The complaint has been investigated and
resolved to the customer's satisfaction
Resolved
ACS Inc.scammers

C

I began receiving these same phone calls yesterday. They called me several times at work and on my cell phone. The persons name on my report is David Jones. They did send me a fax last night telling me how much I supposedly borrowed from Advance Cash USA. I admit I have taken a payday loan out, but never from this company. They called me as an "unknown caller", but told me to call them back at [protected]. The guy on the phone said he worked for David Jones as his legal assistant. He did have a strong Indian accent and I was tempted to tell him to put someone on the phone that I could understand. He threatened me that they would send someone to my work or my home. When I asked why I haven't heard about this from the company before today, he got really upset with me. He told me the people I was dealing with were scammers and started laughing. He told me this other company did not exist in the U.S. I'm just trying to figure out what I should do.

Responses

  • Va
    val1980 Jan 05, 2017
    This comment was posted by
    a verified customer
    Verified customer

    This is what I got from them.
    and I have never heard of them before.

    Amount Due: $787.00

    Case File: CA/55A/95-38654

    Creditor: ACS Incorporation

    One Time Settlement Offer To Freeze Down This Case File: $500.00

    Dear Debtor,

    Our company (ACS INC) has authorized us to recover the full amount due to them.

    As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.

    We regret that if we do not receive your response within the next 48 hours, we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $4203.86

    AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION

    (2) COLLATERAL CHECK FRAUD

    (3) THEFT BY DECEPTION

    If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

    The Factual Basis for the complaints is as follows:-

    You agreed to return the funds from the aforementioned income advancement as per contract.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract

    Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions?

    If you have recently settled this account, please contact us immediately to avoid further legal action. Otherwise, payment options are set out overleaf or alternatively reply us right now to pay or agree a repayment plan with us.

    AGAIN IF YOU WANT TO RESOLVE THIS MATTER THAN CONTACT US IMMEDIATELY THRU EMAIL OR CALL US AT +[protected] BETWEEN WORKING HOURS (from Monday to Friday 09:30 AM to 06:30 PM EST).

    NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.

    Yours sincerely

    Collections & Legal Department

    ACS LEGAL | Privacy | Terms of use

    ---------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message.

    Thank you for your cooperation.

    0 Votes
  • Bo
    Bob Morgan Jul 22, 2016
    This comment was posted by
    a verified customer
    Verified customer

    This Company ACS states I had taken a loan from them in the amount of $856.63 no date of this loan just a threatening email stating the following:

    PAST DUE AMOUNT - $856.63
    CREDITOR - ACE CASH SERVICES
    You are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter. It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.
    Your line of credit is over 60 days past due, but it is not too late to restore your good standing!
    We want to serve as your trusted financial resource in the future, but to do that; we’ll need to come to an agreement on the past-due balance.
    If you believe you are unable afford the payment options we have offered, contact us right away by phone or email and we will do our best to accommodate an amount you can commit to.
    UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:
    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION
    (4) AND THE BIGGEST ONE IS E.F.T. THAT IS ELECTRONIC FUND TRANSFER
    Now, this means few things for you. If you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
    WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.
    And once you found guilty into the court house than you have to bear the entire cost for this law suit $4271.15 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one will be appointed to you. We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at +[protected] between 9:30 to 6:30 (EST).
    IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THROUGH EMAIL OR CALL US BETWEEN WORKING HOURS ON +[protected]
    ATTORNEY OF UNITED STATES
    Copyright © 2006 ACS | Privacy | Terms of use


    ACE CASH SERVICES
    Phone: [protected]

    0 Votes
  • Ne
    Nekeishab May 23, 2016

    I have received the same emails and they keep harassing me. This is ridiculous. Where did they get my social from?? I mean really!

    0 Votes
  • He
    Heather Burgdorf Apr 08, 2016
    This comment was posted by
    a verified customer
    Verified customer

    Here is my email - such a scam and they cant even spell
    LAST CHANCE TO SETTLE THE CASE


    CASE FILE #: ACS302/97A/2786
    LOAN INFORMATION

    PAST DUE AMOUNT - $1284.36
    CREDITOR - ACE CASH EXPRESS.


    SETTLEMENT AMOUNT - $300.00


    Your case file # ACS302/97A/2786is handling by LEGAL DEPARTMENT OF ACE CASH EXPRESS and we are working with FTC, FBI and all the three credit bureaus, So now you may cooperate us in order to resolve the case fileACS302/97A/2786BEFORE WE DOWNLOAD YOUR CASE FILE # ACS302/97A/2786INTO THE COURT HOUSE.


    This is in reference to your Case File ACS302/97A/278655with ACE (ACE CASH EXPRESS) in order to notify you that after sending several emails we were not able to get hold of you. So the IC3 (Internet Crime Complaint Centre) has decided to mark this case as a flat refusal and press charges against you.


    Your account with ACE is in Final Collections. According to our records, your outstanding balance was $1284.36


    It may be possible that you may have some financial hardship with you.

    So, we are just giving you a last chance that if you just make a payment by Today then we will close this account as paid in full with zero balance.

    We do hope that you will work out with this offer which is of

    SETTLEMENT AMOUNT - $300.00


    Or, else we won't be able to help you out.


    Do revert back if you want to get rid of these legal consequences and want to make payments within next 48 hours or else the case will be downloaded against you.


    The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.


    You can avoid this by taking care of this now.


    It is quick and easy:

    Do reply us right now and provide us the date on which you can make the payment.


