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This company made out a fake electronic check for $49.95 and are sending me a "secret credit card". I got a copy of the check from my bank and it is definitely a good fraud, however you can't read the phone number to call them and yell and scream and etc . The bank is going to refund my money but still the hassle of having to get the whole thing straightened out, get the money back, deal with the people who think you're a liar and nutty as well. I for one and sick of it. I have lost a lot of money to these scammers, if they get any more then they might as well take the rags I'm wearing too cause I won't be able to buy anything to replace what's gone.
Cynthia L. Haltom
Usually the bank will file a fraud complaint for you and refund your money and then go after the people, along with the proper authorities, who put this whole thing together. My bank has helped me quite a lot. Most banks follow the same procedures because of the amount of identity theft going on in our society today.
Cynthia L. Haltom
These people just hit my account for $49.95 and I bank with Bank of America ... I was informed by my bank that the check fraud department is closed until Monday. So, Here I am Saturday afternoon unable to purchase anything until I can call Monday at 8:30 a.m. to get the situation under wraps. The BOA fraud department did inform me that they have received many unauthorized drafts from this company ... Hmmm? That is nice to know, but it certainly does not help my situation!
I never thought this would happen to me i applied for a payday loan an got so many pop ups and i was denied a loan and then redirected to several other loan companies. I called the number for secret cash and the lady said she is the answering service and i have to complain on line. I sent an email to the company and i never received back a confirmation. The company took $49.95 and used a check # 9999. This happen on 2-23-07. Is there any help for this matter? I am waiting to contact my bank on Monday.
Yes, they withdraw 49.95 out of my account and made it overdrawn an nsf is on my account. How to put my refunds back in my account?
I was scammed by this company also, they took 49.95 out of my bank account and i did not authorize. How can i get my money back?
They hit my account too. But after some research I was able to find out the CEO's information. His personal email is bizdev@secretcashcard.com. I talk to him about an hour ago and he assured me he will give me a full refund immediately. We shall see. Let me know if this info was helpful.
I'm sick with this company I don't know who they are all I know is my checking account has been debited $49.95 with an additional $30.00 overdraft fee from my bank who told me this company submitted a check from me with the numbers of the check that I still have in my possession which means they couldn't possibly have had a check from me if I have that number check in my checkbook STILL. I don't write checks ever I don't like them and they take too damn long to take the money out so I never write checks. Please if someone is reading this please help me get my money back and close these people down who are a bunch of CROOKS!
I don't even know what the hell a secret cash card is what the hell is the secret that they'll take your money without you knowing oh yeah that must be it!
This happened to me today as well my bank was generous enough to refund the money and close my account and open a new secure account. When I tried to get ahold of these people I just got a run around. But I did find out with some research that the payday loan company that you all filled out your information with...(and got denied) sold all of the info that you give them INCLUDING all of your account information.
What a scam this company is putting on people. I didn't authorized this transactions.
I have filed fraud charges with my bank and also have filed a complaint with the Missouri Attorney General.
Don't let them get away with this. Let's see their ### in jail.
Don't give in, you will be helping others.
I had secret cash card hit my account today also i have tried to call them and they hang up im fighting my bank right know to put the money back in my account. I feel violated and im really mad does anyone have the solution to this problem if you do email me. Thank you, Kristin.
I put in a payday loan app to B & l marking- and the same day the money appeared in my bank account Secret cash card. Services took $49.95 from my account. This was not authorized, I don't even know what it is. The phone number the bank gave me can not be reached. Sound familiar?
This company wrote itself a check on my account for $49.95 without my authorization, and by doing so put my account overdrawn. this happened while I was filling out an application for a payday loan, online. I stated to them that I never applied for their card, to which they replied that I checked a box allowing them to obtain the funds for said card, which, by the way, I would never do because at the time my account did not have enough funds to cover such an amount, I and I no such use for that kind of card.
They have done the same thing to me.
