Latest Reviews and Complaints
Insurance sales scam
Sad
Several years ago I was out of work and got a call from ail torchmark. Like everyone else, I was quite flattered because I actually have a very successful sales career and they sounded so earnest. I asked if there was a base salary and expenses on top of commissions, to which I was assured... There was.
I arrived at my "interview" and was directed to a large meeting room where there were 50 or so other applicants. But it was strange because some were dressed in warm-up suits, salvation army suits and stained ties, sweats, ripped up jeans, etc. Sadly, several of the hapless applicants looked homeless. I immediately knew I had be duped and was angry, but decided to see how this would play out.
At 10:30 an immaculately dressed man dripping with diamond rings, man-bracelets and an enormous gold wristwatch came bounding into the room. He immediately took on this "serious" mode and said that we were "the creme' de la creme'' in our fields of endeavor and we wouldn't have been invited there if we hadn't already proven our value. Several times during this rah-rah session he said "not everyone will be offered a position!"
It was kind of funny because now i'm looking around the room at this motley collection of souls. Some looked strung-out, some were missing some or most of their teeth, two of them were holding tight to huge bags which I surmised held their pitiful earthly possessions.
This is duplicity of the worst kind; false hope of a better life. I've seen groups very much like this all my life. They just need bodies... Anyone who is desperate, uneducated, naive, or perhaps simply needed their decimated ego stroked enough to follow through with their schemes.
Don't go and don't let anyone you care about go to one of these "interviews".
People were created to be loved. Things were created to be used. The reason the world is in chaos is because things are being loved and people are being used.
3 Torchmark Corporation Complaints
How do policyholders rate Torchmark Corporation?
Torchmark Corporation’s earns a 2.3-star rating from 0 reviews and 3 complaints, showing that the majority of policyholders are somewhat dissatisfied with insurance coverage.
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Illegal name change on application
I recently took out an insurance policy on both of my adult children with Globe Life Insurance
and it was approved so now I'm looking over the policy carefully and I discover that I am
not the owner of neither policy because Globe Life illegally changed my name as being the
owner by putting it in my son name. I called Globe Life Insurance yesterday so they can
change it back to me being the original owner of the policy and I was told that I could not
change it because I didn’t have permission from my son to take out this policy, and I
stated that it was not illegal for a parent to take out insurance on an adult child.
The Representative also said he could not give me any information on the policy accept
payment information and I needed to have my son call Globe Life. When I looked at my
adult daughter policy Globe Life Insurance have my son on that policy as owner and I'm
the one who took out that insurance policy as well. I believe this is an attempt to deliberately
keep me from filing a claim in the future for either one of my children because I am the
owner/beneficiary. I was not shown any documentation by Globe Life that I could not take
out a policy on my adult children. Globe Life also need to explain to me why they have my
son as owner on my daughter policy, I asked to cancel the policy and I was told I could not
because I'm not the owner of my son policy. I never put my son on the application as owner
only as insurer and the same with my daughter, I need this resolved because I will not pay on
a policy that is in someone else name because both policies is void due to wrong owners,
Globe Life Insurance has my Credit Card information on file not my son. I have read other
customer complaints on this very same issue but only they filed a claim and didn’t get paid.
He is pretending he has a job for me and that he has seen my resume on line and is trying to offer me a job.
I have been looking for a job for a while and instead of REAL employers, this scam artist from Nigeria, I believe where he must be from, has contacted and is pretending he has a job offer for me. But, fortunately for me, and too bad for the scam artist, I can easily recognize these cheating scam artists by their email and how they write their letters! Here is a copy of what this scam artist has written me:
Hi, my name is Roger Smith and I am the Chief Executive Officer of American Income Life Insurance Company (AIL). I recently looked at your resume and I believe your qualifications might be a good fit for our organization. Currently we are expanding our Sales team and looking for people from varied backgrounds. We are interested in career oriented candidates like yourself and believe that this could be a good match with your qualifications.
Contact us about this opportunity by going to our website at www.workatail.com or call us at [protected].
Sincerely,
Roger Smith
Chief Executive Officer
AIL
We will continue to alert you when we have openings at our local offices because you placed your resume on an internet job board or responded to one of our job ads. Compensation is on a pay for performance basis. To avoid future updates from us, please go to our optout link.
