My husband and I are fortunate enough to have quite a bit of money in numerous Capitol One accounts. We have NO debt, other than a revolving credit card, also with Cap One, that is always prepaid. About 6 Mos ago, I made the horrific mistake of reporting to them 2 errors on my credit report. Since then, we have continuously dropped points in our credit rating, going from 825 into the 700's! This company is a horror show, and wouldn't recognize a financially solid individual if they bit them in the [censored]!