Bingham was dispatched by my insurance carrier after a supply line leak in September 2025. From the start, all they cared about was getting their equipment in the door and billing my insurance for as much as possible.
They set up fans and dehumidifiers and did mitigation work over a few days. I never got a quote upfront — just assurances they'd work with my insurance. When the invoice finally came, it was 9K+ for what my adjuster later determined was worth 4.6k. Nearly double.
My adjuster at Travelers spent weeks trying to get Bingham to provide a line-item breakdown and photos to justify the charges. They never did. In December, my adjuster texted me: "I still only have the original. I requested the breakdown of the new estimate" and "Until they give me photos and explanations of what they are requesting we need to add, I can't do much." He told me to just pay what insurance approved and let it go to appraisal if Bingham wanted to fight it.
So that's what I did. I sent Bingham a cashier's check for 4.6k — exactly what insurance approved — with a letter stating it was payment in full per approved insurance. Their response? An email accusing me of "insurance fraud" and "trying to make money off an insurance claim." I paid every dollar my insurance said the work was worth and somehow I'm the one committing fraud.
They also threatened to put a lien on my house — after their lien rights had expired. So they threatened me with something they couldn't even do.
It gets better. After they cashed my check, I got a collection call demanding $4,900. That number doesn't match their invoice, doesn't match anything.
Their invoice included line items that were removed or adjusted — thermal imaging, supervisory hours, fuel surcharges — but even after those "adjustments" they still wanted $7,900. My adjuster couldn't verify half of what they claimed because Bingham never provided documentation. I received a call from a debt collector for an even higher amount after they had received my check for the insurance approved amount.
Summary: Inflated billing designed to squeeze insurance for maximum payout, extremely poor documentation to support their charges, threats and accusations when you push back, and collection calls on debts that don't exist. They admitted their own lien deadline passed and still tried to intimidate me into paying. They continue to use a debt collection agency to call and intimidate.