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ACS Incorporation Customer Service Contacts

28790 US Highway 19 N
Clearwater, Florida
United States - 33761-2508

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Complaints & Reviews

ACS Incorporationthat I owe money for a payday loan

Notice of legal proceedings

Loan information

Case file #: - ps092716

Due amount - $550.34

File transferred - september 2016

Dear debtor,

As we put your social security number into our national checking database system, we found that you have been never charged for a fraud activity & that’s the reason court house has decided to give you a chance to take care of this issue outside the court without having a report on your credit history and social security number.

We regret that if we do not receive your response within the next 12 hours, we shall have no alternative but to take action through your local county courthouse to recover the amount due together with court costs and legal fees which cost approximately 3025.86.

As you are a defaulter on this credit united legal investigation bureau has stated 3 serious allegations against you and they are:

(1) violation of federal banking regulation

(2) collateral check fraud

(3) theft by deception

If court action is taken and judgement / decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

·warrant of execution (Exceptional attachment order). Seizure and sale of movable non-essential assets / property by a county court bailiff or sheriff officer

·attachment of earnings base (Earnings arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

The factual basis for the complaints is as follows:-

You agreed to return the funds from the aforementioned income advancement as per contract.

And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

At present, acs inc is seeking either of the following remedies:-

All funds to be returned as per terms of initial contract

Dear customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions

If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.

To resolve this issue contact us during the working hours monday to friday 09:00 am t o 07:00 pm on reply back to this e-mail to get in touch with the representative.

Note: this case is under investigation under major credit bureaus.

Yours sincerely

Collections & legal department

Acs legal | privacy | terms of use


Confidentiality statement & notice: this email is covered by the electronic communications privacy act, 18 u. S. C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

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    ACS Inc. — payday loan

    FINAL NOTICE FOR LEGAL ACTION (Fair Debt Collection Act-811[15 USC 1692i]) Case...

    ACS Incorporationtheir email was fake and their accusations were wrong

    Guys, ignore all messages from Department Law Enforcement ACS Incorporation. I got the email from them, where they accused me that I haven’t paid for the debt. They didn’t hear from me and if they didn’t get the payment within 14 days, they would send my case to the court. The funniest thing is that I have recently have paid my lest payment to the debt company. I don’t have any debts at all.

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      ACS Inc.they sent letters with the threats

      I started to received different notes and letters from ACS Inc. they asked me to pay the debt back or they would start the lawsuit against me. I know about the debt, but I haven’t owed them. I only once replied to the letter and asked to leave me alone. But these people don’t listen to me. They continued to send different letters with the threats. Avoid them, please.

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        ACS Inc.the company sent me strange email about my debt

        I think that the company ACS Inc. has tried to scare me. I got the email, where they asked about the debt in amount of $500. They wanted to get my security number and if I didn’t prove them some of the information, they would start the lawsuit against me. I have only 48 hours and they already twice reminded me about this email. I don’t know what to do. Help me, please.

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          ACS Incorp. — payday debt collection

          Kindly verify your mailing address, as the legal charges are already filed and we are going to send you the...

          ACS Incorp."legal" prosecution

          You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter. Your line of credit is over 60 days past due, but it is not too late to restore your good standing! We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.

          If you believe you are unable afford the payment options we have offered, contact us right away through email and we will do our best to accommodate an amount you can commit to.

          UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE: (1) VIOLATION OF FEDERAL BANKING REGULATION (2) COLLATERAL CHECK FRAUD (3) THEFT BY DECEPTION

          Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretence of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

          WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD. And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding l**n amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary.
          We merely require you to contact our recovery asset location department through Email between 9:30 to 6:30 (EST).

          IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US +[protected] BETWEEN WORKING HOURS.

          UNITED STATES OF ATTORNEY Copyright © 2006 ACE | Privacy | Terms of use ADVANCE CASH SERVICES Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed.
          Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message.

          Thank you for your cooperation.

          Add your opinion

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            • Wh
              What's wrong with you? Sep 11, 2015

              "Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. "

              Since you have re-transmitted this, you are now in deeper trouble. I guess you like playing with fire!

