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Cashnet USA / scam and cheating!

200 W.Jackson Blvd.,Chicago, IL, United States Review updated:
Contact information:
Phone: 888-801-9078

I also took out a loan with CashnetUSA. My payday is on the 10th of the month, and they deducted my bank account on the 7th which caused it to go under. In the meantime, my husband was laid off from his job. I contacted them to try to make arrangements to pay back the loan. They would not accept my offer, and told me collections would continue. I have talked to at least five different people in their collections department and e-mailed several times. Most of the people I talked to were very rude. One even hung up on me.

I stopped calling them back, and now they call me three times a day - to my home phone, my cell phone, and my employer. I have written to them by e-mail, by fax, and by certified letter. I told them that in accordance with Section 805C of the Fair Debt Collections Practices Act, I wanted them to Cease & Desist all phone calls to me. I have also told them they are in violation of Section 805A which states that they cannot call you at work if you tell them your employer does not allow it. Phone calls to my employer do not come directly to me. They must leave messages with the office staff who then put phone message notes in my box. It is now causing a problem at my place of employment.

I also intend to write to the Illinois State Attorney General's office about them. I would like to know if any class action is being taken against them.


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  16th of Jun, 2009
Agree Disagree 0 Votes
This is the least of the cast net usa's problems. They have a company by the name of William and Scott Associates that is calling people and threatening them with arrest and FEDERAL problems for repayment of loans. The people that call are RUDE terrorists in my mind, at the end of the call the jerk off told me that he would "Pray to GOD" for me and my kids because there was "no help left" for me. Worst thing yet is that I NEVER has a loan with CashnetUsa. When I attempted to call cashnet and get to the bottom of this, they denied any involvement with this company, however told me that it was not their problem. They didn't want to hear about it and then hung up on me ~~ sounds like maybe they are involved with this company. Anyone have anything out pending for this????
  29th of Jun, 2009
Agree Disagree +2 Votes
The same thing happen to me and they also used my kids bad compay and they have biolated several laws by doing this
  29th of Jun, 2009
Agree Disagree 0 Votes
Cahsnetusa is a fraud company they have called and they are using my adult children with their threats. DO NOT DO BUSINESS WITH CASHNEUSA stay away from them and someone said that the people who are calling are not a part of cahsnetusa. They are a part of them send a letter to the FTC and put this company out of business. Also send a letter to your attorney generals office and to your congressman this company has violated several laws. STAY AWAY FROM CASHNETUSA FRAUDS FRAUDS CASHNETUSA IS A RIP OFFF
  10th of Jul, 2009
Agree Disagree 0 Votes
Oh my goodness I JUST had the same thing happen to me. The person who called had a thick accent and he said that my husband and I had taken a payday loan from them and hadn't repaid it. They said my husband would be arrested and that we owed over 1, 000 to them. We have NEVER taken out any payday loans. I asked to speak to a supervisor and the supervisor said I was stupid and spoke down to me. When I hung up- they kept calliing back. WEIRD!
  11th of Jul, 2009
Agree Disagree 0 Votes
OMG same thing here they kept on calling us and saying it was a law firm! but i researched and came up with so many of the same fax number! here is the fax # : 714-845-0766 DO NOT BE FOOLED!!! ♣
  11th of Jul, 2009
Agree Disagree 0 Votes
Oh I 4got to mention the number was 904-520-4471 DON'T BE FOOLED!!!♠
  5th of Aug, 2009
Agree Disagree 0 Votes
i didnt get a loan but someone else did useing my ss# and a different name. i only found out because i applied for a cash advance here in my town (in person) and was told after they did the telatrack i had several cash advances 1 being with cashnetusa that had not been paid and turned in as nsf. i called the company and the fraud dept.they want me to send them a copy of my drivers license and ss card.yeah right like i am going to do this after they didnt bother to verify information before giving this woman a loan that used my number to begin with. i am getting a lawyer and trying to file a civil lawsuit. these people are frauds!!! they must not check anything.
  13th of Nov, 2009
Agree Disagree 0 Votes
they call me 20 times a day on my cell so i stopped answering and cussed them out everytime so they got the point..he calls himself atty roberts from us state atty i said to him they wouldnt hire someone that didnt speak english lol ..I work for a firm and due to the economy collection agencies are moving their businesses to other foreign countries for less than $5 a day so they have no laws no rules just threaten people ..no point of wasting your time i just tell them its a wrong #.i applied for payday before but neva got it
  31st of Dec, 2009
Agree Disagree +1 Votes
Cashnetusa is awful!!! I took out 2 loans paid them back, then I go to check the web site to make sure they were paid off...I have 2 other loans out which I never signed off on...my bank acct has been closed before they so called deposited the funds...So how did I receive the Money???? Now I have someone from some other company calling me saying I am going to jail for check fraud!!! OMG! this is a nightmare! I can't believe this...! What do I do???? they will not listen. NEVER EVER USE THIS COMPANY BEWARE!!! The people calling me are from a financial law firm of some sort! I researched them. What shall I do???
  15th of Jan, 2010
Agree Disagree 0 Votes
These people are jokes, they called my boyfriend and mother (which I have no clue how they got their numbers) and began saying that I was being charged with Check fraud in the amount of so so dollars, and to get a hold of me, blah blah. The lady said her name was Raquel Richards from Carrie LAw firm from 716-748-6042...I have looked up this law firm and cannot find anything on them...Does this sound familiar to anyone?
  16th of Jan, 2010
Agree Disagree 0 Votes
