Neighborhood Assistance Corporation of America [NACA]’s earns a 1.9-star rating from 0 reviews and 27 complaints, showing that the majority of homebuyers are dissatisfied with mortgage services.
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fraud
I lost my home in 2005 after being layed off. We began the process in 2011 here we are in July 2012 and nothing. I resubmitted everything at least 12 times invited everyone in the church to join and apply it is a fraud. Its as if the the main office wants loans to fail. May everything that is done in secret be exposed in Jesus name. Please don't waste your time it is a fraud a huge lie. I wanted the program to be real and not fake but it is not...who wants to keep their family homeless not us but I can't say the same for NACA.
The complaint has been investigated and resolved to the customer’s satisfaction.
False Information
3 elderly ladies who had their home for 38 years turned to NACA to hopefully reduce their monthly mortgage to an affordable payment. They had in the past refinanced their home to do home repairs and they didn't realize it was not a fixed rate. So with a variable, the monthly payment increased to where they were struggling financially. They turned to NACA...
Read full review of Neighborhood Assistance Corporation of America [NACA]false promises
NEIGHBORHOOD ASSISTANCE CORPORATION OF AMERICA
THEY JUST TAKE GOVERNMENT FUNDS; LOAD UP THEIR CLIENT FILES THEN SCREW THE HOMEOWNERS TWISTING IN THE WIND TRYING FOR LOANS MODS; OTHER HELP. THEY ARE JUST A BIG PHONY SCAM
The complaint has been investigated and resolved to the customer’s satisfaction.
Unfortunately, this vague, "third-party" narrative contains sufficient factual errors as to indicate that this was a piece of fiction most likely written by someone who opposes NACA for misguided political reasons.
First, NACA is not and has never been a "Government" program. NACA is a non-profit organization that has been engaging in advocacy on behalf of the American homeowner since 1988. The fact the we are HUD certified only means that we abide by a certain set of standards, including that all of our services are free of charge.
Second, the claim of "When the sale of their home letter arrived, they went and found help to refinance their home and save it" is clearly fictitious since no legitimate lender will refinance a mortgage that is severely past due.
Were foreclosure imminent, we would have done everything possible to postpone it and would have notified the homeowners immediately if a postponement were for some reason not possible, and suggest other possible options to save the home. These, among other factual errors indicate that the "complaint" here is almost certainly a fabrication.
These people writing the letters are not the liars. You sound like Donald Trump claiming that everyone is against you. Your plight is so unfair. I happen to know that your representatives tell clients what they think the client wants to hear. They did the same thing to me. It is a sorry state of affairs when an organization has to employ someone to respond to negative internet reviews. Think about how many negative reviews your organization is receiving and make changes and not excuses.
***ANOTHER TRAGIC NACA STORY***
3 elderly ladies who had their home for 38 years turned to NACA to hopefully reduce their monthly mortgage to an affordable payment. There case was taken and they were reassured they could be helped. Instead they lost their home on January 13, 2011 and are now being evicted. When the sale of their home letter arrived, they went and found help to refinance their home and save it, but NACA assured them to turn in all their paperwork, don't do nothing and just wait. They would help them. Now these 3 ladies are searching for a place to live that will cost them more than their low monthly income. They are deeply depressed and frightened because they believed in a Government home saving program and they were basically slapped in the face. NACA needs to know that not everyone needing help can be helped. When a bank doesn't budge or won't negotiate, their clients needs to know in a timely manner so they can go somewhere else. They need to give the clients the respect they deserve. Don't let your clients believe otherwise. That's being a hypocrite and giving false information. Now a family is destroyed, they lost their home of 38 years and NACA just washes their bloody hands and looks the other way. NACA NEEDS TO NOTIFY A CLIENT IN A TIMELY MANNER. NOW A FAMILY IN AMERICA IS DESTROYED. THESE 3 SENIOR LADIES, SISTERS, OF MEXICAN-AMERICAN DECENT, WIDOWS AND ONE OF THE SPOUSES IS A VETERAN OF WARS, THEY DON'T HAVE THE DREAM! THEY HAVE A NIGHTMARE. AND AT THEIR AGE OF 70'S AND 80'S AND IN POOR HEALTH, THIS IS DEVASTATING.