              -1 Votes
            • Bu
              Bumper244 May 30, 2014
              This comment was posted by
              a verified customer
              Verified customer

              After reading several complaints on the website of this "ACS" collection agency, I join with the majority in stating my case. I, however, have a legitimate default on a payday loan, but I am assuming this ACS agency are surfing for people like myself to make chase. the payday loan I have defaulted on were given the opportunity to join with others from my credit report and other payday loans in a consolidation effort I have been quite satisfied with but they chose to want to milk me instead. I received the same ACS email that most of the complaints listed have mentioned and I've kept it. You can take me to court and I'll also have a copy of the email wherein I request a copy of my statement from the payday loan people and their refusal to give me anything but a one line sentence telling me what I owe. Who the hell does that? If I ask for a copy of my account statement you need to send me one. I've been a paralegal for over 25 years, let's rumble.

              Bumper244

              0 Votes
            • El
              elf_dudine Jan 05, 2014
              This comment was posted by
              a verified customer
              Verified customer

              I received email from the company ACS Incorp, which stated that I owed them money and needed to return it within 2 weeks. I never made any dealings with this company, so I contacted them and asked about money. I argued with them, because this company wanted to steal money from me. I just wanted to warn everyone not to deal with such dishonest people. Please leave comments if you had the same situation as I had.

              0 Votes

            ACS Incorp.a debt and collect divison

            Well first of all my name is Mary Evans. And i been getting calls from these people saying i own them money and i don't own them nothing. And yes these people are a scam. They would email people saying this too. They are fraudters. This company needs to be closed asap for scamming people young and old people. Why would they do this to me? Please do something about this company asap thanks Mary Evans.

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              ACS Inc.owe money

              They say I owe them 956.90 to cash advance and I never did get it and I check with my bank and they said I never did get the money from cash advance...I so my question is ..Is this a scam ...I do not have every good health at all. And this is stress me out...What should I do... The case number on it is ACS 01 JCO 121 and they want me to send them money soon as possible...I my lungs are really bad and my heart to and this is stress me out I almost went to the hospital on it. Can you help me want should I do.

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                • Ta
                  Tanya359 Feb 12, 2016
                  This comment was posted by
                  a verified customer
                  Verified customer

                  I got an email today from acs saying I owe them money. But I never had a pay day

                  0 Votes
                • Li
                  Linda Lowrie Jul 20, 2015
                  This comment was posted by
                  a verified customer
                  Verified customer

                  I have no clue what this is . I took my email to a Lawyer and he said that it is a scam trying to scare people into giving them money .

                  0 Votes
                • Ze
                  Zena Mosley Jan 28, 2015
                  This comment was posted by
                  a verified customer
                  Verified customer

                  Sending me e-mails saying I owe them almost 6, 000 for a payday loan for 530.00. Told them I never received this & was not paying. They are threatening to have me arrested for money laundrying

                  0 Votes
                • Sk
                  SkylaDRH02 Aug 11, 2014

                  Whomever this is they send tons of emails and call from weird bogus numbers. But they sent me the phone number listed ^above in an email.

                  0 Votes

                ACS Incorporationfraud

                I Case No: 081101D

                Balance Amount: $965.75

                Case File Transferred to ACS: - January 2015

                Dear Customer,

                Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3873.81 against you, we request you to kindly pay the Court Restitution Amount which is $965.75. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

                As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

                As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

                (1) VIOLATION OF FEDERAL BANKING REGULATION

                (2) COLLATERAL CHECK FRAUD

                (3) THEFT BY DECEPTION


                Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

                · Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
                · Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

                If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

                The Factual Basis for the complaints is as follows:

                You accepted to return the funds from this aforementioned pending loan.

                And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

                At present, ACS INC is seeking either of the following remedies:-
                All fund to be returned as per terms of initial contract.

                Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.

                To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on [protected] or reply back to this email to get in touch with the representative.

                NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

                Yours sincerely
                Collections & Legal Department
                ACS Inc © 2015 | | Terms of Use | Careers | Complaints | Privacy Policy
                ------------------------------------------------------------------------------------------------------------------------------------------------------------------------
                Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation. email.

                Add your opinion

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                  • Na
                    Nancy1975 Dec 03, 2015
                    This comment was posted by
                    a verified customer
                    Verified customer

                    I got this email from that company today
                    United States District Court

                    FAST-CASH SERVICES

                    VS.

