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RTR is demanding $40K on the 2nd note they bought from Countrywide. They are in a unsecured nonrecourse position if the home is foreclosed on and they are demanding more money preventing the sale. If they prevent this sale the home gets foreclosed on and they get nothing and have no recourse. They are not smart and making a bad decision due to lack of knowledge. They said they would take $12k then $18K and now say they want $40K. They respond at will and are very unprofessional.
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and they represent them selves as working for bank of america when you are first contacted, then they block your short sell. what a rip off ...but thats are banking system
How did your situation turn out? We had a second that RRT took over when our home was foreclosed on and believe me, we hear from them frequently.
Real Time Resolutions (RTR) typically does not have the necessary documentation to prove up the validity of the debt. However, they will have to pushed to the brink of litigation or sued, in order to force action. RTR plays the large collection agency "numbers" game, knowing that most people will not take the necessary legal action to stop them. I have handled over 100 cases v. Real Time Resolutions and know how to force them into submission. Feel free to call my office at 877.297.7011 for free advice.
I had a home in Joplin Missouri and I had a first and second mortgage on it. In 2011 a tornado totally destroyed my home and took everything that I owned except the clothes that I had on that day. I had insurance and the insurance company made the check out to both myself and the mortgage company. I signed the check and sent it to the mortgage company. They then sold my second mortgage to Real Time Resolutions apparently, they will not leave me alone. They now have a lean against the lot that my home sat on. I can not sell it because their lean is more than the empty lot is worth. I am at wits end about what to do. I can't build on it either because of the lean. Meanwhile I have to pay taxes and mow a lot that I can not use. I am getting in on the class action suit against them also.