Silverleaf provides misleading information. As an owner, I have been trying to correct a number of membership errors that have cost me thousands of dollars. They continue to "upgrade" our account in the efforts to provide the ultimate vacation package but in the end the only thing they accomplish is increasing dues and a higher interest rate for the upgrade.
If you are an owner, do not fall into the trap of upgrading your ownership on a promise that you will be locked in to an exclusive VIP status. All you will end up doing is increasing the term of the loan with a higher interest rate and you will still end up fight for a room just like the rest of us. If you notice all of the improvements they have made are on the surface. They still have alot of lodges and older unites on site, yet they continue to build elaborate member service offices while the club houses are falling apart. Why do you thing that is?
The best advise I can give you is do not believe anything you hear at member service or the sales dept. It is all a scam. They tell you what you want to hear just to get your signature. I am speaking from experience, do not believe what they say.