                    My name

                    FAST-CASH LEGAL DEPARTMENT OF WIRE FRAUD

                    ARREST WARRANT

                    To: Any authorized law enforcement Officer
                    An application by a federal law enforcement officer or an attorney for the government request to arrest.

                    Charges pressed against the name are:

                    1. Violation of federal banking regulation act 1983 (C)
                    2. Collateral check fraud
                    3. Theft by deception (ACC ACT 21A)

                    Which carries a maximum sentence of 10 years of prison and a fine up to $50, 000.

                    YOU CAN APPLY FOR AN OUT OF COURT RESOLVE OPTION (OOCR): All you do is email us back for taking care of this matter outside the court house.

                    PS. If you fail respond within 48 hours this Legal Action will be activated. You will be Entitle for an OOCR, so please EMAIL us back ASAP.

                    By requesting an offer in compromise, but if you are failed to do that then we shall start the process of pressing those charges against you.


                    Attorney Department for Debt Collection and Bank Fraud
                    --------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------------
                    Copyright (c) 2015 | Privacy

                    0 Votes

                  The complaint has been investigated and
                  resolved to the customer's satisfaction
                  Resolved
                  ACS Inc. — lawsuit for unpaid loan

                  this company sent me an email saying i was going to be sued for not paying a payday loan in the amount of...

                  The complaint has been investigated and
                  resolved to the customer's satisfaction
                  Resolved
                  ACS Inc.wants me to pay them money I never borrowed

                  They are sending me harassing emails about me paying them money. I don't owe money to anybody so this has to be fraud. From what I see online the amount they are claiming I owe is the same on everyone's letters. Below is the following letter I received.

                  Case No: ACS/08-B8028

                  Balance Amount: $964.52

                  Case File Transferred to ACS: - AUG 2014

                  Dear Customer,

                  Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

                  As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

                  As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

                  (1) VIOLATION OF FEDERAL BANKING REGULATION

                  (2) COLLATERAL CHECK FRAUD

                  (3) THEFT BY DECEPTION


                  Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

                  • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
                  • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

                  If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
                  If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

                  The Factual Basis for the complaints are as follows:

                  You accepted to return the funds from this aforementioned pending loan.

                  And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

                  At present, ACS INC is seeking either of the following remedies:-
                  All funds to be returned as per terms of initial contract.

                  Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $1146.89 to settle this case.

                  To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on +[protected] or reply back to this email to get in touch with the representative.

                  NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

                  Yours sincerely
                  Collections & Legal Department

                  ACS Inc © 2014 | | Terms of Use | Careers | Complaints | Privacy Policy

                  Add your opinion

                    By clicking Submit you are agreeing to the Complaints Board’s Terms and Conditions

                    ACS Inc.payday loan

                    I never heard of these people till now. I never received any calls from them I never heard from them until I open my email n found this in it saying that I owe them over 3000 and I needed to pay 942. 35 to keep charges from being filed against me. Upon calling the number n the email it is disconnected n no longer in service and upon looking up the real company this is actually a manufacturing company who deals with parts for air conditioners so how can a company like that possibly want money from me?? I emailed them n told them to provide solid documentation of this debt otherwise I will not be paying a dollar. I see there have been several others who have had the same problem so im wondering if I should report them to the authorities or not. But I see this is a scam and I need to make sure it is. But just posting my experience and need a little help with it to b sure before going on to the next step.

                    Add your opinion

                      By clicking Submit you are agreeing to the Complaints Board’s Terms and Conditions

                      • Mk
                        MkStItCh Aug 26, 2014

                        If you have never dealt with them before then O think you should report them.

                        0 Votes

                      The complaint has been investigated and
                      resolved to the customer's satisfaction
                      Resolved
                      ACS Inc.bogus payday loan

                      Got this email today and KNEW it was a scam, as I have been getting around 2 or 3 a month for the last 6 months. I will be contacting the legitimate ACS Inc to inform them of the theft of their company name by these scammers! Just how stupid do they think I am?? Check out how they try to sound legit by including a "confidentiality" statement at the end!

