lighthouse Recovery Associates reviews and complaints

Hello All,

May I suggest that you contact the FairDebtCollection.Com/Attorney Todd Friedman [protected]
This lawyer has taken on this company and I won! He has dealt with this company before, please give him a call immediately! Stay encouraged and God Bless! :)

Blessings,

Miss.Love

The only place you can send a complaint to against a Law firm in Colorado acting as a collection firm is
Supreme Court of Colorado, Attorney Regulation Counsel, 1560 Broadway, suite1800, Denver, Colorado 80202
This is a fact from the Attorney General of Colorado

They are scammers and according to Federal Law they are supposed to send all information about the debt within 5 days of your request. Funny how this info never shows up in the mail. I've even took video of our mailman hand delivering mail to me for 2 weeks and no info ever came. If they really had anything why do they keep calling for 6 or 12 months instead of taking legal action? Most of these scammers funnel money to terrorist organizations so BEWARE!

Except, unfortunately for you, they are a legitimate collection firm. Debt collectors don't make alot of friends w/what they do, and i understand yoiur caution with all the scams out there, but, as you''ll find out with trying to complain to the various sources you mentioned, these guys are bona fide. GOod luck.

There is nothing wrong with a collection agency attempting to collect a legitimate debt and who follow the law in doing so. However, if you bothered to read what these "complainers" are complaining about and you understood Federal law, you would realize that the complaints against this collection agency mostly center around their ILLEGAL collection tactics.

When a collection agency breaks Federal law in the course of "doing their job" they not only deserve to have people complain they DESERVE TO BE SUED AND TO LOSE IN COURT.

Why call them whiners? Businesses including those small businesses get to file bankruptcy all the time. Most of them even end up not turning payroll taxes they collected for months before filing for bankruptcy and get away with it. Then don't get started on the types of businesses they be formed under, single proprietorship. llc's, etc. with all sorts of protections.

unfortunetly, there are rules and laws protecting people who are in debt, and Lighthouse breaks them daily. I agree that people should repair there debts, but they cannot garnish wages, nor can they make you pay without a court order, which they will not get in most states.

i got a loan and had som trouble getting it payed all at once and got put on a payment arangment and there is to be a payment paid every two weeks and there were two payments taken on the first of the month and now another one today and the money is not there for it to be paid and now i have to pay the bank $30.00 because of this .i have sent a email saying im not working anymore and that i couldnt pay every two weeks and know one has even called me . i am very upset with this. i am having a hard timeright now and oi have to comeing up with money to pay my bank that i dont have free to spend

I paid Lighthouse Recovery $844.68. They said they were collecting for Cash net usa which I had a loan through and had defaulted on. This loan was from 2008 and I was contacted by them in 2012. I then made arrangements to pay them. The balance on my Cash netusa loan was $571.00, so when I questioned the $844.68 amount they said it was interest and some sort of collection fee. I explained that I had paid the loan in full to another collection agency called IAG International which I paid $571.00 in 2011, the amount left on my loan. So needless to say, I have paid Cash net usa, so I thought. I contacted Cash net usa because the $571.00 amount shows on my credit report which is RUINING my credit. I explained to them the amounts I had paid to the various other companies only to be told that it had to have been a scam. I couldn't understand how these companies got my Cash net usa loan number, customer ID number etc... Did Cash net usa get hacked? Which they told me it did not. They said they sold my loan to another company called Debt Management Partners. They gave me their phone number and I called them. They said they sold it to Sullvin Management and gave me their number. I called them and they could not find me in their system what so ever. So what to do now? I paid these other companies automatically every month from my checking account so if they were scamming me, why didn't they clean out my account which I heard happens. Apparently I got a nice scamming company. I don' think those exist. Just looking to clear up my credit report and stop anymore collection calls.

So does this company really serve you papers and sue you in court?

There is this rude black girl name "Connie" (which probably isn't her real name), but she has NO customer service skills. They just started calling me and when I tried to set up payment arrangements, they wanted more. Then the smart mouth heifer asked if the loan company gave me the loan in increments. She doesn't know what the loan was for, but she kept reiterating that she didn't have time to play games with me because she had other people to call. This is only brief to our actual two-day ordeal. I have contacted my employer and an attorney. I told "Connie" that I would make payments, and to send me something in the mail because I didn't feel comfortable giving my information over the phone. Her reply was, "Oh, so it's like that"? Heck yeah! She told me that a manager would email me, but hours has passed and I still have yet to receive an email. Mind you, I've NEVER received any mail correspondence either. I guess she expected me to provide her with my bank info over the phone without any type of verification of who they actually are. She told me to Google the company because she just Googled me. This company is bogus and they need to hire reps with customer service skills. Being rude will not get you any money! I'm sure there are plenty of customers willing to pay, but the piece of s-h-** employees they have will make them go out of business.