Took the money out of my account no card no conformation number everyone that you contact do not know a thing but they know how to withdraw your money!
If any of you have been taken for 159.95 from a company called edp card,let me know, secretcashcard services is a small complaint, compared to them, they are the worst, trying to charge you 159.95 for a stupid debit card you can buy at wal-mart, they got me, at least with secretcashcard, they realized there was a mistake and are sending me a refund, i applied for a payday loan on line and it has cost me a total of 322.95 to be withdrawn from my account, money i didnt have, please lets get together to stop this from happening email me to stop these companies from ripping us off.
Jerry M. Klein
Nothing but Net Results
2935 Hierro
San Clemente, CA 92673
Phone: 949.388.5530
Fax: 949.388.4421
Email: jerryklein@cox.net
I just got off the phone with the CEO. This is really the guy. I think I scared the living piss out of him. I was scammed for $49.95 twice by them. He was stammering and stuttering through the entire conversation... Go get him!
I found him through Google... http://www.nothingbutnetresults.com/contact.htm
This company is more than a scam. I had actually told them I would not activate the card because it was a false advertisement and told them not to debit my account again, therefore they did the very next day...$149.95. They already had taken $49.95, which I paid $15.00 for a second time to stop it and then it overdrew my account the first time for $27.00. So now the total that they have STOLE from me without authorization is about $242.00! This could be a misdemeanor if I filed charges against them. I declare that they be stopped at this moment from doing this to anyone else. I will be turning them in to Better Business Bureau and whomever else I can.
I want my 49.95 back in my account.
This is my 3rd letter posted, yesterday SecretCashCard.com managed to get 98,00 from my checking account, i received an e-mail stating i was getting a refund, but that was for one unauthorized withdraw, SecretCashCard have taken 2, i am waiting for my bank, local police department, and the fraud watch to contact me back, also i called my local paper, and am trying to get in touch with my news channel, i will not stop until i have my money back, A TOTAL OF 143.00 THAT IM OUT OF AS OF TODAY, JANUARY 6, 2007.
Thanks for the number for the interfraud watch, calling them now... Anybody knows anything else i can do please let me know. Will not stop until i have my money back, called the # that was posted on here to get ahold of MR JOSH, all i got was a recording saying i authorized then to take my money what a crock of ... i never signed anything for them to take money, hell i was trying to get money that got me in this mess, also thank u for letting me know witch loaning company is helping this company, they owe me 98.00 and i want it back.
This company was able to withdraw 98 dollars from my bank account, they tried to withdraw another 49.99 this morning and my bank called me, luckily i know the ladies that work at my bank, but it still caused me 20.00 to stop there transaction, so far this damn company has gotten 143.00 from my bank, theres a site on here where u can go to turn them in on fraud, and also my bank manager is looking into this for me, i will not stop until i have my money back, now they owe me another refund..will see the first 98.00 went thew Friday January 2nd and caused my bank account to overdraw so there was another 25.00 for that, and another 20.00 to stop them from withdrawing today.
I have been ripped off as well and charged a overdraft fee as well. I have received an email from a "Joshua" who stated a refund was being overnighted this was only AFTER I emailed bizdev@secretcashcard.com regarding fraud, attorney generals and police reports.
EVERYONE who has fallen victim to this needs to PURSUE IT! I have written , emailed and phoned 18 different AG's thus far. I filed an affidavit with my bank and local law enforcement. I plan on contacting the media and preventing this from happening to anyone else!
You must use your voice and take action! This company has been doing this for over a year! Check out the victims...google it! There are hundreds that have stated they have been ripped off how many more are unreported!
Joshua stated he received my information from www.121cashadvance.com Here are a couple of his email addresses , joshua@finertechnologies.com, josh@virtualworksllc.com email him and let him know you are TAKING ACTION TODAY!
I also had money taken from my bank account, without my consent. Thank you for letting me know the company's ceo. josh finer and his number. I also am going to file a complaint with this company. With the help of my bank they are letting me know the minute this stupid company tries to access my account again. Fight for your rights!