Bad customer service
Now days mortgage companies don't understand what the customer is going thru because its not them. We're all living in a world where people just don't care, respect is no more. Making money off of the consumer is the key. and if you don't have money they don't care. I attended The NACA event at the Los Angeles Convention Center what a joke. You go to a suppose to be orientation, your sitting there for 3 hours and then later told you need to come back to see a counselor because its to many people there, your told you will get a call, or a text, or an email for a appointment to see your lender which was AHMSI, But you must go thru the NACA counselors first, then after you spend about a hour, your told to find your lender, you find AHMSI sit down with them for about 30 -45 minutes. They prepare this workout sheet to possibly approve you for a interest rate that they know your not going to get, mind you my husband and I had to drive back and forth to the Convention Center for 2 days. I am ashame of these companys and the way there just not helping Americans that are in need. Shame on the politicans and the Obama administration, they have done nothing to help us, what happen to a single family working hard to achieve goals with one of them buying a home for there family and someday leaving that home to there kids and possibly generations to come. I'm not ashame to say it but these banks, and mortgage companies, lawyers who are rippen people off should put there heads down with shame. And oh yes can it happen to there families for sure, they should be very careful GOD don't like ugly what goes around comes around.
Something seems fishy
My husband and I tried to buy a home using NACA in the Kansas City area. We went through their complicated process for over a year. We finally decided that they were untrustworthy and used a different lender. We have great credit and we were asked to provide all kinds of extra paperwork besides our credit scores to get pre-approved for a loan. We had to watch every penny that we spent from our savings to cover a payment shock. Peoples' costs can vary from month to month especially during tax time so it was annoying. We finally got into a contract for a really great bargain on a house in a great neighborhood. We had the house inspected and were told that several things could be fixed easily by us cheep. Our real estate agent is a carpenter and he was willing to help us with the work. The inspection list was turned into hand and hand sent back a outrageous list of prices to get thing fixed and said that the items all needed to be fixed by licensed workers. We either needed to have the seller of the house get everything fixed or have NACA approved contractors fix everything before we could buy the home. The seller could not afford to fix everything. He was broke. We would have had to pay the outragoues prices that hand quoted to have NACA approved contractors fix everything. We were approved for a loan amount that was much higher than our payment was going to be for this bargain home. We suspect that hand had access to our loan pre-appoval information and they over priced everything to get us to take out a home improvement loan for the extra amount. We did not buy the home. We continued to look for a perfect home with little to fix with in our budget. We had to be approved again and our NACA representative stalled our approval for 2 months. We suspect he spammed our email when we complained about hand because it happen immediately after my husband spoke with him. Our NACA representative did not return calls & cancelled appointments with us sometimes he did not call us to tell us he was cancelling. NACA claimed that there computers and phones were down many many times. They lost files. I don't trust these guys. The guy that started NACA probably meant well but I suspect that there may be a scam going on with HAND.
The complaint has been investigated and resolved to the customer’s satisfaction.
My experience with NACA was very poor. I am actually left suspicious of what they are doing behind the scene as opposed to being different from the Banking sector they criticize for being discriminatory and abusive. NACA itself is very non-transparent and unaccountable. They use your information to help others. I learned my account was linked to a person struggling with paying mortgage while in reality I never had any mortgage and was first time home buyer. The customer service was worst and very fishy. A women who called herself Veneka spoke with me and was very rude, condescending and patronizing. Maybe my immigrant accent was enough to have me profiled. My account ID was 2043823 which they linked to a different person or something but very suspicious and not transparent organization! I would not be surprised soon they get sued for being corrupt. Wells Fargo was behaving in similar culture before it got exposed! A call I made to schedule an appointment in few minutes ended up with my account closed because the unhelpful, patronizing, and aggressive customer service was as if I was being a bother. What is sad is that, a program created to help those the banking sector is discriminating against, treats the same community of migrant, black and brown, first time home buyers with challenge accessing the banking system and wealth building opportunity with unhelpful and aggressive manner. My SS number and all my personal information was linked to a profile that is struggling to make mortgage payment when I clearly have never owned a home, why? Something fishy in deed is going on in NACA. I am scheduled to speak with my representative to dig deeper into how much tax payer government subsidization the organization gets, open inquiry into past discriminatory practices and complaints, and get to the bottom of it. There must be accountability somewhere. The Customer service agent who refused to provide her name and went by just Veneka literally said "I know the CEO" or "the CEO knows me" when I asked to escalate the issue and complaint. This is a service payed for through tax payer assistance and not a charity or a private favor but the way they mistreat, delay, and abuse this Gap they were suppose to fill make one wonder if their org culture is that of paternal to the marginalized.
