EDP Reporting is taking $159.95 from my checking account without my authorization. I actually received a...
I happened to be checking my bank account online when I noticed my account was overdrawn. I then saw a check that was for $99 in my account record. After calling my bank, then calling edpreporting.com I was unable to get any answers. The 'person' at edpreporting.com told me it would be at least 24-48 hours before I received a call back from anyone. Again, I called my bank, but still got nothing. Now I am out $99 and trying to come up with money to pay overdraft fees to my bank. What am I supposed to do?
I was pretty desperate for money because I owe so much and I am totally self supportive. So I started looking online for a loan between $500 and $1000, knowing that if I was approved for such a loan that the interest would be high. But I needed the money. I know I gave my checking account number to a few places as they said they would need it to direct deposit money into my account if I was approved for a loan. Everything would send and email saying I had been approved and give me another link or links to go to. Anyway, I don't remember applying for any credit cards. I have received a few credit cards in the mail, but have shredded them thinking they were the typical "you have been pre approved for such and such credit card". So if I got this card, I did not activate it and did shredd it. I keep calling the number that my bank managed to get for me for EDP Reporting. But I stay on hold forever and don't get to talk to anyone. I have left messages, but nobody returns my call. I want my $99 that this company took out of my checking account with a check number the company established of 88894 credited back to my account. Thanks for any help you may be able to provide!!! Melody Cochran
Yes, I have less than perfect credit. So when somebody like me searches online for a credit card, they get a crapload of pre-paids and cards for use only on their websites (Horizon Gold).
Okay, first one:
I get this pre-approval thing in the mail for a Horizon Gold Card. No credit check, instant approval, $500 initial credit line. Turns out it's just for their junk "outlet" site for things you don't even need. We should all know, stuff like that is too good to be true.
I applied for a card online, from a company called EDP reporting. They take your info and say you're "approved" but you never get any confirmation email, phone call, NOTHING! So you realize it must be a scam, cause there's no card, no contact, just this letter that gives me a "password" for cash advances from an ATM but the paper doesn't have a company name, it's practically blank. That's it. So I ignored it. But they took money OUT OF MY BANK ACCOUNT, 159.95. I did not authorize these charges. they don't answer their phones. You hold and they will not answer, they know why you're calling. Go to the EDP website and they give a list of different cards you can apply to. DO NOT APPLY FOR THE CARDS UNLESS YOU WANT MONEY TAKEN OUT OF YOUR BANK ACCOUNT SUDDENLY WITHOUT WARNING!
I was online obtaining a payday loan. I got the loan and though that everything was fine. I looked at my bank...
I have had three separate withdrawals from my savings account without any authorization from a company that goes by edp reporting. The bank has charged my account with overdraft fees and then given them back when caught. It has been hard to stop and to date this company tries to withdrawal. I have changed accounts and shown the bank on the internet that it is a scam and yet they cant stop it. Does anybody have any advise? Each withdrawal is 159.95.
I see that there are numerous people who have been ripped off by this company. Not sure how they got your info, you either... a) applied online for a payday loan or b) applied for what you thought was a credit card. They got me too. I have been fighting with them for a week. You can trying reaching them thru the website edpreporting.com. I sent 15 emails in one day and they finally responded. They won't issue a refund unless you file a police report. Once you do that they will submit proof that you did indeed apply for something. (they capture your IP address) I filed a fraud report with my bank. I'm hoping my bank will give me back my money. I then had the bank freeze my account from allowing debits. It will however allow credits just in case I get my money back. I then demanded that EDP send me the card that I paid for. If you demand they cancel the order, they will, and your out all your money. By demanding the card, you at least only lose $59.95, unless you actually called them, which they charge you for. It will take 15-20 days for you to get the card. I'm praying that I get a refund from my bank and then the card too. Small victory but a victory none the less. They will continue to debit your account. I strongly suggest freezing or closing the account they stole from. Hope this helps somebody. Tried contacting them to no avail? Here are two email addresses [protected]@edpreporting.com or [protected]@edpreporting.com. If nothing else you can blow up their email. Good luck to all. :-)