    If you do not take immediate action we will be forced to download this case against you and once it is downloaded the creditor has entire rights to inform your employer regarding this and if you are found guilty under the bench of jury then you have to bear a lawsuit which will be a penalty of $4515.85 and your bank account will be closed. it will be totally levied upon you and that would be excluding your bail charges, your attorney charges and the due amount pending on your name $1284.36.


    IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL.

    0 Votes
  • Re
    Reviewer56057 Jan 14, 2016
    This comment was posted by
    a verified customer
    Verified customer

    Keep receiving emails that I owe $ to company, which I never borrowed. I now have received 2 duplicate emails to report to court in New York and I live in Texas. These I received today 1/14/2016.How can I stop theses emails or who can I forward theses emails too?

    0 Votes
  • Ra
    Rachelmarie Nov 30, 2015

    This is by far my favorite part of this email.. they want you to perminantly delete the message if they sent it to you in error. Really? And if any of us want to show the world this harrassing email we will! What are they going to do? Sue us hahaha give me a f******* break! Pathetic hadgi, 911terrorist lowlife motherf***ers!::: "review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation."

    0 Votes
  • Ra
    Rachelmarie Nov 30, 2015

    I have received this same threatening email twice already. They said that I owed them 964.57 now anyone who has ever taken out a lo×× knows that loa×s don't come in this odd denomination. They also want me to pay $2500 in court costs. These scammers need to be put in prison. Someone needs to do something about this!

    0 Votes
  • Th
    thomv Nov 01, 2015
    This comment was posted by
    a verified customer
    Verified customer

    I've bin getting the e-mails I told them I've never taken out a lone they responded with my first and last name no middle the name of my fathers bank and the name of 3 different payday lone companies and claims that they had the IP address the application was filled out from no street address has ever bin mentioned nor the name of my job and my father was retired . as my father and I have the same fist and last names but different middle names and I've never had an account in that bank I figured they had the wrong one ( he also has bin dead sins easter and that account has bin closed ) wen I googled their company and got this site and sent them the address their response was

    Alright then we shall have no alternative but to take action through your local County Court to recover the amount due together with court costs and legal fees which is approximately $3208.89(including the amount due). Those who don’t want to pay we dispute them to the courthouse and pay the above mention amount. Kindly updates us with your clear intention so that we can update your case file else we will dispatch your court summons at your door step and your work place within 7 to 10 working days. Kindly hire an attorney till then.

    Thanks for your co-operation with us.

    Thank you

    no rebuttal or proof they are not a scam and the cort amount from their first letter went from 4252.86 to 3208.89

    0 Votes
  • Ak
    Aking3617 Oct 16, 2015
    This comment was posted by
    a verified customer
    Verified customer

    NOTICE OF LEGAL PROCEEDINGS

    DUE AMOUNT - $856.34
    File Transferred-October 2015

    Dear Debtor,

    As we put your Social Security Number into our National Checking Database System, we found that you have been never charged for a fraud activity & that’s the reason Court House has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and Social Security Number.

    We regret that if we do not receive your response within the next 12 hours, we shall have no alternative but to take action through your local County Courthouse to recover the amount due together with court costs and legal fees which cost approximately 3025.86.

    AS YOU ARE A DEFAULTER ON THIS CREDIT UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION

    (2) COLLATERAL CHECK FRAUD

    (3) THEFT BY DECEPTION


    If Court action is taken and Judgment / Decree obtained against you to recover the sum due, we may need to ask the court to make one of the following orders should the debt remain unpaid:-

    · Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff or Sheriff Officer

    · Attachment of Earnings base (Earnings Arrestment). Deduction from your wages by your employer or arrestment of part of your salary to satisfy the debt

    The Factual Basis for the complaints is as follows:-

    You agreed to return the funds from the aforementioned income advancement as per contract.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract

    Dear Customer as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know your intentions

    If you have recently settled this account, please contact us immediately to avoid further action. Otherwise, payment options are set out overleaf or alternatively call us or email us right now to pay or agree to a payment plan with us.

    NOTE: THIS CASE IS UNDER INVESTIGATION UNDER MAJOR CREDIT BUREAUS.


    Yours sincerely

    Collections & Legal Department

    ACS LEGAL | Privacy | Terms of use
    ------------------------------------------------------------------------------------------------------------------
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

    0 Votes
  • Am
    amc3527 Jul 28, 2015
    This comment was posted by
    a verified customer
    Verified customer

    I emailed them complaints on the internet about them fraudulent emails ive been getting from them yes i have some payday out but not from these people I'm a commercial licensed cdl holder maybe next step is federal marshalls office!! . though I'll probably not get my $500 back that I fell for this too until i looked into it further on the internet then got another email saying still owed $200 dollars more than previous agreed settlement sad others gotta rip off hard working people because their lives stinks and probably can't get anywhere in life lol

    0 Votes
  • Ma
    marjorie darcy Jun 09, 2015
    This comment was posted by
    a verified customer
    Verified customer

    ACS INC ([email protected])

    Add to contacts

    8/11/14


    To: ACS INC


    [email protected]


    From: ACS INC ([email protected]) You moved this message to its current location.
    Sent: Mon 8/11/14 8:48 AM
    To: ACS INC ([email protected])


    CASE FILE#: A-0810-SI-WC-238
    LOAN INFORMATION:

    DUE AMOUNT-$955.75
    LOAN COMPANY- ACS Incorp

    This is to inform you, that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Federal Government, so before the case if filed we would like to notify you about this matter.

    It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and have left us no choice but to protect our interest in this matter.

    UNITED LEGAL INVESTIGATION BUREAU HAS STATED 4 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION

    (2) COLLATERAL CHECK FRAUD

    (3) THEFT BY DECEPTION

    (4) ELECTRONIC FUND TRANSFER FRAUD.

