and when they call.
BTW good job there answering "Police Dept." cos that's what they use to get people to fork over cash.
N  11th of Oct, 2012 by    0 Votes
They told me that the police would be here tomorow before 11 to arrest me. I asked for info about the loan and they said the police would have all the documentation with them. I reported them to the police. Then I called the people back and told them that I reported them to the police. So lets see what happens tomorrow.
N  12th of Oct, 2012 by    0 Votes
Here is another one he called my job today and asked if I had a lawyer I told him no he said I would have to call his boss Alex at 607-595-0978 I did he said I owed $5484.85 and that I would be arrested today and my paychecks were going to be garnished, I was being sued and arrested for a loan that I never took out just looked into. he also told me to be at court today at 2pm and bring court fee & bail money. He then continued his threats by stating that someone would be coming to my work place and contacting my supervior. I feel threaten,
N  12th of Oct, 2012 by    0 Votes
Let's see, someone is calling from My question to you is why is it that you are feeling threatened by scambugs calling all the way from India via the internet with spoofed numbers, having a thick middle-eastern accent but claim American English/Irish names? Jeez. No wonder they keep calling. Did you read my comments from above?

Zap ech(maac)/Payday scammers Privided the following info:-

"Here are the details to reach this scammers.
Zap Tech (Maac)
Office no. 201,
Choice Arcade, d.p.road,
opposite to ruby hall, near dominos pizza,
Dhole patil road, pune, India.
Now you have a choice to stop them.
Name of the person who owe this payday loan co. (Scammer) : Rakesh Zunj(+919049876982)"


Call them and threaten them. Or better yet blast them with a loud sports air horn. These scammers are in India. They are beyond the reach of the FEDs. They know that nothing can be done to them. By the same token there's nothing they can do to you either. And everybody needs to wake up to the fact that there are no debtors jails in USA, I guess except illinois. Safe to assume if they call you up they will be speaking with an American accent? Everybody else is a scammer. Treat them as such.
N  17th of Oct, 2012 by    0 Votes
ALert!! ALert!! Alert!!
Guys today I'm gonna reveal all the secrets in front of you all. I personally know where this people are situated at. Here are the details to reach this scammers.
Zap Tech (Maac)
Office no. 201,
Choice Arcade, d.p.road,
opposite to ruby hall, near dominos pizza,
Dhole patil road, pune, India.
Now you have a choice to stop them.
Name of d person who owe this scam company is : Rakesh H Zunj ((+919049876982) and his partner Avinash Kushwaha (+91 9158881104)
A  18th of Oct, 2012 by    0 Votes
I just got a phone call today at work, I was being reported to the BCI deparment, something about bad consumer, and that I owed anywhere up to 1500.00 he did not know the amount but that it was US Cash Advance. I asked him when this was taken out and he could not tell me the original loan amount nor date. He had my place of employment, my address, my social, drivers license number and my banking account. I had used payday loans in the past, huge mistake, but have paid them all in full. This person told me I was going to jail today and I had one hour to contact them back with my attorney information or make payment today. That they would send an officer to my place of employment and haul me off to jail and I would lose my job. Very thick Indian accent. I believe name was Brad Nelson that was given and a phone number of 877-413-2476. Thanks to this website I found trying to research this company, I will be reporting to the FTC and also FBI..
N  18th of Oct, 2012 by    0 Votes
Save your time. Don't bother. They are in India, really do you think FBI is gonna go burst their a$$ and read them their Miranda rights?

Until you make them realize you are onto them they will call you again, and again... I think some scammy Indian dude/dudette who somehow knows the Americans' Psyche, got this scam started and he uses the same coverup as the scammy collection agents use. Same MO, i.e. to get you so emotionally uncomfortable that you will make an emotional decision to pay them off in order to avoid the sheriff/cops locking you up, to avoid losing a job, etc.

Anyway there's no Indian with a "Very thick Indian accent" called Brad Nelson in this world. That's an Anglo/American name, not Asian. Hellooo people! There are no debtor jails in USA anymore, what is this 1839 or 2012? If you have ever taken out a payday loan and you are reading this expect a call sometime. They are phishing for whoever will do their doggie trick - roll over - and pay up or more aptly, be scammed.

These people have no mercy on Americans who are hurting in these present times. They unleash on innocent people who could be struggling and don't know their rights any better. So I have no return mercy for them either. When they call again be ready with a loud sports air horn and blast their their ear into deafness. If they are foolish enough to call again blast the other ear. What are they gonna do tell their Indian police peeps to come arrest you? Sure they will. Don't wast your time reasoning with them. They don't care. They care if you will get scared and fall for their trick. Gloves are off scammers!
A  2nd of Nov, 2012 by    0 Votes
I got the same phone call, and I did not get a loan from them, they are nasty and yelling at me, said today i would be arrested, I am 71 years old and have Diabetes, and last night after the phone call I was so upset that I trembled for hours, who needs this? this needs to be stopped somehow, I just can't take this, what a scam and it looks its been going on for years,
N  3rd of Nov, 2012 by    0 Votes
Hey Loretta read my post above yours. These are scammers from India. It's the latest scummy craze. They are phishing for easy victims. Just scream back at them and call them scummers. If you have a loud sports air horn then blast them. They get the message you are not a push over and won't get anything from you.
N  27th of Nov, 2012 by    0 Votes
I recommended quick payday loan

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