Afni Collections — Fraud and cheating!
I received this collection notice from AFNI collections on the 23 of July 07. For the amount of $34.97. Original creditor Alltel. I call the company with the number that was posted. To pay the bill. They tell me it was from 98/99, and that was all the info they had on it. I laughed at the lady on the phone and gave her nothing. I came in the U.S. Military in early 1998. Straight out of high school. I had no job or credit. I never had anything to do with alltel in 1998 or 1999.
This is where things get good. I was living in Virginia there was no Alltel in 1998. There was a 360 phone company on post (Ft. Eustis) which I think got bought out by Alltel or switched names. When I do not know. Why I don't know is because, once i got finished with basic training and school (which at that time we were not allowed to have any type of electronic devices). I left towards the end of 1998 and got stationed in Germany. There is no Alltel in Germany. I am a 110% sure of that. I was living in Germany for 3 years. I then left Germany and got stationed in Ft. Eustis Virginia again. That is when I got my first cell phone. Guess where I got my contract through? Yup! Alltel in 2002. The only cell phone company I have ever went through. I had no problems going through this company. They never mentioned a pass due bill. Never had me in the system before. Nothing about 1998/99. I was with them until 2004. July to be exact. That was when I went back to Germany. I have been here ever since. And yes it was mailed to me here with my German address on it.
I check my credit report once a month (that is the truth). I have been doing it for years. There is nothing on it that says anything about this bill. Of course it is not pass the 30 days that it is dated, but do to the many complaints that I have found on this company doing internet searches. I will wait it out and check my credit report on the 1st and see where I stand. Be for I dispute it. In the mean time I will bring this up to the Military Legal department here to see what kind of advice they give me.