    Now this means few things for you, if you are under any state probation or payroll we need you to inform your manager/Concerned HR department about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

    If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our company Attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    WE CARRY ALL THE RIGHTS RESERVED TO INFORM TO FBI, FTC, YOUR EMPLOYER AND BANK ABOUT FRAUD.

    And once you are found guilty into the court house, then you have to bear the entire cost for this law suit which totals to $4271.15, excluding loan amount, attorney's fee & the interest charges. You have the right to hire an attorney. If you don't have/can't afford one then the court will appoint one for you.

    We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at [protected] between 9.30am to 6.30pm(EST).

    IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US THROUGH

    EMAIL OR CALL US BETWEEN WORKING HOURS ON [protected]

    UNITED STATES DISTRICT ATTORNEY

    Copyright (c) 2006 ACS | Privacy | Terms of use

    ------------------------------------------------------------------------

    --------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed.

    Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.


    © 2015 Microsoft
    Terms
    Privacy & cookies
    Developers
    English (United States)


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    0 Votes
  • Wh
    whereuatnow May 27, 2015
    This comment was posted by
    a verified customer
    Verified customer

    I recently received the same email!!
    I sent them an email back demanding they send me all the info about the supposedly loan I'm suppose to owe them
    I told them it was quite funny that I never received anything in the mail from them
    Guess what no reply!

    0 Votes
  • Jj
    jjskaggs May 27, 2015
    This comment was posted by
    a verified customer
    Verified customer

    ANOTHER SCAMMING COMPANY !!!
    calling from burner cell phone . 443.844.3581, or 531.300.8733
    [redacted] | Advance cash services Complaint Review ...
    www.[redacted].com/.../Advance-cash-services-Shawn-Johnson-Sr-Inv...
    Apr 25, 2014 - Advance cash services. Internet USA. Phone: [protected]; Web: Shawn Johnson; Category: Loans, Cash Services ...


    Case No: NS150527

    Balance Amount: $625.75
    Case File Transferred to ACS: - May 2015
    Dear Customer,

    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $625.75. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

    As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

    (1) VIOLATION OF FEDERAL BANKING REGULATION

    (2) COLLATERAL CHECK FRAUD

    (3) THEFT BY DECEPTION


    Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    The Factual Basis for the complaints is as follows:

    You accepted to return the funds from this aforementioned pending loan.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-
    All fund to be returned as per terms of initial contract.

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $625.75 to settle this case.

    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on [protected] or reply back to this email to get in touch with the representative.

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

    Yours sincerely
    Collections & Legal Department

    0 Votes
  • Dl
    D. Lang May 23, 2015
    This comment was posted by
    a verified customer
    Verified customer

    Here is a copy of the emails I have been receiving also:

    Case No. ACS-057019/JZ

    Balance Amount: $764.52

    Case File Transferred to ACS: - May 2015

    Dear Customer,
    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $4203.86 against you, we request you to kindly pay the Court Restitution Amount which is $764.52 If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

    As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

    (1) VIOLATION OF FEDERAL BANKING REGULATION

    (2) COLLATERAL CHECK FRAUD

    (3) THEFT BY DECEPTION

    Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

    Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

    Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    The Factual Basis for the complaints Are as follows:

    You accepted to return the funds from this aforementioned pending loan.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract.

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $764.52 to settle this case.

    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on [protected] or reply back to this email to get in touch with the representative.

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

    Yours sincerely

    Collections & Legal Department

    ACS Inc © 2014 | | Terms of Use | Careers | Complaints | Privacy Policy

    -----------------------------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

    0 Votes
  • Ab
    abalanch May 11, 2015

    i just recieved an email from this ACS USA they threat me too, this ACS USA collecting agency just send me an email like that to threat me. i did not owe even a single cents from the said lending agency whatever it is.this is really a scam.because they are demanding us to pay what we didn't owe even a single cents from that said lending agency.they keep on calling my cellphone but i ignored it, they keep on sending me a message that my loan $5000 is approved and i must pay the fee of $220 through western union.so they could wire my $5000 approved loan.they are really scammers because their processing is obviously illegal.and they are asking an amount in return before releasing the said amount of loan.

    0 Votes
  • Ba
    Balletprincess02 May 04, 2015

    I got an email as well, I'm a single mom and it has me freaked out it says:
    FINAL NOTIFICATION

    DEAR DEBTOR,

    COURT HOUSE

    CUSTOMER ID: 654258

    CASE FILE #: ACS-4876

    LOAN INFORMATION

    PAST DUE AMOUNT - $990.60

    CREDITOR - ACE CASH SERVICES


    Talking about ACS (Advance cash services), it is a mother company which owns and operates more than 350 websites. All child company like Speedy cash, Fast cash, 300 cash, 500 cash, Cash Net USA, Cash advance, Cash America, Payday Max, 2-minute payday loans, Payday cash, Payday perfect etc. owns and operated under it. You went online from one of this website and applied for an online Payday loan. As I can see here the amount of $300.00 was successfully routed into your checking bank account.


    We have tried several times to work with you but as you are not co-operating with us than unfortunately we have to proceed further with legal actions against your name and SSN in order to dispute this matter into the court house as you have failed to make the payment. we will download the case against you and thereafter we will send you the court paper at your door step as well as at your employer .We would be looking for your positive response if you want to avoid legal consequences and if not than you can very well dispute this case into the court..Because we already give you the last warning. We would like to you this case will be downloaded against spend your worst days in the jail.


    We are also going to get in touch with your employer regarding this fraud which you had done with our company. Very soon you will be receiving the court papers at your employer place as well as at your residence. We tried our best in past to help you in order to resolve this case, but it is your choice to ignore the communication.

