On April 15, 2019
I went into Value city because I have caught a sale on a nightstand for $399.99 each. So I decided to get two nightstands which my total was $798.00.
I had show acceptance now two of my pay stubs which I get paid every 2 weeks. The lady told me I could not setup my account for a monthly plan, because the way of their computer system operate. So their system put me on two days before I get paid, soooo you mean to tell me they couldn't see that I was going to be late🤔🤔.
Acceptance now put me on days that I do not get paid, if I get paid every 2 weeks on Thursday why would they setup my payments on 2 days before I get pay, so how can I make a payment without money being in my account which it costs my bank account too overdraft, because the money was not in there until Thursday morning.
The manager at 4300 Portsmouth Blvd Chesapeake Va which I cannot remember her name call me and ask me why are you always late on my payments???
I said, because you guys put me on every 2 weeks on days I do not get paid and overdrafting my account!!! I ask acceptance now too make my payments on a monthly plan, which they told me no because I get paid every 2 weeks. Like why they couldn't work with me along time ago 🤦🏽♀️
That's when they decided to switch my account to monthly payments for $163 a month. So I came in on July 12, 2019 to make a payment with cash, they told me that they cannot take $100 in cash I have to pay if they take my money $68.00.
I said HUH if I pay the $100 my balance will be $116.56 it should not matter how I pay you cash or credit card as long as I am making payments on the two nightstands my balance was 216.56 almost my 90 days is up July 14, 2019.
They told me to pay the hold thing off when I just tried to give them the $100 in cash, but they told me no they can not take it, but we can take $68.00 in cash 🤬🤦🏽♀️.
Then they told me it will be 35%!! Sooo I am thinking like ok $8 or $15 dollars helllll no they hit me with $400.00 never explain it to me!!! hey you will be hit with $400.00 if you dont pay the $216.56🤬🤬🤬 their 90 days rule suck.
I just paid $1, 200.00 for two nightstands that was on sale for $399.99 each what a rip off.
All because I call headquarters too make a complaint and Acceptance now has been playing with my account because, when I went into the store again to make another payment my account again as been switch back over to every 2 weeks 🤦🏽♀️🤦🏽♀️.
I will never go back to Acceptance now again and they need to shut it down for robbing people out of their money like people don't have other bills to pay.
They need to switch there 90 days policy rules if people are coming in with cash in their hands take the money because they are still making payments on their items, credit card ask well and their computer system need to change and you can clearly see I am back on every 2 week again.