I woke up this morning and checked my acct balance, heard about the unauthorized debit. This company is an obvious scam; no real phone numbers, only internet based service. I contacted my Payday Loan provider and was assured that they do not share any of my personal information.
I reported this to the check fraud unit at my bank, I encourage you all to do the same. dont just request the refund, report this company as fraudulent and lets bring them down. I emailed them asking them to provide the name of the company that shared my information as I intend to pursue a class acti0n suit against both companies.
I really think we should look into a class action suit against these companies.For those interested, please contact me williams_sa@excite.com
If you just want your refund, go to http://www.secretcashcardservice.com/cgi-bin/refund.cgi
I have an update from my earlier post. I spent 45 minutes on the phone with these people. What this company is doing is illegal. It does not matter WHAT they say. This is not a third party website this is actually dealing with the US Government. But wait it gets better. Now Monday through Friday you can call [protected] for the InterFraud Watch. 8:00 to 5:30pm EST. File a complaint with them. The FTC said to do so. I was also instructed to call my local law enforcement and file a police report and report identity theft because that is what this falls under. So I did. When you call the FTC they will give you a reference number. Hold on to all of this information. I was also told to call Equifax and put a watch on my credit reports. [protected]. Equifax will report this to all of the credit agencies.
Federal Trade Commission. Report the crime to the FTC. Include your police report number. Although the FTC does not itself investigate identity theft cases, they share such information with investigators nationwide who are fighting identity theft.
Call the FTC's Identity Theft Hotline: (877) IDTHEFT [protected])
Or use its online identity theft complaint form: www.consumer.gov/idtheft
Or write: FTC Identity Theft Clearinghouse, 600 Pennsylvania Ave. N.W., Washington, DC 20580.
The FTC's uniform fraud affidavit form is available at
www.ftc.gov/bcp/conline/pubs/credit/affidavit.pdf
This is how to nail these ###. I have spent all day investigating into this. What I do for a living is not important but well it pays off :) I have filed complaints with my financial institution as well and they are filing their own charges. I did not get involved with their end of things. I did get involved with the security department of my bank with filing the affidavit's etc.
Yes I was told the same thing that they have my IP address. I requested the information. It was declined. I was in a bind and thought I would try out the payday advance. To be re-directed to
a website and have your information auto-populated. Is illegal. (I am not an attorney this is only
from what I have been told) If any of my information is incorrect I am using this is as my disclaimer,
however all of my resources have come from government agencies or references from them.
I hope this helps.
Hey, dont use this site it's a total scam it's cost me 100 dollars in bank charges already please forward this to all your friends & contacts who might try this site the poor are not the stupid. Thank you all very much.
I have been dealing with them too. I applied for a payday loan and was re-directed to their site. I immediatley contacted them. They said that since the $49.95 had not come out of my account that they would cancel "my account" and it would no longer be a problem. Granted I have this in a e-mail. Well last night my account went into negative 30$ NSF and $49.95 from them. I wrote them back and they said that it is not their problem and if I wanted a refund at this point to fill out the refund form. I told them no, they need to put the money back in my account. Long story short. I got nasty with them. I work in the IT field as a ISA and I don't play games with idiot's like them. The down fall is I am just coming off of a short term disability and I thought I would check out a payday loan and that is how I found out about these scam artists. To make a long story short they tried to pull how they have my IP address etc etc and I told them that I have their "header" information from their email, the location of their host for the website, the supposed address in Canada that is related to their web hosting / money scam, information on their parent company Private Data Finder sounds like another scam huh? Anyways I threatened to bring in the IC3 and Secret Service because it was now dealing with banks etc... Next thing you know I got an email saying they were giving me a refund for the 49.95 not the whole 79.95. So I told them it is the whole amount and I want it drawn on a USPS money order not a company check. Like I would trust a check from them? yeah right! Anyways these guys are idiots this a very condensed version of my story but even after I get my refund I am still following through and filing complaints against them. I don't like scam's and thieves... :)
Hey I have been fighting with them for two days they finally sent me a e-mail with the refund site address. The only thing I can tell you the last e-mail I sent them ,I told them that I was going to file a claim with the Cali9fornia attorney general and the BBB. That is when they sent me the refund site address. Some of you have put the site address in you comments, but it didn't work for me until that sent it to me . Then i had to cut and paste it my browser. Keep sending them e-mails till they give you the refund address. I sent 10 in one day. Waiting on the check to come so I will see what happens. A class action law suit needs to be filed!