Our privacy policy is at http://www.tmkrms.com/Response/PrivacyPolicy.aspx
AIL Company - 1200 Wooded Acres, Waco, TX 76710.
It is obvious to me he is not legitimate by the way of syntax, grammar and style :-)
So, I wrote back:
You don't sound legitimate. You sound like a NIGERIAN CHEATER!
The complaint has been investigated and resolved to the customer’s satisfaction.
If you had financial problems, then it is time for you to smile. You only need to contact Mr. MARCO CORDOVA with the amount you want to borrow and the payment period that suits you best and you will have your loan in less than 72 hours.
For the sixth time, I have just benefited from a loan of 150 thousand for a period of 180 months with the possibility of paying before the expiration date.
Make contact with him and you will see that he is a very honest man with a good heart.
His email is MARCOANTONIOCORDOVA27@GMAIL.COM and his phone is + [protected] (whatsapp).
Note: He offers a loan in many countries.
I received this 2 days ago!
Important Job Opportunity Still Open! Respond Now!
Morgan Preston 24 septembre 2019 à 08:00
Hi, my name is Morgan Preston and I am the State Director for American Income. I saw your resume on the internet and felt that I should contact you immediately. Our company currently has openings for several outstanding individuals like you.
If you are an individual seeking a financially rewarding position with a company that is part of Globe Life (GL), a company that truly believes in honesty, integrity and trust, then I would like to speak with you.
Please call my office at [protected] so we can schedule an interview.
Best regards,
Morgan Preston
American Income Life in Canada
We would like to keep you updated on exciting job opportunities at American Income Life Insurance Company. We will continue to alert you when we have openings at our local offices. You received this email because you placed your resume on an internet job board or responded to one of our job ads. To remove your email address from our list, please do not reply to this email. This will not remove you from future emails. Instead, please use the link below to process your removal requests. Compensation is on a pay for performance basis.
Click here to unsubscribe from further communication regarding job opportunities at American Income Life Insurance Company. Please allow two to three business days for the removal process of your E-mail address to be complete. American Income Life Insurance Company, 1200 Wooded Acres, Waco, TX 76710.
Privacy Policy Abuse@tmkrms.com postmaster@tmkrms.com
got one too...
Robert Smith
Tue 6/11/2019 5:10 PM
I’m unsure whether you are still looking for a new career, but I do know that we still have an open position. Our office is local to you and we really have a great group of people. You’d be working within your own community while making an impact on families around you. It’s a chance to start 2018 with a company that was recently ranked by Forbes as one of the top 25 “Happiest Companies To Work For In 2018”
We can set up a quick interview that can fit your schedule. Give us a call at [protected] or click here to schedule a meeting.
Hope to hear from you.
Robert Smith
State General Agent
American Income Life
[protected]
I receive this a couple of days ago;
I recently found your resume online and wanted to get in touch with you. We are expanding our sales force by hiring applicants from a variety of different backgrounds and we believe you have the potential to be an excellent match.
We are hiring goal-oriented individuals like you right now. First year earnings, advances and bonuses can range from $60, 000 to $90, 000 for new representatives. No experience is necessary. We provide full training to help maximize your earning potential. If you wish to excel within a company that has a proven record of success, then I would like to speak with you. American Income has upheld a well-known industry reputation for financial stability and quality service for over 50 years.
If you are interested in learning more about this important opportunity, please click here or call [protected].
Sincerely,
Ilija Orlovic
American Income
We would like to keep you updated on exciting job opportunities at American Income Life Insurance Company. We will continue to alert you when we have openings at our local offices. You received this email because you placed your resume on an internet job board or responded to one of our job ads. To remove your email address from our list, please do not reply to this email. This will not remove you from future emails. Instead, please use the link below to process your removal requests. Compensation is on a pay for performance basis.
Click here to unsubscribe from further communication regarding job opportunities at American Income Life Insurance Company. Please allow two to three business days for the removal process of your E-mail address to be complete. American Income Life Insurance Company, 1200 Wooded Acres, Waco, TX 76710.
