Apex Bank USA Customer Service Phone, Email, Contacts
Apex Bank USA
reviews & complaints

Apex Bank USA
reviews & complaints

Apex Bank USA Complaints Summary

0 Resolved
3 Unresolved
Our verdict: Engaging with Apex Bank USA at a 0% resolution rate requires careful navigation. Deep-dive into detailed customer experiences to uncover systemic issues. Critically assess their service descriptions against actual user feedback. When interacting, document every detail, as comprehensive records are vital in such scenarios. Exploring alternatives and understanding your consumer rights are crucial steps. If necessary, be prepared to seek external advice or intervention. In challenging service landscapes, informed decision-making and proactive steps are essential for protecting your interests.
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Apex Bank USA complaints 3

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Newest Apex Bank USA reviews & complaints

1:32 pm EDT
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Apex Bank USA Mortgage

We have a HELOC on some property and that HELOC was purchased by Apex. Horrible service, difficult to get hold of, customer service agents are either too stupid to understand a simple problem or else think that we are too stupid and think that eventually give up and go away. Every month there is a $15 extra charge on our account for something that happened 6 months ago and was resolved. It's not much but it won't go away no matter how many times we call or who we talk to. We have to pay it over and over and over... It makes me wonder how many if their customers are getting dinged with small amounts every month and Apex does it because their customers don't notice or give up trying to resolve.

Any lawyers looking for a class action?

Desired outcome: Stop charging us every month

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11:11 am EDT

Apex Bank USA loan department - ginger sharp

I am trying to reach the vice president or president of your loan department.
I have requested this inormation from Ginger Sharp without success. She has poor customer service skills and hung up on me while trying to obtain this information. She basically refused to give me the contact information and stated that the VP/President of loan operations would not be very nice to me if I contacted "him". She stated that "he" does not have time to speak to me nor would "he" want to speak to me.

This is definitely not the type of customer service that I'm use to and would hope this isn't the type of customer service that you enforce.

I would appreciate being able to speak with someone at Apex bank that will LISTEN to the customer, communicate with the customer and try to be helpful with any question the customer ask. Ginger Sharp is by far the rudest bank representative that I have ever dealt with in all my years of banking.
The way that she has handled our loan, sent notifications of our loan and had direct communication regarding our loan has been nothing but unprofessional. For a bank representative to HANG UP on a customer is the most immature, unprofessional behavior anyone could portray. It says a lot about Ginger Sharp and her personality and she is definitely not the person I wish to do business with.
I would appreciate if someone that does care about the customer could please give me a call back at their earliest convenience.

Thank you for your time,

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Tracy Bailey
, US
Oct 31, 2019 8:03 am EDT

I have received nothing but harassment from Apex customer service (so called professionals). I had set up an agreement with a customer service agent as I was going to be late this month due to my bank account being hacked. The hacker emptied my account. I explained what happened and made arrangements to pay on the 30th. In my opinion that should have been the end of phone calls from Apex as the arrangement was noted on my account.
The next two days I received harassing phone calls wanting payment right then because I had let them know my bank had finished their investigation. I tried to explain that just because the money had been deposited back into my account, there was an issue of changing my back account due to this one being compromised. The 2 different CSR agents called yesterday and the day before were extremely rude. Although I had explained the fact I would have to open a new account before I could call with my payment. My explanation did not register at all. CSR's continually pushing me to make the payment immediately as he stated the did not understand, the money was in the account I should be able to confirm payment without opening a new account. Again completely not giving a second thought as to the fact the money had to be moved to a new account.
The first CSR that called pushing me to make the payment stated he did not understand the problem I just needed to agree to release the funds. I explained I was busy at the moment checking out at a local store. CSR continued to be forceful that I pay right then, so I hung up the phone.
The second CSR I spoke with the following day continued to badger me completely ignorant to the note on my account when payment was to be made. He then went on about how I had hung up on the CSR the previous day. Although I had made it clear I was checking out of the store and could not talk at the moment and he continually kept demanding the payment as I was now standing in front of the cashier, so I had to hang up. I once again tried to explain the delay in payment, and once again all I got from the CSR was rude customer service demanding demanding payment.
I did not choose to have my home loan with this company, my loan was taken over by them. I pleaded with previous Lender to keep me has a client, but he stated he had no control over this.
The only solution to end this type of harassment is to not take calls from Apex, I have been with them for quite a few years now and i have been late with that months payment probable 3 times, I can not believe the attitude and hatefulness when I have only been late a few times but payment was made in that month not the following month. Has anyone else been treated this way through Apex Costumer Service. I personally don't generally leave complaints in writing but this time I have had enough. One of the worst remarks they have sent me and told me via phone call is that I have no equity in my home that I bought in 2005. Never took out a second mortgage, nor have I applied for a home equity loan.
I spoke with my personal banks home loan manager and a realtor. They both stated this had to be incorrect information.
I welcome any response to my complaint rather you agree or disagree, I am someone who will listen to both happy and unhappy customers as I was a CSR before becoming disabled in 2016.

