200Cash.com reviews and complaints
Stolen money from my savings account
I applied for a payday loan, I understood after the fact, that they needed to get into my account to check that it was a legitimate account. It was and is, but I was first charged 29 for that.
For the next two weeks, they proceeded to try and take money out of my account, even though I was not approved for a payday loan, resulting in three nsf charges of $27. I cannot afford to keep getting nsf charges, when they have no business trying to take money out of my account especially since I didnt get a payday loan to begin with. Now I cannot find out who they are, how to reach them, and I dont have a clue how to retrieve my monies back. Please help me get my nsf charges back onto my account.
I am beside myself thinking how the bank would allow this especially since I have a password for anyone trying to get into my account, and even the bank isnt holding up to their bargain by not allowing anyone in my account from the begining. Please help me find out who these people are and help me get my nsf fees back.
Thank you so much,
Jerriann l picton
Company Business Name: TEACHERS CREDIT UNION/JERRIANN L PICTON
Country of complaint: United States
Address: 1230 portage ave, South Bend, Indiana
Phone: 574-303-9208
Website: 200CASH.COM
fake loans
yes i tried for this loan and at the end where they have u electronically sign ur name i CLICK DENY LOAN PROCESS...and i be dam if this bogis company didnt charge my account the $19 and then a $44 charge which made my account overdrawn...until they did this my account was a positive nnow my account is as today a -$381.90 and each day it adds another $10 to this...I DENY THE LOAN MYSELF AND I HAVE THE PRINTOUT OF IT BUT WITHOUT A NUMBER TO CONTACT THESE ###S THERES NOTHING I CAN DO
anyone that can help please email me at
[protected]@hotmail.com
Company Business Name: 200.cash
Country of complaint: United States
The complaint has been investigated and resolved to the customer’s satisfaction.
Unauthorized Debit from My Bank Account
This Company advertises quick Payday loans and have you fill out an application for a Payday Loan, That application goes to however many affiliates they are Partnered with, 200cash.com is not a Lender, They are a 3rd party that simply steps in to get people a loan, by having people fill out an application and charge $19.95 for you to submit an application.I never heard of such a thing, The company is currently in Litigation for "Unfair and Deceptive Business Practices".In A federal lawsuit filed by the Federal Trade Commission The Company Owner agreed to pay 2 million Dollars in damages but admit No Wrong doing.The company 200.com did access my Bank Account and Did Charge me the $19.95 from my bank account, at which point I immediately contacted My Bank and Filed an affidavit to the Unauthorized Debit.The Bank is conducting their investigation into the Unauthorized Debit, and if It turns out that that charge was unauthorized then The Bank shall refund my $19.95.The owner of 200cash.com is currently in Litigation for 16 Million.That's 85% of all of its business transactions, from a company named LST Financial, They Were a Credit Card Processing Company that handeled Credit Card Transactions For 200cash.com, but LST found that 85% of their processing for the company 200cash.com were all Charge Backs.So LST is Sueing 200cash.com for 16Million.Personally, It wasn't until I saw the Bold Face Type in the middle of the application that stated "Any Attempt to claim that this charge is Unauthorized, and 200cash.com shall Prosecute that party for Trying to take an authorized charge, as Unauthorized and 200cash.com shall see that as an attempt to Defraud 200cash.com and any person doing so shall be Procecuted For Company Theft" I immediately Called The 800 number and left several Messages to the effect that I said "Come And Get Me" I am waiting at my home this minute for you to come Prosecute Me." How much Time do you think I will Be given in Jail For An Attemt to Defraud 200cash.com, Oh Yea and what Prosecutor will have me arrested for a $19.95 charge that you took Unauthorized.I said come get me, I need to be in court room to explain myself, can you come now?I'm ready to tell a Judge everything about how I got to be Prosecuted for this Hannis Crime...I had to put a little Levity in the thing, But I told Them Come Get Me.If Anyone is confused about these kinds of transactions there are rules that every company must adhere to, and they Are Called "The Rules Governing ACH Debit Transactions" and the rules state quit clearly that anyone who disputes any ACH Debit Transaction Must sign An Affidavid to that Unauthorized Charge within the 60 day time limit, and the charges shall be reversed." It's really that simple, Basically everyone just has to take the initiative and File the Affidavit and the Bank will Refund the Money Back To You. I sent 200cash.com a Email stating that the rules that Govern ACH debit allow me to dispute that charge and the money shall be refunded, I guess you people at 200cash.com are playing the Odds to how many will actually file the affidavit.And The Guy Is Rich, That owns the Company 200cash.com, Lives in a Mansion in Beverly Hills Ca.Settled The FTC Lawsuit for 2 million and looks like he will just keep the 16 million that the company LST is Sueing For in A civil Lawsuit.So There you Go Folks, A crash course in Business 101 American Style.First They Rip You Off, Then They Pay a Little Fine, (collected from the Rip Off)and then just Keep the Rest.And It's all nice and Legal Like..We are all left with a feeling of "Why would anyone Work For a Living, when all someone has to do is Steal your money Pay a little fine and Keep The Diffrence.You Know What I mean?