The company debited my checking account for 49.95 that was not authorized. I have been trying to get my money refunded and seem to be getting nowhere.
This just happened to me today. I have sent 10 e-mails to them get the same answer THAT I AGREED TO THIS! I in no way agreed to a 49.95 charge for a debit card. I will not give up this company needs to be put out of business!
They said that i gave them permission to debit my back account for 49.95. then they said that i will have refund my Monday evening now they are saying that they did not take anything out of my account
I agree, but this wasn't my account. This is my 5 year old social security account and he only gets paid once a month. I am trying to get his money back and all the money I had to pay in fees because of these people. I am typing in the site it says to go to for the refund page, however, this is where it takes me. PLEASE HELP.
I totally agree with everyone on this. As I looked into my account this morning I found the same transaction of 49.95 debited form my account with the check number 9999. I DID NOT authorize this transaction nor did I sign up for this card. I have tried calling the numbers i have gotten a hold of and can't speak to any supervisors nor persons willing to help. I have not even much received any info on what to do about this. I called my bank and they stated that they cannot file a claim bc we had given our personal information out on the web and it is pretty much hands down on that. So... I am trying to find out what I can do here to get my money back. Somehow we all need to get together and get this company!
On December 27, 2006, secretcashcard.com deducted $49.95 out of my 5 year old son's social security account. I knew nothing about it until I received the bank statement on January 23. The bank said that they made a check with my name on it and submitted it to the bank for payment. This isn't even my account. This place is a scam, it is so secret that the customer doesn't even know about it. I never signed up for any thing, I never even heard of these people, so how they got my son's account number is beyond me. I want my money back and these people need to be stopped.
I was also scammed by Secret Cas Card. This is the latest info i have found. If you go to www.nothingbutnetresults.com, you will see that Jerry m. Klein is the CEO of Private Date Finder, LLC which has developed www.secretcashcard.com along with www.privatedatefinder.com. Another web site- www.secretcashcard.com/about it gives the address of Secret cash card. 14 Monarch Bay Plaza, #301 Monarch Bay, CA 92629 HOPE THIS HELPS !
I applied for an online payday loan. I did not apply for any type of prepay credit card . This so called co. withdrew $49.95 from my account using my loan application information . I have repeatedly informed them that I do not want there card and I most certainly did not authorize them to withdraw the $49.95.
I TOO was taken by this DEVIL (EVIL) Company - SECRET CASH CARD SERVICE - I don't even remember if I was applying for a Payday loan HOWEVER I do know that I DID NOT by any form of communication sign up for this bogus A -@ company! I called them this morning and I too received a woman who asked that I contact them on the web regarding a refund. After I so politely (NOT) let the "customer service" rep have it, I did tell her that if I did not receive a COMPLETE refund, I would be prosecuting them to the fulliest extent of the law. There HAS to be some privacy law out there that does not allow companies such as this to invade on peoples personal data like your bank account. I was charged the $49.95 fee along with a $32.00 over draft fee. Tell me something, if we are all on this site supposedly requesting a loan, why would be authorizing a company to TAKE money from our accounts? Does any of that make sense to any of you? It did not to me and that was the same thing that I told them. I've noted my calendar to follow up with these people twice a day until they refund me my money. I've also made it very clear that I am representing the other hard-working citizens that this company has so hap hazardly taken money from. I am like the one gentleman who stated his comment above. What about these people who are taking this money from people's account. What if it happened to them? A parent who was living on social security, a sibling or a partner who is living on disability or any other partial monies. I am furious that this type of injustice is allowed to happen - They WON'T get away with it. WE AS CONSUMERS SHOULD NOT LET THEM GET AWAY WITH IT. I say to everyone that has not gotten their refund and what is rightfully owed them which is their overdraft fee should contact this company EVERYDAY! Call them when you get a break - email them every chance you get. Annoy the you know what out of them until they are tired of all the complaints. I know that I am reporting them to the Better Business Bureau so that they can be added to the long list of other AWFUL companies out there. Thank you for allowing me to vent and for listening. WE WILL OVERCOME THIS INJUSTICE!