I appreciate you taking time out of your day to read my complaint.
Thank you.

3:43 pm EST

Apex Bank USA internet scam

I was told that I had a fund of 7, 000.00 dollars in the bank in Cotonou, Benin Republic and all I had to do was send 100.00 dollars to release the fund to me. I sent the money in c/o Western Union to an Andrew Obunso of Apex Bank and was told that the 7, 000.00 dollars was sent to me by a Haresh Morgan with the MTCN [protected] and nothing was sent. I lost my 100.00 dollars and want to know if this is a Nigerian advance fee fraud scheme. Thank you, David O'Malley

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Avi Avi
, US
Feb 11, 2023 8:58 pm EST

Very deceiving and manipulative practices . Dishonest people. My money has been held by Apex Bank for a long period of time . They refuse to release my money

, US
Apr 06, 2009 8:02 am EDT

The following is the email I recieved it is also a scam!

Dear : Friend
After due deliberation with my colleagues decided to forward to you this proposal. We want a reliable person who could assist us to transfer the sum of(US$7, 900, 000.00 (Seven Million Nine Hundred Thousand United States Dollars Only.This fund resulted from an over-invoiced bill from a contract awarded by us under the budget, allocated to my ministry and the bill was approved for payment by the concerned ministries. The contract has been executed, commissioned and the contractor has been paid his actual cost for the contract. We are now left with the balance of US$7.9M as the over-invoiced amount, which we have deliberately over estimated for our own use. But under our protocol division, civil servants are forbidden to Operate or own a foreign account. This is why l contacted you for assistance. We have agreed that you will be entitled to 30% of the total sum, 60% for us while 10% for any expenses incurred while transacting the business and whatever left from the 10% will be shared equally. I got your business outfit from our Chambers of Commerce and Industry. I am Mr Kenneth David, a top official with the Nigerian National Petroleum Corporation (NNPC). We the officials involved in the deal have put in many years in services to our ministries. We have been exercising patience for this opportunity for so long and to most of us, this is a lifetime opportunity we cannot afford to miss. My number is, TEL: 234 7035043302To enable us get this fund paid into your account, we have to present an international business outfit and consequent upon your agreement, we shall proceed in doing business together. You may be required to sign the fund release authority in our Apex Bank. All these will only take us 6 working days to transfer this fund into your account right from the day we receive the REQUIREMENTS. NOTE: Your discussion regarding to this transaction should be limited, because we are still in government service and your type of BUSINESS those not matter.Let honest and trust be our watchwords throughout this transaction. And your prompt reply will be highly appreciated. Please reply for more Details.
Best regards
Mr Kenneth David

Is Apex Bank USA legit?

Our verdict: Complaints Board's thorough examination reveals Apex Bank USA as a legitimate entity with notable strengths. Despite a 0% resolution rate on customer complaints, which invites a closer look, Apex Bank USA stands out for its commitment to quality and security. Clients considering Apex Bank USA should delve into its customer service record to gauge compatibility with their expectations.

Apex Bank USA earns 91% level of Trustworthiness

Perfect Trust Endorsement: Apex Bank USA achives 91% ligitmacy per Complaints Board. Highly recommended, yet always stay vigilant.

A long registered date for can be seen as a positive aspect for Apex Bank USA as it indicates a commitment to maintaining the website and its domain name for a long period of time. It also suggests that the company is organized and has taken steps to secure its online presence.

The age of Apex Bank USA's domain suggests that they have had sufficient time to establish a reputation as a reliable source of information and services. This can provide reassurance to potential customers seeking quality products or services. has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.

Our scan shows Apex Bank USA website is free from malware and phishing activities, which are types of online threats that can include viruses, worms, Trojan horses, ransomware, and other malicious code, as social engineering tactics used to trick users into sharing their personal information. has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.

The Apex Bank USA website has a cookie consent banner indicating the use of cookies for data collection. Reviewing the privacy policy and terms of use is crucial to understanding how the data is used and ensuring compliance with regulations.

However ComplaintsBoard has detected that:

  • has relatively low traffic compared to other websites, it could be due to a niche focus, but could also indicate a potential lack of traffic and popularity. The may offer a niche product or service that is only of interest to a smaller audience.
  • Apex Bank USA protects their ownership data, a common and legal practice. However, from our perspective, this lack of transparency can impede trust and accountability, which are essential for establishing a credible and respected business entity.
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Apex Bank USA contacts

Phone numbers

1888 869 2739 +1 (877) 226-5361 More phone numbers


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