    This is the last chance to go ahead and volunteer to take care of your debt, and save your credit report from ruining. If we got a proper response from you before the end of the day today we will hold your account. Hope you got our point clearly.

    IF YOU WANT TO RESOLVE THIS MATTER THEN IMMEDIATELY CONTACT US. ASAP.

    NOTE: IF YOU IGNORED THIS EMAIL AND FAILED TO TAKE CARE OF THIS DEBT THAN ALL OF YOUR BANK ACCOUNTS WILL BE SEIZED THRU MAJOR CREDIT BUREAUS WITHIN NEXT SEVEN BUSINESS DAYS THAT’S WHY YOUR CO-OPERATION WOULD BE REALLY APPRECIATED.

    UNITED STATES ATTORNEY
    Copyright © 2015 ACS | Privacy | Terms of use

    Ace Cash Services
    ----------------------------------------------------------------------------------------------------------------------------
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-


    The information and any attachments contained in this message is confidential and intended only for the named recipient's use. If you have received this message from Eckerd in error, you are prohibited from copying, distributing or using the information. Please contact the sender immediately by return email and delete the original message. Under Florida law, e-mail addresses are public records. If you do not want your e-mail address released in response to a public records request, do not send electronic mail to this entity. Instead, contact this office by phone or in writing.

    This is copy and paste of the email. I live in ny not fl. Can someone ease my mind!

    0 Votes
  • Ca
    Cassyc Apr 23, 2015

    This is the email I got from ACS.
    ********************************************************************************************

    Dear Debtor,

    This is the last and final notification as we are going to proceed with the
    legal charges against you and you will be soon served with the court
    papers. If you really want to avoid the situation, we merely require you to
    contact us back to make the payment.

    Just in case we do not hear back from you, we will proceed further with the
    charges and we have the entire right to inform your employer about the
    situation, garnish your wages and freeze all your bank accounts.

    For any queries feel free to revert back.


    Thanks & Regards.


    --
    BEGIN-ANTISPAM-VOTING-LINKS
    ------------------------------------------------------
    ----
    Visual Link Spam Filter
    Mark this messages as spam: https://antispam.roaringpenguin.com/canit/b.php?i=04OjovQjz&m=508ad20f64b4&t=20150423&c=s
    ------------------------------------------------------
    END-ANTISPAM-VOTING-LINKS

    0 Votes
  • Pa
    patriots1960 Apr 15, 2015
    This comment was posted by
    a verified customer
    Verified customer

    I just got this which must be scam! I did not have any payday loans.
    CASH-ADVANCE SERVICES
    Legal Department for Debt Collection and Bank Fraud
    Customer REF No; ACS21546
    Amount Due: $970.63
    Notice of Legal Proceedings
    It has come to our attention that your account is now SERIOUSLY OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.
    If we do not hear from you within the next seven days we will have no alternative than to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.
    Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;
    · Bank Fraud
    · Violation of Federal Law of Debt and Banking
    · Intentional Theft by Deception
    There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.
    This action can be avoided by either settling the outstanding amount immediately or contacting us within 24 HRS with a suitable payment arrangement.
    We look forward to hearing from you. You can reach us on this email address 24*7 Monday to Saturday.
    Yours sincerely
    Legal Department for Debt Collection and Bank Fraud
    CASH-ADVANCE SERVICES

    Copyright (c) 2007 | Privacy | Terms of use
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed.
    Any review, re-transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.
    CONFIDENTIALITY NOTICE:
    If you have received this e-mail in error, please immediately notify the
    sender by return e-mail and delete this e-mail and any attachments from
    your computer system.
    To the extent the information in this e-mail and any attachments contain
    protected health information as defined by the Health Insurance Portability
    and Accountability Act of 1996 ("HIPAA"), PL 104-191; 45 CFR Parts 160 and
    164; or Chapter 181, Texas Health and Safety Code, it is confidential and/or
    privileged. This e-mail may also be confidential and/or privileged under
    Texas law. The e-mail is for the use of only the individual or entity named
    above. If you are not the intended recipient, or any authorized
    representative of the intended recipient, you are hereby notified that any
    review, dissemination or copying of this e-mail and its attachments is
    strictly prohibited.

    0 Votes
  • Fr
    FRIDAYFAN Mar 27, 2015

    It started with phone calls, I began blocking the calls as they I got them so they began to call me from a "private" or "restricted" phone number. Since I couldn't see who was calling me I answered out of curiosity. Sure enough its Mr. Thompson(I love how they keep the names in rotation) and he is calling to inform me that I have a past due pay day loan blah blah blah. I request his info to pass along to my fictional lawyer and he immediately puts me on hold for 6 mins and 22 secs at which time I hang up. I was very disappointed as I wanted to see what his response would be but he had already taken 6 mins from my nap and I couldn't last another second. Now I get the email:
    ACS CORPORATION (ADV. AMERICA) LEGAL DEPARTMENT
    (GIBSON’S LAW FIRM, (PAYDAY DEBT LOAN ASSISTANCE GROUP).
    CASE NO: ADW 55678/2015
    AMOUNT OUTSTANDING: $840.00
    This Proceedings issued on you Docket No :ADW 55678 with one of Ace corporation Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of GIBSON’S LAW FIRM has decided to mark this case as a flat refusal and press legal charges against you.

    We have sent you this warning notification about legal proceedings on November 8, 2014 but you failed to respond on time now it’s high time(Seriously my fav threat of all time!) if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you(My boss has been dreaming of this day). Your salary and all your wages confiscated.
    We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6100.00 and will be totally levied upon you and that would be excluding your attorney charges.

    Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
    This is your last and final chance to settle this case. If you don't take it seriously, we will surely take hard steps against your name and social. And you will be the only person responsible for the legal consequences.

    IF YOU WANT TO RESOLVE THIS CASE OUTSIDE THE COURT HOUSE, YOU HAVE TO MAKE YOUR OUTSTANDING AMOUNT $840. OR WE GIVE YOU A PAYMENT PLAN OPTION FOR YOU HAVE TO PAY YOUR DUE WITH AN INSTALLMENT.
    EMAIL US BACK FOR RESOLVE THIS CASE OR A PAYMENT PLAN OPTION.
    [email protected] (Account department)

    In the words of Ezel----OH MY NECK AND MY BACK...I WANT 150 THOUSAND! BUT WE CAN SETTLE OUT OF COURT RIGHT NOW FOR 20 DOLLARS!

    0 Votes
  • Me
    Mel Porter Mar 27, 2015

    Here's MY EMail just received!


    Case No. MN-2703US

    Balance Amount: $980.88

    Case File Transferred to ACA: - March 2015

    Dear Customer,

    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACA has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3863.56 against you, we request you to kindly pay the Court Restitution Amount which is $980.88. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.

    As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

    (1) VIOLATION OF FEDERAL BANKING REGULATION

    (2) COLLATERAL CHECK FRAUD

    (3) THEFT BY DECEPTION


    Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-


    • Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.
    • Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    The Factual Basis for the complaints is as follows:

    You accepted to return the funds from this aforementioned pending loan.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    At present, ACA INC is seeking either of the following remedies:-
    All funds to be returned as per terms of initial contract.

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $980.88 to settle this case.

    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT by reply back to this email to get in touch with the representative.

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

    Yours sincerely
    Collections & Legal Department
    ACA Inc © 2015 | | Terms of Use | Careers | Complaints | Privacy Policy
    -----------------------------------------------------------------------------------------------------
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

    0 Votes
  • Dr
    DRTo Mar 20, 2015

    Case File: AG73-2620;
    Total Outstanding: - $986.67
    Case File Transferred: - January 2015
    Loan Company: - ACS INC.

    As we put your SSN into our National Checking Database System, we found that you have been never charged for a fraud activity & that is the reason Court has decided to give you a chance to take care of this issue outside the Court without having a report on your Credit History and SSN. Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which inclAccount Number AG73-2616; Subject - Lawsuitudes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $986.67 or else the lawsuit amount which is about $4203.86 WILL BE DOWNLOADED AGAINST YOU. If you want to settle this matter today itself, then you can get some percent deduction on the Restitution Amount and you can take care of this issue by making the payment of the Settlement Amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP.
    We are very sorry to say that you are going to be legally prosecuted in the Court House within seven days. Your SSN is put on hold by the US Government, so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file# AG73-2616; and since it’s a legal matter you will need our help, so email us right now to make a payment and freeze down this case.

    AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED three SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    Now, this means a few things for you. If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.
    The Factual Basis for the complaints are as follows:
    You accepted to return the funds from this aforementioned advancement as per contract.
    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.
    At present, ACS INC is seeking either of the following remedies:-
    All funds to be returned as per terms of initial contract
    Dear CUSTOMER as we were investigating your profile, we found you to be a genuine person so it is our duty to help you out but for that we need some right answers from your side. Also we would like to know when you can pay the requested $986.67 to settle this case.
    This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House. You have to give us a flat answer without any excuse.
    If you want to resolve this matter then email us immediately during working hours. (Monday to Friday 9.30am to 5pm EST) reply back to this email.
    NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.
    ACS | Privacy | Terms of use
    ----------------------------------------------------------------------------------------------------
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

    This is the email I got. Almost identical.

    0 Votes
  • Cs
    CSK44 Mar 20, 2015

    Okay this is scary! I also received the same email, I replied asking them what account this was regarding. They responded with:

    Your SS# ending with ********* is put on hold by US Federal Government.
    We are talking about a payday loan which you took and never bothered to pay it back. It was deposited in your chase bank with account number ending with *******.
    The principle amount was $300.00, due to late charges, rate of interest, affidavit charges amount goes to $870.65
    The company have more than 16 technical evidence in order to prove the money was successfully deposited into your Bank.
    Kindly update us about your intention if you are willing to resolve this particular file of your or else we are going to download case file against your name and SSN.

    Do revert ASAP
    Thank you,
    Regards
    Justin Hearn
    Sr. Investigation officer ACS INCORP

    How did they get my information I have never taking out a payday loan and I am scared that they can steal my identity with this information.

    0 Votes
  • Sw
    Swavion23 Mar 02, 2015

    I received this email and I told them I could do $40 a week because I dont have a job and I have a one year old baby, he replied and said the less we will take is $100.

    LOAN INFORMATION

    DUE AMOUNT- $870.65

    LOAN COMPANY- ACS In-corp

    Case File Transferred: Jan 2015

    Our company (ACS INCORPORATION) has authorized us to recover the full amount of due which was taken under your name. As we put your Social Security Number into our National Checking Database System we found that you have been never charged for a fraud activity & that’s the reason we have decided to give you chance to take care of this issue outside the Court without having a negative report on your Credit History and Social Security Number.

    Now if you want to take care of this issue than you have to pay an out of Court Restitution Amount which includes the late payment charges, penalty charges, interest rate on the loan amount and actual loan amount = Restitution Amount which is $870.65or else the lawsuit amount which is about $4203.86 will be downloaded against you. If you want to settle this matter today itself, then you can get some percent deduction on the restitution amount and you can take care of this issue by making the payment of the Settlement amount today. You have to send us a promissory note to stop your case file temporarily out of the court house. So get back to us ASAP.