I went thru this...my wife and I have a very exelent income and credit score...we though we could save $ by using NACA but we end up wasting our 6 months of time...stay away from NACA if u have other options.
Neighborhood Assistance Corporation of America ("NACA") is a non-profit, community-advocacy and homeownership organization the primary goal of which is to build strong, healthy neighborhoods nationwide through affordable homeownership. NACA pursues this goal by, among other things, providing its primarily low- and moderate-income clients (whom NACA calls "members") with free housing counseling and related services designed to assist members with obtaining or maintaining an affordable mortgage. One such initiative is NACA's Purchase Program, the focus of which is to provide primarily low- and moderate-income individuals and families, who are generally shut out from traditional sources of credit, with access to affordable residential mortgages. NACA's Purchase Program is unique because it offers NACA members the opportunity to obtain a mortgage with extremely favorable terms - that is, low interest rate, thirty-year fixed term, no down payment, no closing costs and no predatory features - regardless of each member's past credit or other financial problems. To participate in the Purchase Program and obtain a NACA mortgage, NACA members are required to undergo NACA's comprehensive Purchase Program counseling process, through which each member participates in numerous counseling sessions with NACA employees and establishes a track-record of financial responsibility - such as budgeting expenses, reducing debt and saving income. The time it takes for qualification varies, sometimes dramatically, based on the individual member's circumstances.
We truly feel sorry for someone who feels the need to lower himself to using personal insults and racial allegations over a file that isn't even his own.
I attended a NACA workshop with my daughter almost 2 years ago. At the time, I really liked what they were doing and my daughter started working with them to qualify for a mortgage. WHAT A MISTAKE! For a year and a half she has been saving and detailing every deposit and expenditure, sending them many, many documents, has had to take off days to go to their officice because the Ditz they assigned us isn't intlligent enough to know how to use technology. Everything she went their for EASILY could have been done electronically and over the phone! After all this time, she was constantly told she woud qualify for around $200k mortgage. When the paperwork finally got submitted and she got an answer...it was for a pitiful $158K! I seriously have to wonder is it because she is WHITE! The councelor is seriously incompetant (and I suspect is autistic, has "tics" and horrible hygene!) NEVER use these people!
The comment "We had to watch every penny that we spent from our savings to cover a payment shock. Peoples' costs can vary from month to month especially during tax time so it was annoying" suggests the real problem here. The NACA qualification process is based on a tight household budget and responsible financial management. The fact that financial discipline was annoying or inconvenient should not be a greater priority than obtaining a solid home with a mortgage that saves tens of thousands of dollars compared to any other loan product.
The fact that all repairs discovered through the inspection are required to be completed by properly licensed tradespeople should be an obvious advantage to the homeowner. There is no accountability for the quality of the workmanship done by unlicensed and uninsured workmen, and the poor quality of the work often results in the work having to be re-done which results in a greater cost in the long run compared to having done properly the first time.
The conflict of interest in "Our real estate agent is a carpenter and he was willing to help us with the work" goes without saying.
What's perhaps most disturbing is the fact that every NACA member is made aware from the very start that all repairs must be performed by properly licensed and insured tradespeople. It is in fact stated very clearly in the Home Buyer's Workbook every NACA member receives at their very first workshop.
The reason the NACA program works is because of its insistence to strict adherence to every detail of the program, and our refusal to take the shortcuts that created the housing bubble to begin with. Nobody ever said the NACA process is fast or easy, but doing things the right way rarely is.
Im going thru the EXACT SAME THING!