We just started getting phone calls today to my daughters phone.If it's about a payday loan, then there's something wrong because Arizona outlawed payday loans several years ago.I have not had a payday loan in about 6 years and paid everyone off.I've tried calling them back, but can't get through.I'm very leary that this is another scam.I've started getting calls again from a so called company out of Vermont.I've gotten calls from these people out of Vermont with very thick heavy accents and gotten into yelling matches with these people.I tell them to send any information to the address on file.I do not give out any kind of information.If they had a true collection agreement with someone, they would have the address and would be able to send some kind of paperwork.When they start trying to threaten me I tell them to contact my lawyer.I make police reports in case they are able to access my s.s.#.I will then contact the BBB and attorney generals office.As soon as I mention police report to them, they usually quit.These people have called out of Vermont before only from a different number.I have had others tell me they had actually looked at my credit report and when I asked why they were so interested in my credit report, been hung up on.Don't give out ANY kind of information.Make them give out the info.or do some research on them first so you'll be armed with something.The police have actually been surprised with the amount of information I've been able to supply.

they call call call &call (but) it is not for me for somebody I don't even know thank you lighthouse recovery&associates

I keep getting calls to my new cell phone for someone named Benjamin Johnson, from [protected]. When I call the number they answer either Lighthouse Recovery or something like "LLC" or something...I can't understand it sounds like everyone there mumbles. They have hung up on me 2 or 3 times (would suck if I did owe and was trying to return their calls). Everyone that I get in touch with says that my number is NOT in the system so they can't do anything about it, then like 2 hours later I get another call from them. I am not supposed to receive non-emergency calls at work and it's starting cause me anguish. They just won't stop calling, around 2 or 3 a day at least. SCREW THESE A-HOLES!

I was just checking out this company online to make sure they are legit before I pay them. I read all the comments. I have to say, I owe them a credit card not a payday loan, but wow. There sure are a lot of people who don't like to take responsibility. I feel terrible for defaulting on the credit card. I don't have a thousand excuses either. But if I don't pay it back, I'd be stealing, wouldn't I? I mean, I borrowed the money, bought things with it and then didn't pay it back like I agreed. I'm the ###, not the company. And since I dealt with the guy like an adult, guess what? He treated me like an adult. And it looks like we struck a deal and I'll pay it back over the next few months. No one yelled at me or treated me unfairly and they transferred me to a couple other people for some sort of a payment plan and all of them were helpful. One was a little snooty, but so was the girl at the dentist's office last week! Here's what I think. I think some of you were nasty and they were nasty right back. My advice is to work with them to pay the debt and then they won't call your work and home and friends. This company is giving all of us the opportunity to clean up our debts and start over. Suing them isn't going accomplish that.

I hired a PDL arbitration co. to handle my loan because the debtor would not make
payment arrangements as I lost my job.They ignored them and quickly had Lighthouse
Recoveries call me with their strong arm tactics; they are VERY rough folks; they scream.
insult you, threaten to sue. I'll tell you. I was in tears and my blood pressure went up!
I paid them their hefty fees as I was scared. (They are on commission, so they work you
over)
Now I'm getting calls at 6am from Powell Law Group who is affiliated with them
The loan was paid in full and they are so unprofessional...they talk over me
when I tell them it's fully paid and to contact my PDL consolidation company to confirm.
In closing. I know many of you out there have made comments we deserve this
inhumane treatment. No one deserves to be treated like this.In my case I paid a
professional company to arbitrate and Lighthouse and Powell ignored them. I call this
unprofessional and damaging.

I dont even know who thes people are i just checked my credit report as i do alot to see who is looking at ne an thay have showed up as of this month thay were checking my credit an i dont know what for.About 2 years ago someone got in my bank account an cleaned me out then the bank was give them my overdreft money up to 500.00 dollers that was 5/3 bank so watch them too every body is out to get us louisville ky..ps thes light house people were useing my florida address witch i dont use on much of anythang BEWEAR

If what has been stated in these threads is true, then Lighthouse Recovery Associates have violated the Fair Debt Collection Practices Act over and over. Everyone who was threatened, lied to, or even spoken to rudely should not only file complaints with their Attorney Generals, but also seek legal action against this company. You can find a lawyer at www.naca.net. Won't cost anything upfront and if you win, which from what I have read, you will, you won't pay anything. Look up the FDCPA and familiarize yourself with it. You, as a consumer, do have rights, even if you do owe money to a creditor.