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PHH Mortgage review: overcharges fraud unorthodox banking practices

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Ocwen/PHH/NewRez/Onity mortgages have been overcharging me for attorney fees false foreclosure charges and they transfered within the parent company to New Rez and they are now charging me for attorney fees appraisal fees
AccountNumber [protected]
NextDueDate 06/01/2026
AmountDue $1,175.04
Ifpayment isreceivedafter06/16/2026,a$7.71latefeemaybeassessed.
REPRESENTATIONOFPRINTEDDOCUMENT
MORTGAGESTATEMENT
StatementDate: 05/18/2026
DONOTSENDMAILORPAYMENTSTOTHISADDRESS
P.O.Box619063 Dallas,TX75261-9063
Phone: [protected]
Website: www.newrez.com
AccountInformation
OutstandingPrincipal $45,431.07
DeferredBalance* $8,321.25
InterestRate 2.0000%
PrepaymentPenalty None
PropertyAddress: 2149WARWICKCIR
TOBYHANNAPA18466
ContractualDueDate: June1,2026
CurrentEscrowBalance-$329.45
DeferredPrincipal $8,321.25
DeferredInterest $0.00
AssistanceBalance $0.00
ReserveBalance $0.00
MaturityDate 09/01/2034
PastPaymentsBreakdown
PaidLast
Month
Date
Principal $78.28 $699.85
Interest $75.85 $687.32
Escrow $345.35 $3,061.80
Total $499.48 $4,448.97
Principal $78.41
Interest $75.72
Escrow $345.35
$0.00
$499.48
$0.00
$675.56
$1,175.04
Date Description Charges Payments
04/30/2026 $499.48
05/14/2026 -$763.45
05/14/2026 $1,758.55
05/14/2026 -$16.94
05/14/2026 $625.00
05/14/2026 $1,710.00

Claimed loss: 45,500

Desired outcome: removal of past mortgage obligations

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