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The good, the bad, and the ugly - discover what customers are saying about Acima

Welcome to our customer reviews and complaints page for Acima. We understand that making informed decisions about where to invest your time and money can be challenging, which is why we've created this platform for our community to share their honest feedback about their experiences with Acima.

On this page, you'll find a comprehensive collection of reviews and complaints from real customers who have used Acima's products or services. Our reviews are authentic and unbiased, providing you with a complete picture of the company, its products or services, and their customer service.

Whether you're considering doing business with Acima, or you've already had an experience with them, our community's reviews and complaints will give you a valuable perspective on what to expect. Our goal is to help you make informed decisions about where to invest your time and money, and we hope that our platform will be a valuable resource for you.

Please feel free to browse our reviews and complaints and share your own experience with Acima. Your feedback is an important part of our community and will help others make informed decisions.

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9:53 am EST
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Acima Big Sandy Chair

Ended up paying $1900 for a chair that coast $800. This company is a rip off and a joke. I called yo pay off which my payoff had been under $500 for a long time. I felt like I was never going to pay it off. So I decided to pay it off. Qell payoff went from. $400 to over 500! They tell me it's cause the rent payment come out that day. So my payoff was 514! Not 417. Which is FALSE ADVERTISING WHAT I WAS TO PAY TO CLOSE THE ACCOUNT! I CALLED ASKED FOR MY $97.00 BACK. THE AGENT REFUSED TO PROVIDE REFUND. YOU PEOPLE ARE ROBBING PEOPLE AND I WILL MAKE SURE YOU NO LONGER ROB PEOPLE!I HAVE SCREENSHOT OF BALANCEA DUE. PLUS OVER CHARGE

Claimed loss: Overcharged

Desired outcome: To get a refund of $97.00 cause I ended up paying $514 to buyout!

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Update by Mikos
Dec 20, 2023 9:54 am EST

Note this is regarding ACIMA

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9:50 pm EST
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I was introduced to Acima by a friend of mine when I needed car repairs done. I used them once before and ended up paying them much more due to missing the 90 day pay off. On January 31st I fixed my vehicle which cost 2830 dollars purchase. I missed the 90 day early purchase and continued to make my biweekly payments. I was told my total cost would be 5095...

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7:06 pm EST
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My ex-boyfriend admitted to taking out a loan to purchase a ps5 in my name. I keep seeing charges that said acima but he told me they were for a mattress and tv which I later found out was through another leasing company.. I asked for the ps5 so I could return it and he said he already sold it. Idk what to do because he refuses to make payments and refuse...

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2:50 pm EDT
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I went to get new brakes at tire zone. I was advised of a leasing opportunity. I have used multiple Leasing in the past specially nowadays with the economy the way it is and I never heard of a seven day extension for $100 I was under the assumption that I already paid off my loan, until I acknowledge the fact. I got an email saying I was still getting money...

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2:17 pm EDT
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Acima Ring

I went to a jewelers store and purchased a ring for $1500. Now that my 3 months is up I went to the portal to pay it off before any interests accumulates and I come to find out about these extra fees that I was not aware of because no one told us about it at the time of purchase and signing the contract . Very upsetting how they just like to take money from people without an actual explanation just that it’s extra fees and that’s ir. Would never purchase anything with them again. And I 0% recommend to anyone unless they want to get robbed like I did. They do not want to help me at all with all of those supposed fees even though I told them I didn’t know about them. Horrible company!

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4:29 pm EDT
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Acima Cheap furniture fraudulent policy

They literally charged me for a 12 month payment a day earlier than stated. Own I am stuck over paying for this cheap furniture. They have ruined my credit they are liars and banned in multiple states. I am seeking legal help to have them remove any marks from credit and will be working to shut them down no.lm stop until I succeed these companies must be stopped.

Desired outcome: I want this expunged from my record and I will not return this furniture

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5:50 pm EDT
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I never heard of this company in my life and received a charge for 560 this morning August 1st, 2023. I tried calling them and they want bank statements and police reports. I will be filing a dispute with my bank tomorrow. Really inconvenient and illegal on their part. Shame on Acima! They let somebody else use my bank information on somebody elses loan contract. They pry for other personal information like bank statements.

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11:43 am EDT
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Their app is basically worthless in colorado due to it not taking into account the .27/.28 cent delivery fee that colorado charges. Orders will fail, in store processing is typically not allowed, They say it is 7-10 days for a refund, then they will tell you its 14, not after 21 days I am told that the retailer who canceled the order within moments and did...