                      Case No: ACS/08-B8012

                      Balance Amount: $964.52

                      Case File Transferred to ACS: - AUG 2014

                      Dear Customer,

                      Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

                      As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

                      As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

                      (1) VIOLATION OF FEDERAL BANKING REGULATION

                      (2) COLLATERAL CHECK FRAUD

                      (3) THEFT BY DECEPTION


                      Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

                      · Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
                      · Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

                      If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.
                      If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

                      The Factual Basis for the complaints are as follows:

                      You accepted to return the funds from this aforementioned pending loan.

                      And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

                      At present, ACS INC is seeking either of the following remedies:-
                      All funds to be returned as per terms of initial contract.

                      Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $1146.89 to settle this case.

                      To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on+[protected] or reply back to this email to get in touch with the representative.

                      NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

                      Yours sincerely
                      Collections & Legal Department
                      ACS Inc © 2014 | | Terms of Use | Careers | Complaints | Privacy Policy
                      -----------------------------------------------------------------------------------------------------
                      Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

                      Add your opinion

                        By clicking Submit you are agreeing to the Complaints Board’s Terms and Conditions

                        The complaint has been investigated and
                        resolved to the customer's satisfaction
                        Resolved
                        ACS Inc.legal action

                        I received the following email. I have no link to this company and I believe it's the same company that has soliciting me to take a loan from them. Which I haven't done.


                        Case File No: N237014
                        Total Outstanding: - $870.69
                        Loan Company: - ACS INC.
                        As we put your SSN into our National Checking Database System, we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $870.69 or else the lawsuit amount which is about $4203.86 WILL BE DOWNLOADED AGAINST YOU. If you want to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP.
                        We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file# N237014; and since it’s a legal matter you will need our help, so call us right now to make a payment and freeze down this case.

                        AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED three SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

                        (1) VIOLATION OF FEDERAL BANKING REGULATION
                        (2) COLLATERAL CHECK FRAUD
                        (3) THEFT BY DECEPTION

                        Now, this means a few things for you. If you are under any state probation or parole we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the Internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
                        The Factual Basis for the complaints is as follows:
                        You accepted to return the funds from this aforementioned advancement as per contract.
                        And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
                        At present, ACS INC is seeking either of the following remedies: -
                        All funds to be returned as per terms of initial contract
                        Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $870.69 to settle this case.
                        This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse.
                        If you want to resolve this matter then contact us immediately during working hours. (Monday to Friday 9.30 am to 5 pm EST) on +[protected] or reply back to this email.
                        NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.

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                          The complaint has been investigated and
                          resolved to the customer's satisfaction
                          Resolved
                          ACS Incorporationwant me pay for loan

                          A
                          ACS Incorp
                          [protected]@acs-settlement.com
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                          To:

                          [protected]@gmail.com
                          Date:
                          July 18, 2014, 9:32 AM
                          Case No. ACS-70718/JZ

                          Balance Amount: $964.78

                          Case File Transferred to ACS: - July 2014

                          Dear Customer,

                          Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4203.86 against you, we request you to kindly pay the Court Restitution Amount which is
                          $963.86 If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

                          As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

                          As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

                          (1) VIOLATION OF FEDERAL BANKING REGULATION

                          (2) COLLATERAL CHECK FRAUD

                          (3) THEFT BY DECEPTION


                          Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-


                          · Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
                          · Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

                          If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

                          The Factual Basis for the complaints Are as follows:

                          You accepted to return the funds from this aforementioned pending loan.

                          And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

                          At present, ACS INC is seeking either of the following remedies:-
                          All funds to be returned as per terms of initial contract.

                          Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $963.86 to settle this case.

                          To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on +[protected] or reply back to this email to get in touch with the representative.

                          NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

                          Yours sincerely
                          Collections & Legal Department
                          ACS Inc © 2014 | | Terms of Use | Careers | Complaints | Privacy Policy
                          -----------------------------------------------------------------------------------------------------
                          Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation. (This is what I got in my email n wuld like reported then thx) help me im deaf n on ss benefits with two kids)

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                            • Co
                              cody53533 Jan 21, 2016
                              This comment was posted by
                              a verified customer
                              Verified customer

                              I got the same e-mail can some let me know if the are a legit business?

                              0 Votes
                            • Kt
                              KT101 Oct 01, 2014
                              This comment was posted by
                              a verified customer
                              Verified customer

                              I got the same thing just few minutes ago... is this scam?

