Just received a tter from Unifund CCR Partners saying that they are servicing an account owned by Palisades Acquisition XVI LLC but that debt was settled in Sept 2008 for 50% which was $510.67 (original credit card debt was with First Consumers National Bank). Unifund wants me to pay $677.48.
I believe that Palisades Acquisition is the problem since my internet searching has revealed other complains about Palisades buying settled accounts from companies and then trying to collect the portion of the settlement that was supposed to be forgiven.
I will respond within the 30 day time period and dispute the debt but will also send copies of this file to the States Attorney General in Ohio, Michigan, Missouri and also to the Federal Trade Commission Consumer Response Center. Hopefully I won't need an attorney.
Although Unifund shows a Cincinnati address, this letter has the return address of PO Box 505, Linden, MI [protected].