Company Business Name: 200cash.com
Country of complaint: United States
Address: unknown, California
Phone: unknown
Website: 200cash.com
200 cash.com is a rip off and the state or someone should have all staff members arrested for fraud. I say this because 200cash.com took money from my account but didn't put any money in my account.
CASH200.COM IS A BIG RIP OFF AND THEY SHOULD BE CLOSED BECAUSE THEY ONLY TAKE PEOPLES MONEY THEY DONT LOAN ANY!
this 200cash.com is a fraud they took my money 19.00 they are a big rip off YOU KNOW I NEED MONEY AT THAT TIME SO I APPLYED THINKING I WAS GOING TO HAVE CASH PUT IN MY BANK ACCOUNT BUT NOOOOOO THEY TOOK 19.00 FROM ME THATS SO WRONG AND THAT REALY COST ME THANK ALOT
Fraud fraud fraud!
Report 200cash.com to the irs http://www.irs.gov/compliance/enforcement/article/0,,id=106778,00.html
200cash.com
http://www.dontannoyme.com/forums/showthread.php?t=1629&page=5&pp=10
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I am like the rest of you - I got ripped off but I don't get mad, I get even. This person bragged in an email how they get 55,000 applications in 12 months, multiplied by the $19.00 that's a cool $1,045,000.00.
I wonder if they claim that as income, well I am going to pass this information on to the irs, delaware dept of revenue, md and ca departments of revenue and let them check it out.
Check out their other websites - jackson cash, aka 200cash.com
Lion payday, aka 300cash.com which leads you to steadman financial.
What a bunch of crooks.
Diana butler
[protected]@msn.com
The app fee notice is in several places on our website:
Home page
Faq page
In application path, last page with final authorizations
The applicant can leave at any point before clicking the final submit button and not incur any charges.
2. Our process is heavily automated.in bound authorized application are automatically forwarded to 3rd party employment verification services. Hence our policy of non-refundable application fees. We cannot stop this spending "in 10 minutes" or any other such idea with 3000 in-bound applications per day. Our requirements, policy and terms and conditions are more than fair and appropriate.
3. Ten complaining people that can't or won't read t's and c's before making commitments of work for a lot of other people do not concern us. We receive over 3000 applications per day and fund most of them.
4. Finally, we are not "internet funding corporation"
If you feel it is necessary to continue these communications, please do so through your attorney.
200cash.com, inc.
Country of complaint: United States
I applied for a pay day loan and I exit out of the website before I pressed submit because they charge a 19 dollar fee for applying. They deducted the 19 dollars from my account that had no money in it and then I also suffered a 34 dollar insufficient charge to my account. I ended up paying $54 at a time when I have no money. On top of that, they send you an e-mail before they deduct the fee giving you bogus reasons as to why you were denied the loan. I e-mailed them and told them they made a mistake and I exit out before I pressed submit. They still took the money anyway and caused my account to withdrew. How dare these people take advantage of the poor population like that. Someone need to do something about them.
After trying to obtain a payday loan "200cash.com" and it"s affillates have debted my account for $19.00. I have tryed to contat them with no luck. They keep taking these funds time and time again. The site is a scam as they hide behind an automated system both on line and by phone. I have filed a case with the fraud department of my bank and wish to file a class acttion suit against them. If you are interested in joining me in the suit please contact me @ dan_yovan@msn.com or dan_yovan@yahoo.com.