                              0 Votes
                            • Ho
                              hoax or real Aug 13, 2014

                              Is this a scam cause I received the same email and amount that it says I owe?

                              0 Votes

                            The complaint has been investigated and
                            resolved to the customer's satisfaction
                            Resolved
                            ACS Inc.fraudulant loan emails

                            Received this email today from:

                            daniel smith <[protected]@gmail.com>
                            11:51 AM (1 hour ago)

                            to mooreredlands, bcc: me
                            Case File No: S-1400714
                            Total Outstanding: - $870.69
                            Loan Company: - ACS INC.

                            Dear Debtor,
                            As we put your SSN into our National Checking Database System, we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $870.69 or else the lawsuit amount which is about $3210.79 WILL BE DOWNLOADED AGAINST YOU.

                            If you want to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP.

                            We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days as after giving you several notification through E-mail and at your address, we did not get any response from your side. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file #S-1400714; and since it’s a legal matter you will need our help, so call us now to make a payment and freeze down this case.

                            AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED THREE SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
                            (1) VIOLATION OF FEDERAL BANKING REGULATION
                            (2) COLLATERAL CHECK FRAUD
                            (3) THEFT BY DECEPTION

                            Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney.

                            We carry the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

                            The Factual Basis for the complaints is as follows:
                            You accepted to return the funds from this aforementioned advancement as per contract.
                            And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

                            At present, ACS INC is seeking either of the following remedies: -
                            All funds to be returned as per terms of initial contract

                            Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $870.69 to settle this case.

                            This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse.

                            AGAIN IF YOU WANT TO RESOLVE THIS MATTER THEN CONTACT US IMMEDIATELY THRU E-MAIL OR CALL US DURING WORKING HOURS (From Monday To Friday 09:30 AM to 05:00 PM PST) on +[protected]


                            NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.
                            ACS | Privacy | Terms of use

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                              • An
                                anjennette panebianco Feb 05, 2016
                                This comment was posted by
                                a verified customer
                                Verified customer

                                I received same email except for the dollar amount, they are asking for thousands of dollars. ...I can provide a copy if someone wants to see it...very creepy.

                                0 Votes
                              • Am
                                Amiee Marie Sep 06, 2014

                                I got the same exact email word for word but with different money amounts. Messed up world.

                                0 Votes

                              The complaint has been investigated and
                              resolved to the customer's satisfaction
                              Resolved
                              ACS Inc.scam

                              Case No. OCL- 0711B

                              Balance Amount: $935.76

                              Case File Transferred to ACS: - June 2014

                              Dear Customer,

                              Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4203.86 against you, we request you to kindly pay the Court Restitution Amount which is $935.76. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

                              As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

                              As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

                              (1) VIOLATION OF FEDERAL BANKING REGULATION

                              (2) COLLATERAL CHECK FRAUD

                              (3) THEFT BY DECEPTION


                              Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-


                              · Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
                              · Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

                              If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

                              The Factual Basis for the complaints is as follows:

                              You accepted to return the funds from this aforementioned pending loan.

                              And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

                              At present, ACS INC is seeking either of the following remedies:-
                              All funds to be returned as per terms of initial contract.

                              Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $935.76 to settle this case.

                              To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on [protected] or reply back to this email to get in touch with the representative.

                              NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

                              Yours sincerely
                              Collections & Legal Department
                              ACS Inc © 2014 | | Terms of Use | Careers | Complaints | Privacy Policy
                              -----------------------------------------------------------------------------------------------------
                              Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

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                                The complaint has been investigated and
                                resolved to the customer's satisfaction
                                Resolved
                                ACS Incorporationpayday loan I never applied for

                                For the last 4 years I have been receiving emails and phone calls from this company. The latest email I received is posted below. If you have received similar emails or phone calls, just disregard them.


                                CASE FILE : F-5164


                                LOAN INFORMATION


                                DUE AMOUNT- $870.65


                                LOAN COMPANY- ACS Incorp.


                                This is to inform you, that you are going to be legally
                                prosecuted in the Court House within couple of days. Your SSN is put on
                                hold by US Federal Government, so before the case is filed we would like to
                                notify you about this matter.