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5:37 pm EDT

Acima Customer Service/Access to my own account

Acima created my account with an incorrect social security number, therefore I never have access to my own account. When I called to correct it they said only if I send a photo of my card with an ID. I told them I am not comfortable sending to a random email this info due to identity theft. They said sorry then we can’t help you. But they still collect my money.

Desired outcome: None at all.

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10:49 pm EDT
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Someone had used my bank account information to open an account at Acima. I called them immediately after receiving the first email from them about my new account which I never applied for. I told them about my bank account info was being compromised and used to open an account with them. They told me that they really scrutinize the application for credit...

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12:21 pm EDT
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Acima Paid off and they are still charging

I use Acima all the time. I always pay it off in the 3 months time period so interest isn't added on because that's really where they collect their money. I bought a fridge for my restaurant. I paid off the balance it said was due today to close my lease. Now I'm getting calls because apparently they didn't get 40 so that caused them to reopen my account without my knowledge and charge me the interest and mess up my credit for non payment.

Desired outcome: I want my account closed and missed payments fixed on my credit put back in good standing as I already paid this off well in the time frame given.

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10:59 am EDT
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DO NOT LOAN OR PURCHASE FROM ACIMA We need the United state whatever department that helps with this kind of issue to remove acima from servicing anyone I bought a jewelry worth 3000 usd that I was told by the store that acima offers loan with no interest if paid fully in 90 days. I was told to apply I had to pay 75 usd I did. At this point I wa...

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3:02 pm EDT
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Acima Liars, false contract and scammers.

Worst company ever. Openly admitted they were scamming us. Gave us a run around and cannot answer any of our questions or a resolution despite us having screenshots. I canceled our other purchase and cannot wait to be done with them. Oh by the way their reps reaching out to try and fix resolutions is a joke. All they do is sit and repeat themselves like a robot “I am not able to see previous buy out information” sure you aren’t buddy. Also their contract doesn’t reflect what they’re charging. Joke of a company.

Desired outcome: Honor the buy out.

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1:23 pm EDT
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Acima Predatory Lending

They used to be a very good company. I’ve used them over 5 times. Now they are really becoming a predatory lending place. The fees that are on the actual contract is not the fees they tell you what’s owed. On my lease my buyout was $498.00. But they’ve charging me $600. One rep says that they tax on the buyout now & chatge additional $50.00 when you you do 90 day purchase option. None of this is on my lease agreement. BUYERS BE VERY AWARE OF THE SCAMMERS. NEVER AGAIN WILL I USE THESE CROOKS

Desired outcome: I want To pay what’s on my agreement

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4:05 pm EDT
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Acima Charging my credit card after product was returned

I had leased a I phone and at one point I couldn’t afford the payment so I returned the phone to a ima in Utah to the address that was provided by acima at usps have receipt and also recipient a call on 11/10/22 from acima stating they have received the i phone and I will no longer be charged but they continued take $160 a month from my credit card. So this to needs to be resolved and my money needs to be returned to me.it is now the end of march 2023 and I have not received my money back.they lied and still lying

Desired outcome: I was my money returned to me my name is Stephanie montano

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2:15 pm EDT
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Acima Product/Service

The representative who convinced us to go with go with Acima left out plenty of details. Not only did he fail to explain correctly but he misled us with what we were signing in term of an agreement. Not sure if I need to seek out my lawyers advice but this is extremely shady.

Purchased a ring for 1400 through a jeweler. Funny thing is, I had the money in full ready to go. The jeweler explain to me there’s a company called Acima that would save you the $1400 and would allow you to pay the balance of $1400 down over the span of 12 months.

Well, not only was he deceiving but he got us to sign without mention anything nor with us signing an actual contract stating that that grand total would actual come to $3,484.16

I need answer as to why these representatives of the company are misleading and lying to customers?

Acima, I need answer!

Desired outcome: I need this set to the original amount stated or else I’ll seek out an attorney. Also we captured the entire recording on video when the jeweler was explaining.

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8:27 am EST
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James C. Adams [protected]@gmail.com 11-28-21 ACIMA CREDIT, LLC, 9815 S. Monroe St. 4th Floor Sandy, Utah, 84070 www.acimacredit.com legal@acimacredit.com RE: Lease No: #5992768 1. false, misleading, or deceptive acts or practices 2. unconscionable action or course of action 3. tie-in statute and the deceptive acts Dear ACIMA: I represent JAMES C...

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