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Resolved
CheckrediAbuse of civil rights

A

A debt collection agency that abuses and threatens those they are collecting from. Threats like 'we have yous ssn, we will contact our lawyers' etc were terms used during contact. By law you have 30 days to dispute a debt in writing with any debt collector. Do not let them abuse you. They attempted to collect on a debt the day after contact by issuing the charge to an account they knew did not have proper funds.

Responses

  • Ex
    exie Jun 14, 2009

    Again, not enough info here to try to help. Do you have a debt outstanding they are collecting on? Did they send you first notice? You mentioned a few statements they allegedly said during conversation. Of course they have your ss#. So what? I dont think the contact attorney one was very smart, but it may be an option they have to resolve the debt. if they intend on doing that, and it is legal to do so, then they can say it.

    I also dont understand the last sentence. You gave them the OK to run a credit card on a bogus account? Fill in the blanks.

    Also, violating FDCPA is not violating your civil rights. It is violating a federal act. not even close to the same thing.

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