Do a validation letter for them to validate the debt and also keep it very simple u can find some examples on the web. Make sure they can collect a debt in your state, chances they can't. Call your attorney generals office and report them. Also with phone calls on the threats save them and you can win in court. CASHNET, Cashusa is a total ripoff and some of them operate in Canada tell them in the letter to not call u and they can't make contact with you. Make sure u send the validation letter. The places buy them and no they don't have the paper work.
  22nd of Mar, 2010
Agree Disagree 0 Votes
Can anyone please tell me if this could have possibly effected my credit score, i now have a security freeze on my credit, i never took out a loan with them however i have people calling me talking all sorts of stupid s*** about how i owe them money, its ludacris. I just tell them to screw and hang up the phone. Same company, cashnetusa, same jerk*** with the same heavy accent, same rude remarks, same threats. I am sort of worried about my credit now, i am only 20 years old, have never even had a credit card, nevermind taken out a loan from anybody. I don't know if my ID has been stolen i don't know what to do!? any advice, will this cause me problems, should i just keep ignoring them and hanging up or better yet change my phone number? Any advice would be helpful thanks.
  27th of Apr, 2010
Agree Disagree 0 Votes
I took out a loan with Casnet in 2008 and paid it off through a Law Firm That said that the would withold my wages and earnings if I did not comply with them. I made arrangements and kept it in 2009 and TODAY 04/27/10 I have received a call saying thay are going to sue me for Fraud and Illegal business practices????!!! I PAID THIS BILL AND HAVE PROOF OF PAYMENT THROUGH MY BANK! I don't understand why this has happened. PLEASE SOMEBODY HELP!!!
  4th of May, 2010
Agree Disagree 0 Votes
I had the same problem with them threatning to send information to my employer and getting me arrested! The person that called me stated they were from a law firm Goldman & Goldman, then come to find out he says he is Cashnet and i took money from him directly and i was going to pay! Extremely rude, volatile individual that stated all types of legal terms and charges filed, yet he would not explain any of it to me, when i asked to call back after i speak with a lawyer, he became extremely rude, belligerent and told me good luck because i was going to be embarrased at my job or home! I am contacting the BBB, my congressman and whoever else will listen because this defines harrasment!
  27th of May, 2010
Agree Disagree 0 Votes
I just received a call from the same people everyone is talking about. This is the second time that they have called. The first time that they called they had the wrong SS # and I told them that was the wrong SS# and not to call my place of employment any more and I hung up the phone. I had never heard of them or had taken out a loan with them. I didn't think anything about it and thought that it was over, well about 2 or 3 days money showed up in my checking account. I went on line to find out if any one had heard of this company and was able to find a phone number. I called the number and told the lady that I did not approve this money to be put into my acct. and to take it out, they did take the money back out. So I really thought that was the end of it. Well I just got another collection call from them. This time while the man was giving me his threats I looked on line for a local attorney's name and address. When he was finished with his threat I gave him "my" attorney's name address and phone number and told him he needed to contact them because I was tired of them calling me about something I didn't do. He said I will contact your attorney. I hope that will scare them off and they don't call my bluff.
I don't believe they will try and call a real attorney.
  7th of Jun, 2010
Agree Disagree 0 Votes
OMG...I got a phone call today saying they were turning me over because they said I did not pay this back. They said they were going to sue me if I did not make arrangements to pay them in two payments. They also told me I was under investigation for fraud...what do I do?? Also has anyone had to call this # 717-862-4080?? I am now worried that they are trying to rip me off. I did have payday loans but I paid them back. Anyone please help with comments.
  8th of Jun, 2010
Agree Disagree 0 Votes
I continue to get a phone call from a "Officer" Ron Wilson from the law firm of Transylvania? He has a heavy accent and he has even called my family stating that I owe $ on behalf of cashnetUSA. I have used them in the past, but loan was paid in full. Icalled cashnet and they stated that they will file a report through the fraud department, but the she went on to say that she will have to call me back she was on another call? Weird. Well I will update you with the results once I file the claim.
  14th of Jun, 2010
Agree Disagree 0 Votes
I took a payday loan with Cashnet USA 5/28/10. It was paid in full as agreed on 6/11/10 via a debit from my checking account. I received a call from a law enforcement agency (middle-eastern accent) today, 6/14/10 threatening me and accusing me of Internet loan fraud and there's a lawsuit filed against me from Cashnet USA. I about fell out of my chair. He went on and on with some very strong language. When I told him I do not owe them money he hung up but not without saying, "you'll be sorry, our lawyers will be in contact with yours." I looked up my online banking activity to ensure the amount due them, was deducted. And it had been. I called this agency back since he'd called both my home where he left a message and my office where I took his call. After explaining I can provide proof the loan had been repaid, I asked how do I contact Cashnet USA to discuss this matter? He said "you can't, you have to go through us"". Then he said, don't worry, I will straighten everything out with them. Now... how could he just take my word for it? What if I hadn't paid them back. He didn't ask me to fax anything showing the amount had been paid. This sounded very fishy to me.

In reading the above, I'm a little nervous of what to expect next.
  21st of Jun, 2010
Agree Disagree 0 Votes
Everyone contact the CFSA. I don't know if they will help, I'm just sayin'.
  23rd of Jun, 2010
Agree Disagree 0 Votes
Okay, I was just about to try and do a loan with cashnet, when all of these warnings pop up. I am so glad I stop to each of your complaints, and have decided NOT to go for it.

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CashNetUSA / CNU Online Holdings Logo CashNetUSA / CNU Online Holdings
Customer Service
Overall Satisfaction Rating

73 Reviews
175 West Jackson, Suite 1000
United States - 60604
+1 888 801 9075
+1 866 350 0110
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