Resurgent Capital Services sent me a letter about a debt that I owe to capital one credit card. The letter had an account number and all info on it. The amount owed was higher than it was originally but I figured the extra was collection fees. I sent a payment to them figuring that it would be applied to the balance. This was not the original collection agency who was collecting on the debt but I figured maybe the debt was sold to a different company. So, a week later, I get a call from the original collection Agency which was Portfolio Recovery Services and they tell me that they own the debt still and that they received no payment. I told them about Resurgent Capital Services and Portfolio said that Resurgent doesn't own the account. Resurgent collected money from me on false pretenses.
I have been offered a Visa through Resurgent Capital Services L.P. to pay off a debt that I do not owe. They would like to me to agree to pay 888 dollars and if I take this deal they will reduce my debt down 98.70 dollars. They are claiming to own an account from RNB (Retailers National Bank) Target. I haven't had a credit card with Target since 10/13/2000 which is the day I made my last payment on a card with nothing more than a 300 dollar limit. The original account number does not match my last account number, nor does it match any other RNB card I had last. My credit report is clear and all 3 bureaus match. Even if I had owed 300 dollars and it doubled, it would not equal the amount they would like to take from me. I believe this to be a scam and I do not know what else to do, but submit this complaint. If documentation is needed, please contact me at the following with instructions on how to stop this.
300 Cirby Hills Dr
Roseville, CA 95678