I did not order any secret cash card andi want a refund! I don't even know what it is i don't even order items over the internet. I also see where you all did a lot of people that way. I am not happy about this. I don't even know what this is anyway i don't want it i want a refund.
I also got taken by these ### at secertcashcard.com. a check #9999 was debited for 49.95 and it was 2 times and it caused me overdraft fees over 100.00 before I noticed what had happened. I take over 1000.00 a month in meds due to my lupus and MD bills are climbing. I tried to get my money back but got the run around. Please help anyone who can.
Hi you guys~
Well check THIS out! YES, I got my refund check... It came within the 10 days (read my full post on this company where i disclose THEIR banking information and all my correspondence with them - its the 6th post down on the front page , posted by Miss JinaJamm) When you file the complaint initially, on this site:
http://www.secretcashcardservice.com
you HAVE to get ### with them and make threats...like i did... read my previous post to see the correspondence between us. They have responded every single time I sent them messages thru that link.
Don't bother calling them, the people that answer are only an answering service and don't know jack ### about the company or who they are or anything, they will not be able to provide you with any answers other than the website i just listed in order to file your complaint and refund. So don't bother asking them for help cuz they wont give it to you TRUST ME. its not that they wont or don't want to, its because they are not affiliated with SecretCashCard whatsoever and know just as much about the company as you and I do. They are merely a 3rd party answering service hired specifically to answer the ###-load of calls they obviously anticipated getting from angry pissed off victims like us. These guys know they are fraudsters... why would they have this website already set up designed specifically to take messages from the people they rip off - its already pre-filled out in the subject line on their complaint site "Tell me how I got this charge, I want to know more about how this order was placed" So obviously they KNOW that the people they are doing this to arent aware of how they got this charge.
This is because i hit the enter key when applying for a payday loan. When you search for a payday loan provider this page comes up and secretcashcard.com has already filled out your information for you. All you have to do is make the mistake of clicking next, or hitting the enter key. By doing this you are automatically signed up for a one time membership fee of 49.95. This is taken from your bank account and shows up as check 9999.
I did not authorize this charge.
I do not allow companies to use my information that i did not provide. By signing me up, it means that they have all my personal information: ( ssn, address, phone, birthdate, etc...) this is also illegal for them to use this information.
There is not a disclaimer on their site stating issues that can arise by clicking next, or hitting the enter key without knowing what is about to happen.
You cannot be binded to a contract that you did not sign.
About the refund check i got:
It looked weird to me. Plain. Like a fake check. The name of the Bank on the check was Printed simply - T Bank , Dallas TX and thats it. I aint ever heard of that bank so I looked them up and here's what I found:
http://www.denovobanks.com/hot-topics/story.asp?idstory=93
They have NO operational History whatsoever and rely on the people who open accounts to invest. Shhhiit~ with customers like
These SecretCashCard ### they arent gonna be around for long, their gonna end up Bankrupt I bet.
Check it out, I called the bank... they answer the phone right away with a live person that just says, "TBank may I help you?"