    We are very sorry to say that you are going to be legally prosecuted in the Court House against your name and SSN within seven days. Your SSN is put on hold by the US Government,

    so before the legal charges get really serious against you, we are notifying you about these legal charges. But as we were not able to reach you so we are sending you a final notification Email. Your case file FA-5213; and since it’s a legal matter you will need our help, so call us right now to make a payment and freeze down this case.

    AS YOU ARE A DEFAULTER ON THIS CREDIT, UNITED LEGAL INVESTIGATION BUREAU HAS STATED THREE SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

    (1) VIOLATION OF FEDERAL BANKING REGULATION
    (2) COLLATERAL CHECK FRAUD
    (3) THEFT BY DECEPTION

    If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

    The Factual Basis for the complaints is as follows:

    You accepted to return the funds from this aforementioned advancement as per contract.

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

    Also we would like to know when you can pay the requested $870.65 to settle this case.

    This is our final notification to you as we found you to be a genuine person as told you before. You can resolve the issue by paying out of Court Restitution Amount/ Settlement Amount as decided by the Court House.

    You have to give us a flat answer without any excuse.

    If you want to resolve this matter then e-mail us immediately during working hours. (Monday to Friday 9.30 am to 5 pm EST) reply back to this email.

    Do revert ASAP

    Thank you,
    Regards

    Justin Hearn

    Sr. Investigation officer ACS IN-CORP

    NOTE: THIS CASE IS UNDER INVESTIGATION UNDER CREDIT BUREAU.

    ACS | Privacy | Terms of use
    ----------------------------------------------------------------------------------------------------
    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, transmission, dissemination to unauthorized persons or other use of the original message and any attachments are strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your cooperation.

    0 Votes
  • Th
    thompj29 Feb 25, 2015

    Almost got scammed myself just yesterday 2/24/2015. I had to cancel my credit card because I decided to google this company and came up with this. I received the same email message as above, this company is a scam, I reported to the BBB and my attorney general office here in Michigan. If you review the company on the BBB website it will clearly state this company is a scam. Review this link directly from the BBB website- http://www.bbb.org/west-florida/business-reviews/collection-agencies/acs-incorporation-collection-in-clearwater-fl-90127825. EMAIL RECIEVED-

    Balance Amount: $965.75


    Case File Transferred to ACS: - February 2015


    Dear Customer,


    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3873.81 against you, we request you to kindly pay the Court Restitution Amount which is $965.75. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.


    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.


    As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:


    (1) VIOLATION OF FEDERAL BANKING REGULATION


    (2) COLLATERAL CHECK FRAUD


    (3) THEFT BY DECEPTION


    Once the court action is initiated and a Judgment / Decree against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-


    · Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

    · Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.


    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.


    The Factual Basis for the complaints is as follows:


    You accepted to return the funds from this aforementioned pending loan.


    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.


    At present, ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract.


    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.


    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on [protected] or reply back to this email to get in touch with the representative.


    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.


    Yours sincerely

    Collections & Legal Department

    ACS Inc © 2015 | | Terms of Use | Careers | Complaints | Privacy Policy

    -----------------------------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

    THIS WOULD SCARE ANYONE, please be aware...

    0 Votes
  • Ki
    Kim Lennon Feb 19, 2015

    I too received an email just today from ACS or a Mr.Roger Smith and my boyfriend noted the chain email addresses included in this letter. It is absolutely a scam. I did panic because of them threatening my job security, but I now know better after researching them and finding sites like these. I know I should never respond, but what I did was replied back with about 10 sites that show complaint of this company and said I know they are a scam and if they don't leave me alone, I will post the letter and complaints against them all over the internet. Let's see if I hear back from them.

    What else can we do?

    0 Votes
  • Re
    Renee_La Feb 17, 2015

    I am and have been receiving the same emails and threats, what can I do about this?

    0 Votes
  • Ki
    kimberly A W Feb 17, 2015
    This comment was posted by
    a verified customer
    Verified customer

    I first received an odd email 3 weeks ago stating that I owed $3000.00 and they wanted $987.00 today to avoid legal action. The company was not listed on the E-mail, so I called the phone number listed. I tried four times to reach the company without success. I tried again and an Indian male answered. I asked who this was and he did not respond only asking for the case number listed on the e-mail. I gave the case number and the caller stated ACS payday loan. I explained to this gentleman i have never heard of his company nor have i ever received money from this company. The indian Male stated "prove it" and hung up. I called the same number 5 more times and requested a number to the Manager. He gave me a number that was false. I looked up the company on the internet and found that it was a scam. I registered with the credit bureaus for ID theft(experian) and contacted my bank. I am now getting threatening calls, which I do not respond. Is there something else i can do? I contacted a friend who is in law enforcement and he stated to just disregard. Do not open E-mails or answer the calls. Its very concerning!

