I was a customer of Truecredit.com from 2008 to 2011. After I purchased a new condo, I no longer needed the service. I called on 12/15/11 to cancel, yet they continued to bill me in both January and February 2012. I called again to cancel, and they said I could not, because I had accessed the webite earlier that day (yes, I did... to find out if I could cancel online... you can't). Called back severals days later to find out if the 2nd cancelation had been done, and it was not. Very SAD that the biggest FRAUD I've experienced is with the one agency whose mission it is to protect me from such things. DO NOT SIGN UP FOR THIS SERVICE... YOU CAN GET FREE REPORTS EVERY QUARTER... why pay for it, and get stuck with this hassel.
After checking my credit report on 12/04/2009, with Transunion, they required a ONE time charge with my...
They are a scam!!! They market your credit scores as if the numbers are coming directly from the three credit reporting bureaus, when in fact the numbers are some fictious numbers TRUE CREDIT has in fact come up with. The credit scores they provide are of no value to you as a consumer. Not only should you avoid them like the plaque, if you are utilizing them, cancel now and ask for a refund of dime you ever paid. Their name TRUE CREDIT, is a joke.
What a scam! I paid for the three credit score and report for myself and my husband when we started the process of applying for a mortgage for a new home. I was very happy to see that my score was 756, 767 and 803. I thought we were home free. When I called Wells Fargo to get a preapproval and they checked my credit my scores were over 100 points lower. I couldn't believe it. I called true credit by transunion and was told they use a different scoring system and the scores that banks and lenders use are different. No kidding they're different. I cancelled the service and was told that I could not have a refund since I already used their service. Gee, great I get charged for using a useless service and then when I am utterly dissatisfied am refused a refund. The woman said she would transfer me to another department which she did. That office was closed and gave me no other options! This is a completely useless service for people who actually want to know what scores the banks and other credit issuers are looking at to determine credit worthiness. Stay away. Shame on transunion.
I have been a paid member of truecredit.com for over a year while I was repairing my credit.
As of the last information on the site, my credit scores for all three agencies were in the mid-600s.
I was working with a mortgage broker to obtain a very small mortgage (under 50K) because home prices are so cheap in my area.
She called me and said that the credit reports she was getting from all three agencies were MUCH LOWER than the TrueCredit scores. I called True Credit and asked them why there was such a variance. They could not explain why.
I have been paying them $15 a month for NOTHING. All the progress I thought I had made was meaningless. I am devastated.
I am reporting them to the FTC and the Better Business Bureau for fraudulent activities.
i was informed i could get my free score but was charged a month later on my debit card, i called and the indian man convinced me to upgrade to 3 reports for only 9.99 as opposed to 14.95 for just trans., stated he could credit me back 14.95 and charge just 9.99 and go with this special offer!! well looking at my bank statement i was charged 14.95 twice and credit only once with an additional 9.99 charge 2 days later, my free credit report cost me 24.98 and about an hour on the phone. i had the service less than a month. Trying to cancel is a joke and they refuse to cancel your account. i was hung up on by 3 ppl who couldnt explain to me what had happened. i hope this gets cancelled but STAY AWAY FROM TRUECREDIT BY TRANSUNION, i will be contacted my local news station to help spread the word across oklahoma city/tulsa area
I had true credit service for many years, I wanted to cancel, I had authorization with my debet card, I...
I have had this service for 5 months now and decided to stop it. There is no where on the website that allows you to do this. There is also no where on the website that provided a phone number for customer service reps.
Having to contact my credit card to contest the charge and I'll let them deal with it!
All of the TrueCredit.com ads are fake. 'Chuck Storm' walking into a post, someone catching a football and running into cables, the ridiculously fake guy stapling up christmas lights and the alleged trip and fall at a wedding.
In all four four of these examples, the camera work gives away that they are fake. Not to mention that the staplegun guy helps in the wrong place, which NOT stapling his finger which moves afterwards anyhow.
It's all pathetic and utterly irritating. It's compounded by the fact they always show two back to back...double more annoying.
Get this crap off TV.
I have used www.truecredit.com for a long time. I called to cancel my account as did my husband and my...
More unauthorized credit card charges. They refunded 2 months worth but I am demanding all of it back. I have...
Truecredit.com (by Transunion) offers a monthly monitoring service ($14.95)to protect your credit. I subscribed and then tried to stop the monthly service. It took me several tries to end the service and the monthly fees continued; how to cancel is not on any of their websites and a phone number is very very difficult to find. When I finally did contact a service rep, I was told the way to cancel was to go to my credit card information and enter all zeroes! I still cannot find a phone number (domestic USA) to call & lodge my complaint. Their service reps are out of country.
It is clearly a deliberate action on their behalf so that once you start the service it is extremely difficult to end it. You would think that a credit reporting agency (Transunion) would be more forthright and not have to resort to such underhanded tactics to its customers.
I am trying to refi. So I thought the $15.95/month deal from truecredit.com (aka transunion) would be great, ...