Simply put, this was none of your business, and if it bothered you that much, you could have left. Customers should mind their own affairs when dining out. Had you and your wife been the ones with the issues you would be saying that the employees should mind their business.
You made a mistake that can not easily be corrected. In order to correct it, you would need a refund to one card, which includes the cancelling of your ticket, and a charge to the other card, which includes purchasing a new ticket. The problem here is that airline prices fluctuate minute by minute, and the cost may not be the same with the new ticket. You messed up, and it is no one's fault but your own.
There is more to this issue. It sounds like you made a mistake, got yourself involved in a scam, and now the bank is closing your mother's and your account to prevent anymore money from being taken from it. You are also liable, unless you can prove the scam, for the missing funds. This is how all banks work. You can not continue to use an account that you have told the bank is being fraudulently used. They will close it, and open you another one. Unless you have given them reason not to. It does not matter how long your mother has banked with them. Either you work with them, or they will not help you.
Again, I offered to help you if you tell me what the issue is. HP makes good stuff if you know how to use it. I have had HP computers for over 25 years.
Did you give them your business plan, along with all legal documents pertaining to your business: copy of your business license, certification (incorporation or LLC, DBA) etc when you opened the account? Was your initial deposit made in cash or by cashier check? Was there anything unusual about your business or business name? Normally a business account would not be closed unless they could not verify the documentation. The anti-money laundering law is very strict, and every bank will do the same. Banks are in the business to make money, so for them to close an account they just opened something must have red flagged. You need to find out what it was otherwise you will have the same issue with any bank you try to use.
You already posted this and have a response on the other posting.
To be fair here, you should have been prepared. 10 years is a long time and a lot of financial and inflation changes occur over the period of time. You knew that once the home equity ended you would be paying more, and that all that accrued interest would be applied. That in itself should have warned you that your payment would be much higher. It is too late to get sticker shock now.
No bank or mortgage lender is required to offer a modification to anyone. You have to request it. You also have to request the application for it. An application for a modification is a new loan application that you must qualify for, just like the previous ones you have done. It matters not how long you have been with any lender. It is the here and now that matters. We have been with BOA for 25 years, and there are some things we still do not qualify for.
It is not bad customer service to deny a customer something they do not qualify for. You are going to have to figure out a way to either refinance or apply to a new lender to move your mortgage. Some private lenders can do things that banking institutions can not.
If you were paying the mortgage after your husband passed, how was it being foreclosed on? If you did not pay the mortgage, then the bank has every right to foreclose. It is really not up to the bank now to put the house in your name. It is up to the court to do so with the probate judge once all heirs and credit lenders have come forward with their claims. Once the person designated by your husband's will as executor, or the person designated by the courts has submitted all documentation for distribution of the contents of the will, then the bank can do the changes. Pretty much, when a judge says the house is yours, the bank will allow the change. Unless the mortgage is in arrears. Then the bank can submit to the court it's intention to foreclose. It is not fraud. It is the law, and the bank will follow it. You must also.
By putting your phone number and email on the internet, you just gave every potential scammer a way to continue to harass you. The easiest way to handle these people, is hang up on them.
It is not illegal for a bank to sell your mortgage to another lender. Banks, car lots, credit card companies, etc do it all the time. Just as you have the right to get a credit card from Visa to pay off a Mastercard, so too do they have the right to do so. It is called a free marketplace.
It probably got stuck in customs. Have you called to see if they can find it? If it was confiscated you are pretty much out of luck.
https://help.cbp.gov/app/answers/detail/a_id/122/kw/tracking%20international%20package/session/L3RpbWUvMTQ2NDc5MjUzNi9zaWQvcyozVFNZUm0%3D/suggested/1
My package is lost / missing; does CBP have it?
If CBP has detained your package for some reason (for example, lack of a proper invoice, bill of sale, or other documentation, a possible trademark violation, or if the package requires a formal entry) the CBP International Mail Branch holding it will notify you of the reason for detention (in writing) and how you can get it released.
When you have fulfilled the requirements necessary to effect release, CBP will clear the package, note how much duty is owed, and return it to the U.S. Postal Service (USPS) for delivery. Usually, you will receive notification in a matter of days, but it can take as long as 30-45 days.
If your package is long overdue or you think it may be lost in the mail, you should contact your local post office and request that a parcel tracer action be initiated to locate it. The Post Office often advises callers to contact CBP, however we do not track packages into or out of our facilities, and unless you have a detention notice from CBP with a number to refer to when you call, we will not be able to locate your package even if it is being held by CBP.
If the post office has a tracking number that indicates the package went into CBP, but no record of it exiting the facility, you might ask USPS's customer service representatives to work directly with the CBP facility to see if it is still there - although the absence of a record is not proof that the package is still in the CBP area. Packages exit the CBP facilities on a conveyor belt and the post office's electronic scanners do not always catch the bar codes on packages as they exit the facility.
Questions about the USPS Customs Declaration Forms 2976 and 2976A should be directed to the United States Postal Service 1800-ASK-USPS/[protected]. For copies of the forms visit Customs Forms.