    0 Votes
  • Gr
    Graham Family Feb 11, 2015
    This comment was posted by
    a verified customer
    Verified customer

    I Family is having the same issue. my uncle lost his job also battle cancer. it took two for them to contact him. and all of a sudden they need the money now or legal action will take place. now my uncle is in the Hospital sick in a coma, breathing tube to you think they care on time they said i could send them 215. as a family we did not have it we paid all his medical bills so money is tight just talk to them this week now they saying we need to pay 365 today or the judge issue a dying man legal action. today having a meeting with the Atty General in my state and also lawmaker so they can tell me what to do. so if anyboby can tell me how to handle this please give me some advice on this

    0 Votes
  • Ri
    Rianne87 Feb 09, 2015

    I received one of these exact emails and knew it was a scam right away. They can't threaten you, they can't have charges filed legally. It's a civil matter, not a criminal matter. Also, these emails don't have the language required by law through the FDCPA, which is the "this is an attempt to collect a debt... etc." They don't provide enough information to pay them, they don't provide information on what courthouse they would be going through. They can't call your work if you ask them not to.
    If you owe money to anyone, the original debtee will have legally been binded to call you about your debt as well as sending bills. Then you would have been notified of the debt being sold to a collection agency, who would then call and send letters. It is very rare that an email would be sent, especially since it violates privacy laws. Never would the calls or letters be threatening. You can be sued for a debt. But you'd know about the debt long before that ever happens. You cannot be arrested or jailed for the debt, and no criminal charges can be filed against you. It is up to creditors to decide wether they will loan to you or open an account with you. The credit reporting agencies do not stop that from happening.
    I feel bad for anyone who believes this and pays them. It sucks that there are people like this out there.

    0 Votes
  • Ma
    Malinda Wells Feb 06, 2015

    I started today receiving emails also...threatening me said I owed $935.87 for a pay day loan back in 2012...Really I called them and they said they could take my truck and I told them my attorney would be calling them and I hung up...then I got on here and looked it up and found all of you having the same thing going on...thank goodness I looked...thanks for everyone sharing what u have experienced also

    0 Votes
  • Da
    Dade1 Jan 30, 2015

    Had ACS Incorporated contact me on several occasions and received email saying final notice. I replied to have them contact my attorney handling my Chapter 13 bankruptcy. They refuse to do this and refuse to tell me who the originator of this so called loan is. I checked with the W. Florida BBB; they say that this agency is not a real company. They have received over 800 complaints in the past two years for the same issue. I added my own information and added my complaint. Hope to hear soon about action taken but they state it could take up to 30 days if at all.

    0 Votes
  • Sc
    ScamSux Jan 29, 2015

    I received this email from ACS. When i saw that the email came from GMAIL account, it made me suspicious. i received no physical mail.. only email. Also, i never made a cash advance load for $963.86! I will ignore this as i ignore all other scams.
    CASH-ADVANCE SERVICES
    Legal Department for Debt Collection and Bank Fraud
    Customer REF No; G290115/CO
    Amount Due: $963.86
    Notice of Legal Proceedings
    It has come to our attention that your account is now SERIOUSLY OVERDUE and this letter is a final demand for payment. We have, as of yet, received no payment towards this account or contact explaining the failure to make payments. If there is a reason why these payments have been withheld we would be obliged if you could contact us in order to either explain the reason or come to some form of payment arrangement.
    If we do not hear from you within the next seven days we will have no alternative than to commence with further debt collection procedures. This will include instructing out Federal Trade Commission, Credit Bureaus, and Employer etc.
    Court proceedings will be issued within 14 days from the date of this letter if the account has not been settled. You will be prosecuted for Following Allegations;
    • Bank Fraud
    • Violation of Federal Law of Debt and Banking
    • Intentional Theft by Deception
    There will be no further warnings made for demands of payment. Court proceedings can include the additional expense of legal costs and interest being added to the balance of this account. It is regrettable that it has come to this point and court action is still avoidable if immediate and full settlement of this account is made.
    This action can be avoided by either settling the outstanding amount immediately or contacting us within 24 HRS with a suitable payment arrangement.
    We look forward to hearing from you. You can reach us on this email address 24*7 or call us on +[protected] Monday to Saturday.
    Yours sincerely
    Legal Department for Debt Collection and Bank Fraud
    CASH-ADVANCE SERVICES

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    0 Votes
  • Dt
    dtw37 Jan 27, 2015

    Thanks for all the complaints on this issue, i also was recieving these emails and the people are now on block from sending emails. I know i didnt take a payday loan out so i wasnt really worried . But i had started wondering if someone else had taken one outin my name. But they won't be getting anything off of me not unless the courts say i have to pay something for real, and it will have to be a face to face and local court. They wont get rich off my dime.

    0 Votes
  • Dt
    dtw37 Jan 27, 2015

    I also started recieving a email from them this year, i dont know who they are but i just block them from sending me any messages. I know i havent had a check loan in a long time. I am not paying them anything unless the courts tell me to pay it. These are people that are looking for a quick come up off of other people dime, but it wont be mine. Thats for all of your reports that let me know not to follow it up.

    0 Votes
  • Ja
    James2121 Jan 23, 2015

    LOL, these people can't sue anyone. They are scam artists in India. Just laugh at them and move about your day. They got your information because you filled out a payday loan form once even if you didn't get the loan out.

    0 Votes
  • Cy
    Cyndi Lee Jan 20, 2015

    This is the email I have received and I am.glad I found this post I was about to call and setup a payment arrangement.
    but didn't know how I would do it as I'm having brain surgery in 10 days and just lost my job last week because of it. And going to jail scares the hell out of me!!!


    Case No: HK-01/74316

     

    Balance Amount:  $964.52

     

    Case File Transferred to ACS: - January 2015

     

    Dear Customer,

     

    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, ACS has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $2873.81 against you, we request you to kindly pay the Court Restitution Amount which is $964.52. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

                       

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case.  

     

     As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

     

    (1)       VIOLATION OF FEDERAL BANKING REGULATION

     

    (2)       COLLATERAL CHECK FRAUD

     

    (3)       THEFT BY DECEPTION 

     

     

     Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

     

    ·                     Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

    ·                     Warrant of Execution(Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

     

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

     

    The Factual Basis for the complaints are as follows:  

     

    You accepted to return the funds from this aforementioned pending loan.

