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Personal Loan / Identity Theft

1 United States
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What do they do to verify the identity of the person taking the loan out? A friend of mine has recently been the victim of identity theft and after reviewing his credit report there were numerous inquiries from various lenders (prosper being one of them)… unfortunately the only lender that actually made the loan was Prosper. All other denied because the fraudster couldn’t supply enough information to the lender to get them comfortable that the borrower was who he said he was… curious what Prosper doesn’t do that it seems everyone else does to make sure they know who their borrower is??? Especially today when it seems that identity theft is rampant.

Jc
Dec 21, 2014

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