Privacy Policy Abuse@tmkrms.com postmaster@tmkrms.com
I received the same exact same email but from a Sinrad Satti... HumanResources-AILC2@tmkrms.com
I have been getting these emails as well. If it was a legitimate offer, the link to their career website would not have tmkrms.com as the start of the hyperlink. The actual insurance company uses https://agency.Some-Name-Of-An-Actual-Insurance-Company.com. I've had three different companies listed and all from tmkrms.com.
My email also said it was from "Ken Matson" but the body of the email had "Ryan Davidson" (I have changed his last name here) in the signature area. Ryan is a real person at the insurance company listed on the email. So why does the email come from "Ken"?
Don't click on any link you don't trust. If you really want a job with a company, find their official website and then locate their career section or direct email address to the company.
No way this is legitimate insurance. I phoned the number offered in the email and got voicemail that belonged to a different name than the email identified. I replied to the email and it bounced back. I visited tmkrms.com and the site's maintenance page is up. Maybe not Nigerian, but definitely not on the up and up, so I regret that they have my name, phone number, county, and email now.
Thank you very much, Jeff. You did a fantastic job of conducting research and graciously sharing your insights in order to set the record straight. Bravo to you, sir! I wish there were more people online willing to invest the time and effort to ensure accuracy in matters that concern readers - vs. "shooting from the hip" with unfounded suppositions.
Have a great day and thanks again!
I agree that they are coming from candidate job searches from Indeed or Monster because the email address they arrived at is the one I use for them. Careerbuilders forces you to use a different email address every time you cancel and then sign-up again and that is a different email address than the ones I got. Careerbuilders sells your info to 3rd parties and that's how I know when it's from Careerbuilders because the email arrives at a different address. I've received some emails where I have to create an account just to unsubscribe. Between the lack of employment search results and this 3rd party crap, I will never use Careerbuilders again. Too bad because they were once a good site many years ago but have gone downhill in a really bad way at least for my job searches. I received 7 of these emails with the domain of tmkrms.com in one day. From my previous exposure to Direct Marketing, this then smelled of a system that people just bought into not some Nigerian scam as they traditionally are attempting to get money out of you. From the quick research I've done so far it's appearing to be more of an affiliate company that has recently done some kind of ad campaign. The biggest identifier of this is all of them have the same domain even though they are promoting different companies. After I did a little bit of digging around I found that tmkrms is associated with Torchmark Corporations which came from the WHOIS information. I know the site tmkrms.com is an affiliate site because when the tab is my browser shows "Join Our Sales" and when I hover my mouse over it, then it shows "Join Our Sales Team - Torchmark Affiliate Companies". This is also in the browser header code which you can see by doing "Ctrl+U". Further down in my search results is a link to torchmarkcareers.silkroad.com which show the Torchmark Corporation logo with social media links. I took a look at their LinkedIn profile. This URL for torchmarkcareers is a subdomain so I looked into who silkroad.com com is. Wikipedia says, "SilkRoad, Inc. is an American multinational human capital management software company. SilkRoad provides cloud-based HR software solutions that enable customers to find, attract, develop, and retain talent." So that just indicates that they are using this site for career development. Within these same search results for "tmkrms.com" is a link to torchmarkcorp.com. At this site you quickly see that Torchmark Corporation is a publicly traded company with the stock ticker of TMK. I discovered all of this in less than 30 mins of investigation so the original complaint being a Nigerian scam is just a shoot from the hip response that didn't look into this at all. Part of the online job search deals with legitimate insurance and financial investment opportunities. I used to get them from AFLAC and now they're coming from Farmers and American Family Insurance and a couple of others that are not so well known. The problem I have with these emails and the affiliate website is that is looks like a scam site and that's because of all the years of these type of affiliate sites that did scam to some degree. I've been interested in Direct Marketing for a long time and have taken part in some of these things where the seller of the system gets rich of of the opportunity given. It's not that the opportunity isn't viable but you make more money selling the idea than the process itself. From my quickie research I can now say that these are legitimate people just looking for a way to earn self-employed independent income in what has become known as the Gig Economy yet the marketing for a publicly traded company as large as Torchmark Corporation is deplorable and hurts these affiliates seeking income generating opportunities due to this. One of the companies that approached me that I had never heard of had a website informative enough for me to understand what it was about. I'm not personally interested in these types of things yet if Torchmark Corporation has any concern for its affiliates then they need to create a much better looking AND informative version of tmkrms.com so that those who may be seeking this type of work won't be put off. It sure would help the recruitment process for sure.