     

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

     

    At present,  ACS INC is seeking either of the following remedies:-

    All funds to be returned as per terms of initial contract. 

     

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $964.52 to settle this case.

     

    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on [protected] or reply back to this email to get in touch with the representative.

     

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

     

    Yours sincerely

    Collections & Legal Department

    ACS Inc © 2015  |  | Terms of Use | Careers | Complaints |  Privacy Policy

    -----------------------------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act,  18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

     

    0 Votes
  • De
    dece2014 Jan 16, 2015

    I started receiving these emails today and was upset b/c I have used payday loans in the past and thought I might have criminal charges against me for this. I emailed the company back b/c I wanted to know exactly what company they were working for and how much I owed. They would never give me a company name, and never a date for the transaction. After looking at two years of deposit history I discovered I had never had a loan for this amount. when I told them I was contacting the BBB they gave me their address. I reverse look up the address and contacted the company listed there. they stated that ACS, INC was indeed a SCAM and that they were daily receiving letters with checks enclosed from people who this email has been sent too. I emailed them back and told them exactly what I found out and am forwarding this to the BBB so they are aware as well. If it wasn't for yall and this board I never would have known!

    0 Votes
  • Ma
    marie7 Jan 09, 2015

    My email said this...it mess up that thos people trying get us...


    Case No: 081101D

    Balance Amount:  $965.75

    Case File Transferred to ACS: - January 2015

     

    Dear Customer,

     

    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3873.81 against you, we request you to kindly pay the Court Restitution Amount which is $965.75. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

     

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case. 

     

     As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

     

    (1)       VIOLATION OF FEDERAL BANKING REGULATION

     

    (2)       COLLATERAL CHECK FRAUD

     

    (3)       THEFT BY DECEPTION

     

     

    Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

     

    ·         Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

    ·         Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

     

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

     

    The Factual Basis for the complaints is as follows: 

     

    You accepted to return the funds from this aforementioned pending loan.

     

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

     

    At present, ACS INC is seeking either of the following remedies:-

    All fund to be returned as per terms of initial contract.

     

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.

     

    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on [protected] or reply back to this email to get in touch with the representative.

     

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

     

    Yours sincerely

    Collections & Legal Department

    ACS Inc © 2015  |  | Terms of Use | Careers | Complaints |  Privacy Policy

    ------------------------------------------------------------------------------------------------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

    0 Votes
  • Ma
    marie7 Jan 09, 2015

    This is mess up...my email said this...

    Case No: 081101D

     

    Balance Amount:  $965.75

     

    Case File Transferred to ACS: - January 2015

     

    Dear Customer,

     

    Having checked your Social Security Number through our National Checking Database System, and finding out that you have been never charged for a fraud activity, A.C.S has decided to give you a chance to take care of this issue outside of the Court without you having a report on your Credit History and SSN. In order to avoid a lawsuit of $3873.81 against you, we request you to kindly pay the Court Restitution Amount which is $965.75. If you settle this matter today, you may be entitled to get some percentage of deduction on the restitution amount. You will have to send us a promissory note in order to hold your case file from being sent to the court house. On a case to case basis, you may be given the solution to pay 45-55% of the pending amount in the same month & a 30 days extension to settle the rest of the settlement amount as mutually agreed.

     

    As we were unable to reach you so we are sending you this final notification through email. This legal matter will require your cooperation, so kindly get in touch with the department to make a payment and freeze down this case. 

     

     As you are a defaulter on this credit, the following counts are likely to be represented against you at local County Courthouse:

     

    (1)       VIOLATION OF FEDERAL BANKING REGULATION

     

    (2)       COLLATERAL CHECK FRAUD

     

    (3)       THEFT BY DECEPTION

     

     

    Once the court action is initiated and a Judgment / Decree  against you to recover the balance amount with the cost of law suit is received, we may need to ask the court to give one of the following order, should the debt remains unpaid:-

     

    ·         Attachment of Earnings base (Earnings Arrestment). Deduction from your wage by your employer or arrestment of part of your salary to satisfy the debt.

    ·         Warrant of Execution (Exceptional Attachment Order). Seizure and sale of movable non-essential assets / property by a County Court Bailiff /Sheriff Officer.

     

    If you are under any state probation or payroll we need you to inform your reporting officer or manager about what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name. If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation .We reserve the right to begin litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet and your SSN. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

     

    The Factual Basis for the complaints is as follows: 

     

    You accepted to return the funds from this aforementioned pending loan.

     

    And as per the agreement the funds have yet to be returned and the collateral has proven to be null that is to say of no value.

     

    At present, ACS INC is seeking either of the following remedies:-

    All fund to be returned as per terms of initial contract.

     

    Dear debtor, as we were investigating your profile credit bureau & social security administration we need some right answers from your side. Also we would like to know when you can pay the requested $965.75 to settle this case.

     

    To resolve this issue contact us during the working hours Monday to Friday 09:00 AM to 05:00 PM EDT on [protected] or reply back to this email to get in touch with the representative.

     

    NOTE: THIS CASE IS UNDER INVESTIGATION WITH MAJOR CREDIT BUREAUS.

     

    Yours sincerely

    Collections & Legal Department

    ACS Inc © 2015  |  | Terms of Use | Careers | Complaints |  Privacy Policy

    ------------------------------------------------------------------------------------------------------------------------------------------------------------------------

    Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, re transmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error, please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your co-operation.

    0 Votes
  • 3d
    3DDD37 Jan 08, 2015

    I also received an email from ACS with all the same dialog send money or legal action would be taken...I asked for documentation proving I took out a loan...I got no response from them I also told them to talk to my Attorney...that shut them up real fast

    0 Votes

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