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Trip Advisor is NOT a booking agent. They are a referral and review site. They allow you to book through a 3rd party from their site when you find a destination that you like. Did you read their information and policies page before booking? It is on their website. I found it in less than 30 seconds.
https://www.tripadvisor.com/pages/terms.html
AS A USER OF THIS WEBSITE, INCLUDING INSTANT BOOKING, YOU UNDERSTAND AND AGREE THAT: (1) NEITHER TRIPADVISOR NOR ITS AFFILIATES WILL HAVE ANY LIABILITY TO YOU OR OTHERS FOR ANY UNAUTHORIZED TRANSACTIONS MADE USING YOUR PASSWORD OR ACCOUNT; AND (2) THE UNAUTHORIZED USE OF YOUR PASSWORD OR ACCOUNT COULD CAUSE YOU TO INCUR LIABILITY TO BOTH TRIPADVISOR AND OTHER USERS.
When you book a reservation facilitated by Instant Booking, we will collect your payment information and transmit it to the supplier to complete the transaction, as described in our Privacy Policy. Please note that the supplier, not TripAdvisor, processes your payment and fulfills your reservation.
TripAdvisor and its affiliates will not interfere with reservations arbitrarily, but we reserve the right to cancel or not process a reservation because of certain extenuating circumstances, such as when a reservation is no longer available or when we have reasonable cause to suspect that a reservation request may be fraudulent. TripAdvisor also reserves the right to take steps to verify your identity to process your reservation.
In the unlikely event that a reservation is available when you place an order but becomes unavailable prior to check-in, your sole remedy will be to contact the supplier to make alternative arrangements or to cancel your reservation.
What you need to do is contact the booking agent directly for the refund. Read the rest of the policy to find out how to do that.
The price changes regularly. TA, though they allow the bookings through their site, do not actually book themselves. They allow agents to advertise through them, just like every other retail website does.
If you had booked through the hotel itself in November, and a sale happened in Jan, you would still face the same issue. Prices change. Sometimes up, sometimes down. This is common knowledge, even in grocery stores. One day milk is $4.99, the next week it is $3.79. There is no guarantee that the price will stay the same, and there is no law that says it must.
Would you have been willing to pay the difference if the price had been higher?
Every website that allows businesses to advertise on their site gets paid for that advertisement. Even the newspaper gets paid by their advertisers.
Canada is not the US, and therefore US companies are not required to accept Canadian credit cards for contract services. One time use, yes, But not contract. I am sure Canada is probably the same way.
Not always. There are no refund situations. Again, who is the booking agent on your credit card statement? That is who you get a refund from. The booking agent. It is like using orbitz to book a reservation and then trying to get your money from the hotel. You have to get refunded from the actual booking agent, which is not trip advisor. They are a referral agency only. Their website explains all of this specifically. I even posted the page for you,
They are called weevils. A common beetle type bug found in wheat and grain products. In the south, we keep flour, sugar and corn meal in the fridge to prevent the weevil eggs from hatching. There is honestly no way for any manufacturer to prevent this from happening. They mature when their environment get humid, so warm air will cause them to be active. Many things you eat have bugs in them, you just can't see them.
All I do when I see then in pasta, is scoop them out with my spoon, and continue cooking.
Most places won't return anything without a receipt, and most of the places that will are going back to the past where a receipt is needed. Too many scam artists have ruined it for all. Next time, keep the receipt. And keep your home temperature a bit cooler.
You are buying a used item that most likely has not been tested. Most, if not all, of Goodwill's items are donated. Next time, spend the money and buy it from a pawn shop where you can test it. Goodwill is not a department store. All sales are final.
I have Planet Fitness, and the membership agreement you signed clearly states the annual membership is charged June 1st every year and is nonrefundable. You agreed to this when you signed up. You should have went in before the 1st. This is no scam. It is a binding contract that you agreed to.
Depending on how long your credit card card takes to process refunds, it could be 1-2 billing cycles before you see the refund. If you use online banking with your card, you should see the pending credit. Debits are instant, credits are not.
What kind of business practice is that? That is standard credit practice that has been in effect for decades. Any lender who loans you money, or extends credit to you, is entirely permitted, by law, to decide they no longer want to loan you any more money. They can choose to close your card at any time. It is in the credit agreement you singed when you got the card. Even a bank can choose to close a line of credit if your credit report begins to show negative actions. It is called a free market.
Imagine it like this: you loan money to a friend. Then loan more money to that friend. Do you think you have the right to decide to stop giving money to this friend? Banks and credit lenders have the same right. It is the law.
They probably did that as a security measure to prevent all of those who were one clicking errors and then complaining about it. Most people do not want to take responsibility for their actions, so businesses come up with ways to prevent most errors. The 4-8 clicks you now have to do are probably 'are you sure' types.
Besides, it is their game and they can play it how they want.
I don't understand why people care so much about the conversation that people who work in stores have. I see this as none of my business and carry on with my life. I am so much happier when I mind my own business.
Now there is a first. They gave you a discount and you are complaining about it? You are probably a good customer, and the senior discount is probably the only way they can give you a discount. It is probably the only discount they have in their register. Next time, get over being offended and say thank you. Lord have mercy.