When is the last time you called a bank and got a LIVE person to answer right off the bat? All banks use automated systems to direct the customer to the right department... this bank must have only 1 department. I asked the woman to verify whether or not the check I got was good (usually, more often than not- Banks no longer disclose this information to people calling to verify funds- its a privacy issue and they dont do it anymore its policy. all they will tell you is whether or not the account is open - nothing more...) BUT this T Bank- they looked up the account number I gave them, right then and there, I could hear her typing the account number in... I can hear the tone in her voice immediately when the account name Secret Cash Card popped up on the screen... she let out a Sigh... hahaha , like she was sick of dealing with this account. she said, "Well... the check is.. well, it's... No, it's not good, you cant cash it" I was like, "WHAT?! you gotta be kidding me right ?" and she said.,. "Well, it WAS good... they have an account, the funds are in the account... But the check has had a stop payment placed on it so it wont go through if you try to cash it" ...Just watch me... I went to a check cashing place... one that cashes ANY kind of check... they call the SAME bank that I just did to verify the funds... and the chick doesnt even tell them a stop payment was placed on it.. she verify's the account and thats it... so they get it verified and are going to cash it for me, then after punching their name into their computer they hand the check back and say, "Sorry, we cant cash this check.. we've and TOO many problems with this company.. and there's a note in our computer to no longer accept their checks, " I said, but you just verified the account didnt you? " and he said yes, but still... a lot of their checks come back unpaid anyway.. they owe us too much money right now" So i took it to my bank who cashed it for me anyway, even after they told me that they never paid Secret Cash Card the 49.95 they denied the debit so they never got my money- It just showed the transaction being attempted, but then reversed. But my bank cashed that sucker anyway... and the reason they put a stop payment on it was because they realized after they mailed me the check that My bank reversed the charge and they didn't get any money. So i got over on them I guess, the bank of America put it through knowing that they didn't pay em'. here's a page from google that has more information on this bank: t bank dallas
Also here is a link given by the attorney generals office to file complaints against Banks who are refusing to reverse the charges for the unauthorized debits made by secretcashcard. They HAVE to submit your claim , its not negotiable, its mandatory. I also found out that the credit back to your account is NEVER denied if you sign an affidavit. That affidavit is submitted to the merchant and by law they HAVE to turn over the funds to put back in your account, its not a question of will they; that affidavit is your guaranteed ticket for the credit reversal, once the credit is given back to your account they begin conducting the investigation as to whether or not you authorized this transaction. If for some reason they find irrefutable evidence that you did authorize it, they will then charge back or debit this provisional credit, but not before the investigation is coimplete which takes about 15 days, longer if circumsatnces arrise, but you will always get the credit back first, and that is a definite fact. If your bank is refusing to do this then you ask them for a Federal Regulation E Form .Let them know that you were advised to Report them (the Bank) and this situation to the Banking Commission in your state. Since each state has a different name for the agency/controller over banks
you can find out which by going here:
http://www.bos.frb.org/consumer/spotlight/complaint.htm
continue to demand the Federal Regulation E form! The bank CAN, MUST and WILL reverse the charge! But, you must be persistent; ask to speak to the area manager for all the branches in the state.
Banks :
Federal :
Office of the Comptroller of Currency (OCC)
(Administrator of National Banks)
Link: http://www.occ.treas.gov/
State :
Department of Financial Institutions (DFI) FDIC
Link: http://www2.fdic.gov/idasp/
You WILL get your money back! Just BE PERSISTENT with the BANK- they are the ONLY ones who can get it if SecretCashCard Doesnt Send you a refund!
I Got my money back from BOTH!
Good Luck Ya'll !
JJ
I agree with all the comments i have read.
This company took 49.95 out my account and i had nsf charge of 33.00 i wont my money back.
i try to get a cash advance and they say that i agree for them to take this money. why would i ask them to take money when i am trying to get money. then when you call you get and answering machine they can not give you and answer if i don't here back from somebody about my money i will take all the comment to the next level.