My reply to this email (mine from Paul Leahy) was undeliverable. From my past experience, yes there is a legit company. But if the email was from a recruiter from American Life Ins., then anyone from that company would use company email. Not gmail or tm.ktm whatever. Especially fortune 500's. Even a hotmail or outlook. Scammer have figured out that people will verify if its a real company contact. One scammer I actaully interviewed with did that. But 1st red flag (besides being written in broken english) I was offered reception, admin asst., or data entry...all paying the same wage: $17/hr. Then they demanded I deposit their company ck in my acct. via the atm. It sucks when your really wanting a job!
This is an Email Marketing using monster Resume or indeed. It is not a Scam.
I am not sure why the poster will suggest a scammer from Nigeria will send email about a job. We all get junk mails all the time, and in most cases we junk them. So if this complainant is suggesting they received a job email, why will he suggest it can from a Nigerian Scammer? It could be an email marketing to engage job applicants. The complainant should remove this post because it does not make any sense.
Here is what I received and I just think it is a recruiters Applicant Tracking System working for him:
"I received your resume online and I am interested in having you come in for a personal interview. I am expanding in the area and I am interviewing for both sales positions and management positions. I would like to talk with you about your qualifications"
Because it is a scam. Ever heard of human trafficing? I emailed back and the email wont deliver. Wow shocker. My email came from Paul Leahey. Someone from the real company would have a company email to contact. And a company signiture. They take advantage of people who are desperate for a job. I've actually done an interview with one of these type of scams. They wanted to send me a company check to purchase supplies. Luckily, I called my recruiter at Pridestaff. She had done the same scam. Only she attempted to deposit the check and her bank stopped her. When I told them its unethical to deposit company funds into my personal account and I'd open a business accout. They demanded I deposit it THRU THE ATM into my account.
Is Torchmark Corporation Legit?
Torchmark Corporation earns a trustworthiness rating of 96%
Highly recommended, but caution will not hurt.
We found clear and detailed contact information for Torchmark Corporation. The company provides a physical address, 3 phone numbers, and 2 emails, as well as 2 social media accounts. This demonstrates a commitment to customer service and transparency, which is a positive sign for building trust with customers.
A long registered date for torchmarkcorp.com can be seen as a positive aspect for Torchmark Corporation as it indicates a commitment to maintaining the website and its domain name for a long period of time. It also suggests that the company is organized and has taken steps to secure its online presence.
The age of Torchmark Corporation's domain suggests that they have had sufficient time to establish a reputation as a reliable source of information and services. This can provide reassurance to potential customers seeking quality products or services.
Torchmarkcorp.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.
We looked up Torchmark Corporation and found that the website is receiving a high amount of traffic. This could be a sign of a popular and trustworthy website, but it is still important to exercise caution and verify the legitimacy of the site before sharing any personal or financial information
However ComplaintsBoard has detected that:
- There was some difficulty in evaluating or examining the information or data present on the torchmarkcorp.com. This could be due to technical issues, limited access, or website may be temporarily down for maintenance or experiencing technical difficulties.
- We conducted a search on social media and found several negative reviews related to Torchmark Corporation. These reviews may indicate issues with the company's products, services, or customer support. It is important to thoroughly research the company and its offerings before making any purchases to avoid any potential risks.
Torchmark Corporation complaints: history and resolution overview
Out of all reported cases, 1 complaints (33%) have been marked as resolved, while 2 complaints (67%) remain unresolved. The most recent resolved complaint, He is pretending he has a job for me and that he has seen my resume on line and is trying to offer me a job., provides additional insight into how customer issues have been handled.
Customer feedback spans multiple years and reflects a range of user experiences. A majority of complaints remain unresolved, which may be important to consider when evaluating the company.
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He is pretending he has a job for me and that he has seen my resume on line and is trying to offer me a job.
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