The Bancorp review: Virtual purchase $99.00 unauthorized

.Lisa Marie Tatum 434.531.0750 lisatatum1919@outlook.com lisatatum893@gmail.com
Chime
Financial, Inc. Attn: Dispute Department Re: FORMAL DISPUTE OF UNAUTHORIZED &
FRAUDULENT TRANSACTIONS — REQUEST FOR IMMEDIATE ACTION
I am writing to **formally dispute** a series of unauthorized and fraudulent transactions that have
posted to my account. I demand immediate investigation and full compliance with Regulation E,
including provisional credit within 10 business days. Below is a complete list of unauthorized,
fraudulent, and disputed charges:
• 11/21/25 — $25.99 — Unauthorized virtual purchase (Card 7694)
• 11/19/25 — $99.00 — Skool.com (Card 9894) — Unauthorized
• 11/16/25 — $9.00 — Skool.com (Card 9894) — Unauthorized
• 11/24/25 — $4.99 — Novelnex LLC (Card 9894) — Unauthorized
• 11/03/25 — $1.99 — Total Adblock (Card 8505) — Not received
• 10/06/25 — $9.99 — Total Adblock (Card 8512) — Unauthorized
• 11/02/25 — $9.95 — Perfectcleaneshealth (Card 5334) — Unauthorized
• 11/01/25 — $46.99 — Finelo YZ4A (Card 5334) — Unauthorized
• 11/01/25 — $19.99 — Finelo TCTC (Card 8505) — Unauthorized
• 10/17/25 — $19.99 — Google Chat (Card 7557) — Double billing
• 10/12/25 — $9.95 — Infrastructurewatchbure.com (Card 7557) — Unauthorized
• 10/08/25 — $25.00 — Slimfit (Card 9328) — Unauthorized
• 10/08/25 — $32.49 — Ngo Ke Phat (Card 8512) — Unauthorized
• 09/19/25 — $19.64 — Google Chat (Card 8512) — Double billing
• 09/17/25 — $100 — Telegram Scam — Fraudulent
• 09/15/25 — $5.00 — OpenAI (Card 8512) — Unauthorized
• 09/15/25 — $10.00 — OpenAI (Card 8512) — Unauthorized
Please confirm receipt of this dispute in writing and provide an estimated timeline for resolution. I
expect full compliance with federal consumer protection laws. Sincerely, Lisa Marie Tatum
CC:
• Consumer Financial Protection Bureau (CFPB), 1700 G Street NW, Washington, DC 20552 — Phone:
[protected] — Email: info@consumerfinance.gov
• Federal Deposit Insurance Corporation (FDIC), 550 17th Street NW, Washington, DC 20429 —
Phone: [protected]
• Office of the Comptroller of the Currency (OCC), 400 7th Street SW, Suite 3E-218, Washington, DC
20219 — Phone: [protected] — Email: CRAComments@occ.treas.gov
• Virginia Attorney General, 202 North Ninth Street, Richmond, VA 23219 — Phone: [protected]

On 10/08/25 Funds were released to Ngo Ke Phat, a Furniture Purchase, amount of $32.49. This is an unauthorized charge I did not purchase furniture. Dispute Denied.
Complaint has escalated to government agencies after a period of 10 days when no response was received from Chime.
Was not able to attach a copy of my Chime Disputes letter. I'll email it to corporate@thebancorp.com