I can totally relate to the above comment my husband and I are currently going through the same thing now with the NACA location here in Las Vegas.I keep telling my husband that something don't feel right we just can't place our hand on it.The NACA counselor that we were assigned to talks to us in a very condescending way.We have provided everything that has been asked of us and he is always speaking to us as if we are doing something illegal.(Example) when we make a deposit in to our account without any paper back up he states "where did this money come from how do I know you didn't get it from some illegal side job" as if he's insinuating that we're street pharmacist.My husband and I have two very good jobs and are credit is okay but when going to the seminar it was explained that the credit is not a big issue and let's not bring up our tax return!The majority people at this Las Vegas location are Hispanic and I'm not being racist but I have spoke to several of there Hispanic clients and the counselors have treated them very well with them purchasing a home within 6mon or so...We have been dealing with them for over a year and every time it's something new we need that's holding us back and the only way we figure this out is by driving 35-40min to there office without an appointment to see our counselor cause he doesn't return our phone calls, emails, faxes etc... they treat us like sh**.
fraud, theft by deception
Sometime ago I contacted the people at the Neighborhood Assistance Corporation of America. I paid the fee to join and I sent them all of my homeowner's information. They told me that they help people so that they do not lose their homes. I spent hours on the phone as well as in person, giving them documentation to save my home. I spoke with many representatives, including the top representatives of the organization. They did nothing! They are connected to Exit Realty, which I believe also is a company that is only interested in assisting real estate investors and the real purpose of NACA is not to assist those who are losing their homes, but those who are interested in buying homes.
People that are facing serious foreclosure issues should not participate with this organization which may be a company whose political affiliations are questionable, especially in light of the current upheaval in this country politically. Please make others aware of this, as so many poor people really need help not someone to steal their information and to possibly sell it to others.
The complaint has been investigated and resolved to the customer’s satisfaction.
NACA does not charge for any of our services and we are not in Partnership with Exit Realty. Our goal is to stabilize the communities by making housing affordable to everyone. We do have a purchase side however we do not allow investors to purchase through our program .We have helped over a million homeowner's nationwide in achieving their goal of homeownership . If you are in need of assistance and would like help with receiving a modification or our wonderful purchase program please call [protected] or send an email to lmassey@naca.com.
Bad service
I started working with NACA in July 2009, I am in need of a loan mod. I've done everything required, I've had patience in that they didn't call me the first 3 times, I've had no follow-up to date, I've called faithfully each month, and endured the phone disconnecting, holding for 1+ hours each time and talking to counselors who tell me something different each time. I've referred several people to NACA and don't know of any sucess stories yet. Every counselor that I talk to tells me someting different, its been 5 months and nothing. They tell me to continue to call, that there are lots of people in need of a solution because they have sale dates and I don't. Its very frustrating especially since they keep having workshops and ding more people when they haven't serviced the people already waiting for service. They don't give me a timeline as to how long to wait. They just say that they have people who have had open files for 3 years, that doesn't make sense. I have a legitimate hardship and a decent income if I don't get help soon, I'll be one of those people with a sale date. Can anyone tell me how to get a response out of NACA? Thanks in advance. P.S. [protected]@NACA.com, I hope you read this and respond.
The complaint has been investigated and resolved to the customer’s satisfaction.
Continuous issues with their web portal not accepting files. Validation Issues. The Costumer Services is Hit or Miss.
Atlanta, GA
NACA Customer
Your comments resonated with me. I used NACA in 2006 and the process was not as convoluted. I understand that it is important to screen customers to ensure that they are good candidates for a mortgage, but customers should not be subjected to emotional abuse and trauma, simply because NACA has established a flawed system that is deliberately designed for most people fail. There is absolutely no question in my mind that the majority of NACA applicants start the process hopefully and walk away disillusioned, physically, mentally and emotionally exhausted without completing the process.
I attended a workshop on June 10, 2017, but NACA misplaced my paperwork. After not hearing from NACA for several months, I ventured into the office in December, 2017 to schedule a meeting. My meeting was scheduled for January, 2018. Of course, due to this delay interest rates rose from 3.125 to 4.25. This means nothing to folks at NACA, but everything to a potential home buyer. Interest rates affect affordability. The first thing I realized is that most NACA employees are not bad people, but they are overwhelmed and overworked. Consequently, the customer suffers. I had the most amazing Mortgage Counselor who actually worked hard to get me qualified and was a great person. He tried his best to process my application quickly, but his ability to expedite the process is hindered by overwork and the bureaucratic quagmire. Due to sheer lengthiness process, the homes I was interested in purchasing rose by $4, 000 from January to March. Watching rising interest rates and home prices, caused my blood pressure to rise, sleepless nights and weariness. It is overwhelming, because there is nothing that you can say or do to truly expedite things at NACA. This is inexcusable. In 2018, when technology affords most financial institutions the ability to refine and speed up processes to benefit the customer, NACA's process undermines the customer and is slower than ever. I never dreamt that buying a home would have negative health consequences, but at NACA it does. The process just takes a toll. And this is coming from someone who furnished every requested piece of paperwork and learned that my qualification process was one of the fastest.