$19 was taken out of my account and I tried calling like they said. Unable to talk to someone@ [protected] or leave message. I ant my money back into my account. I have spoken to better business bureau here in Mass and they said to give them 48 hours. They are going to go after them and so am I. Richard P Place [protected]
This company needs to be investigated and closed down. They are supposedly a short term payday loan company but when you apply, they do not grant a loan, do not email you as to the reason, do not have any method of contacting them and charge your bank account $44.00 for app fee and NSF fee. I also had to pay $70.00 to my own bank in fees when they tried to debit $19.00 twice. I have reported them to the Delaware BBB but I'm sure they will not respond to them. This is a SCAM/FRAUD operation. If you try to email them, you get a generic email answer from them - all automated.
I would to say that 200cash.com took out a bank withdrawal from my bank which they said to me about a fee of $19.00 dollars which they said that $260.00 dollars would be wired to my account the next day.I check my account today they took out $44.00 dollars from my account on 6/21/2010. So can i get a check from them or put the money back to my account
I too had $19.00 taken and have not heard one way or the other. When I email them about my status, I get a email back saying the samething. This is what it says " :
status@200cash.com On: Apr 04/15/09 12:06 PM
Dear Applicant,
Thank you for applying with 200CASH.COM, INC.
We endeavor to review all applications within 24 hours, it is impossible to respond to status requests directly given the quick turn-around time of our process.
All applicants will recieve by email either an approval notice which will include direct contact information for your assigned Account Manager, or a declined notice detailing the reason(s) for denial.
Thank you in advance for your patience and for giving us at 200CASH.COMN the opprtunity to assist you with your short-term financial needs.
Regards,
The Account Management Team
200CASH.COM, INC.
In trying to apply for a Payday advance Loan which already charges you a $19.95 fee to apply and $60 per $200 it was an utter shock that this company 200 Cash.com had the audacity to charge me an application fee when they didn't even attempt to lend me $200 dollars at a ridiculous Rate of Return!
We should gather up all of our complaints retain an attorney and let him/her go to town and slap these guys with a lawsuit they'll never forget.
If you have an interest let me know as I am totally equipped to put this Company 200Cash.com under the bus...
I applied for a loan with this company in July of 2009. Never heard from them. They took out what I believed to be their one time fee. But since than this company has been taking money out of my account on a regular bases, some times once a week but lately every other day. I live week to week and withdraw my money out of the bank on my paydays and this company withdraws money out of my account the day before my payday, and at times every other day which incurs me to not only NSF funds from my bank but this company has the gall to charge me NSF fees also!
I have tried to cancel my A.C.H from my bank but they inform me that it will incur me more money to stop them from pulling more money out of my account. Plus I believe that that gave my bank information to another company as they are now taking money out of my account. By the end of this week I will be not only without any funds in my account, but homeless also.
And when I try to call this phone number they have on their site to get them to cancel this activity all I get is an automated system that does not let you speak to a real person. No matter what time of the day it is. My bank requires a cancellation number but also a name. I am afraid to go to their website again.
I tried to get a loan to fix my truck, and it has cost my more than the amount to repairs done on my truck!
I was charged a $31.98 debit to my checking account that was initiated by 200cash.com. The money supposedly was for identity theft proection (how ironic) and I called the number that they gave me to call. There is not a live person to speak with and the recording tells you to go to the website www.identitytheft.com to cancel. Once there, no place to do a cancellation. Then 200cash.com kept debiting my account for $19.00 for about 3 days giving me overdraft fees and forcing me to close my account. These people whoever they are need to be stopped and prosecuted. My bank is investigating but I doubt if I get any results. I am out of $140.00 gone to who knows where.
I filled out an application for a loan giving them all of my bank information. 200 cash.com. Evidently accepted my application and charged me a fee of 22.95 and have been taking it out of my checking account. I have not accepted or signed any agreements for money. Because they are taking money out every month I am being charged for overdrafts. They do not have a contact number. And the company Usloanin1hour.com has verified that I have an application on file. When I asked them about the monies being taken out, their answer was that they do know who is taking the money out. My bank does not know who is taking the money out. How can this be stopped?
could it have happen to a more honest soul.. NOT