                                It seems apparent that you have chosen to ignore all our
                                efforts to contact you in order to resolve your debt with Payday Services. At
                                this point you have made your intentions clear and have left us no choice but to
                                protect our interest in this matter.


                                UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS
                                ALLEGATIONS AGAINST YOU AND THEY ARE:


                                (1) VIOLATION OF FEDERAL BANKING REGULATION


                                (2) COLLATERAL CHECK FRAUD


                                (3) THEFT BY DECEPTION


                                (4) ELECTRONIC FUND TRANSFER FRAUD.


                                Now this means few things for you, if you are under any state
                                probation or payroll we need you to inform your manager/Concerned HR department
                                about what you have done in the past and what would be the consequences once the
                                case has been downloaded and executed in your name.


                                If we do not hear from you within 48 hours of the date on this
                                letter, we will be compelled to seek legal representation from our company
                                Attorney. We reserve the right to commence litigation for intent to commit wire
                                fraud under the pretense of refusing to repay a debt committed to, by use of the
                                internet. In addition we reserve the right to seek recovery for the balance due,
                                as well as legal fees and any court cost incurred.


                                WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR
                                EMPLOYER AND BANK ABOUT FRAUD.


                                And once you are found guilty into the court house, then you
                                have to bear the entire cost for this law suit which totals to $4271.15,
                                excluding loan amount, attorney's fee & the interest charges. You have the
                                right to hire an attorney. If you don't have/ can't afford one then the court
                                will appoint one for you.


                                We believe that this was not your intent and that these
                                steps are unnecessary. We merely require you to contact us through Email between
                                9:30 am to 6:30 pm (EST).


                                IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT
                                US THROUGH EMAIL BETWEEN
                                WORKING HOURS.


                                UNITED STATES DISTRICT ATTORNEY


                                Do revert
                                ASAP


                                Thank
                                you,


                                Regards


                                Justin Hearn


                                Sr. Investigation officer ACS INCORP

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                                  ACS Inc.fraudulent collection practices

                                  I received the following email this morning. I've been a busy bee this morning, as I have filed a complaint with the CA and NY Attorneys general. I've been trying to file a complaint with the FTC, but their site is down.
                                  I don't have a payday loan with the company in question. Furthermore, the company in question, has THEIR OWN form for anyone who receives a fraudulent complaint. Here's the email in question:

                                  On Nov 15, 2013 8:24 AM, "ACS INC" <xxxxxxxxxxxxxxxx> wrote:
                                  LOAN/DEBT INFORMATION

                                  CASE FILE#: R-1010

                                  DUE AMOUNT-$966.45
                                  LOAN COMPANY/LENDER - ACS INC.

                                  We are hereby to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.
                                  It seems apparent that you had chosen to ignore all our efforts to contact you in order to resolve your debt with your Payday Services.

                                  At this point you had made your intentions clear and leave us no choice but to protect our interest in this matter.

                                  UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
                                  (1) VIOLATION OF FEDERAL BANKING REGULATION
                                  (2) COLLATERAL CHECK FRAUD
                                  (3) THEFT BY DECEPTION

                                  If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

                                  WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

                                  As we have shared with you in previous letters, read your loan agreement; the next step is clearly defined. It could cost us both a great deal of time and money; you can avoid this by taking care of this now.

                                  The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.

                                  It is quick and easy:
                                  Grab your debit card and call us or e-mail us right now in order to make a payment and freeze down this case.

                                  Contact us on x-xxx-xxx-xxxx from 09:30 AM to 06:30 PM (EST).

                                  If you do not take immediate action:

                                  We will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $2274.16 and will be totally levied upon you and that would be excluding your attorney charges and the due amount pending on your name.

                                  Thanks for being our customer,


                                  Regards,
                                  ACS INC.
                                  Copyright © 2013 ACS INC | Privacy | Terms of use
                                  --------------------------------------------------------------------------------
                                  Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
                                  This message was sent via TLS encryption.

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                                    • Always be alert Dec 06, 2013
                                      This comment was posted by
                                      a verified customer
                                      Verified customer

                                      By all means, keep that email. If they've haven't sued you, they broke federal law, The agencies you list will not help you. You must contact an attorney who specializes in dealing with debt collectors. You can fine one in your area by going to www.naca.net.

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