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Transunion / low credit score

Superior wi, United States Review updated:

I disputed my credit score for being dropped from 745 to 690 because three auto dealers ran credit checks last October. I got the full credit report and it had two bad marks. One bad mark for a 600.00 loan I paid off in 4 months in 2010 and the other for a 20 day late house payment I wasn't responsible as my ex wife got a quick claim deed 5 years ago and missed a payment last October. I contacted Wells Fargo and they didn't help me. But the house sold May 1st 2015. I contacted Wells Fargo and they would not send me a statement saying it was sold. I finally hung up on Wells Fargo as their customer service is poor. I will never use Wells Fargo for any banking service. I purchased a new house this last February and had to pay a penalty for my 690 credit score. Recently I purchased a collector's car and had to pay 3% more for the loan because of the disputed credit dropped my credit score to 688. TransUnion sent me my copy of their findings but didn't offer to help I have over 20 excellent reports and those two bad marks lowered my score to 688. The credit score industry needs to be changed to reflect divorces and over 1000.00 transactions and not the 600.00 debt I was dinged for

De
May 12, 2015
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Comments

  • Vi
      10th of Jul, 2011
    TransUnion - My bank removed a delinquency from
    TransUnion
    United States

    It was removed after discussing the circumstances with me.

    This year I noticed the same delinquency is still on the Equifax and Experian reports.

    But when I contacted them, they refused to remove the delinquency from the other two credit bureaus.

    0 Votes
  • Ge
      10th of May, 2012
    TransUnion - id theft
    transunion
    New York
    New York
    United States

    they have not given me an accurate score rating, due to security reasons according to them ? they have given my personal information to third parties, identity theft has occured

    0 Votes
  • Wa
      4th of Jun, 2012
    TransUnion - unable to cancel trial
    United States

    all i want to do is cancel my free membership so i don't get charged after the trial date. i was given this website to do so, but can't find cancellation anywhere??????????

    0 Votes

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