After I qualified, I felt elated, but this elation was short-lived. I was unprepared for another hurdle. Another emotional jolt came when I was assigned a new Mortgage Counselor; NACA now has MC’s who handle the home buying phase. This is someone who you have no relationship with and in my case, the new MC is totally detached and unconcerned. It is natural, because I’m a stranger to him. He does not respond to emails, and rightfully so, because he just doesn't care about you the way the previous MC with whom you’ve established a relationship. One MC should handle the process entirely, which is how it was in 2006. At this stage, there should be a relationship with the MC. People who feel empathy and connection to other people want to help them and the opposite is true for those who are disconnected.
I just attended the Home Buying workshop last week and ventured out to view homes. While attempting to make an offer over the weekend, I realized that nothing could happen over the weekend. I sent emails, realizing that I wouldn't be able to make contact until Monday. Even on Monday morning, there was no response. It required a fourth email before my new MC responded.
Because of the nature of the NACA process, I can foresee that a roadblock or hurdle will be introduced. The MC mentioned in an email that HOA fees could possibly force me to go through the qualification process again.
To NACA, we are just numbers, not people. They parade around success stories, but fail to address the problems and horror stories. Complaints mean nothing to NACA.
Some of their employees are arrogant and constantly say, “NACA has the best mortgage product, everybody wants us.” While it is an excellent product that people desire, there shouldn’t be a take it or leave it attitude. The very people NACA purports to help are battered by the system. It is actually sad that a product that is supposedly meant for good, wreaks so much havoc on so many lives. Other non-profits, like Habitat for Humanity offer great products and are very focused on offering great customer service.
Systemic mistreatment of people is inexcusable.
Your statement, “I do feel I will have to pay that forward elsewhere as if there is a fine print or catch 22 somewhere” indicates that your skepticism is most likely causing you to be your own worst enemy. For instance, it’s clear that you have misinterpreted something with your statement, “when contacting the office in the area in which I wish to relocate I am told I need to be a resident in the state”. The fact is that hundreds of families have relocated to other states using the NACA program.
We are sorry that you feel frustrated with the NACA process, but there are multiple channels through which you can seek help with problems or concerns that are far more productive than posting on a website that has nothing whatsoever to do with NACA. Please call NACA Member Services at [protected] or send me your name and NACA ID number at the email address below so I can review your file and properly advise you.
Tim Trumble
Online Operations, NACA
ttrumble@naca.com
NACA lures people in with the no money down Incentive! You would think that would make your Home buying process a bit simple and less stressful NACA and the communication is HORRIBLE, you as a member must stay on top of what you want done! Calling, emailing everyday if need be counselors often go by this is a non profit so we are over worked and understaffed not sure how true that is but the whole NACA is free thing isn't quite as true as it seems you as a member are responsible to pay a $20 membership fee annually, you also must pay for a credit check every 90 days.
I have been in the program for a year I just got approved BIG WASTE OF TIME! sure I saved money in ways.. I can't put my finger on it but I do feel I will have to pay that forward elsewhere as if there is a fine print or catch 22 somewhere we'll see
Also since day one you are told NACA is a statewide program you can buy a house in another state which is what my plan was I gave my counselor the zip code to the area that I would be relocating to and explained why I would be relocating never once was this an issue NOW that I am approved and have been approved for three weeks I still have yet to receive my approval letter in which I need to make offers on a house.. I also only have a 90 day window to find a house I have not received my approval letter because I have not been assigned and MLO when contacting the office in the area in which I wish to relocate I am told I need to be a resident in the state...? Why wasn't I told this info long ago? perhaps I would have moved at the start of the program.. Now I'm left picking up pieces after I have been approved
I myself don't recommend this program to anyone, I understand their principles and believe in the ways they make sure you can afford your home but it's more of a headache than a help maybe if they were more organized it wouldn't be such a waste
NACA has saved more than a quarter million homes from foreclosure since the start of the mortgage crisis, all absolutely free of charge. Even today, NACA continues to obtain mortgage modifications for thousands of homeowners thanks to the legally binding agreements we have will all the major servicers as well as Fannie Mae and Freddie Mac. It is unfortunate that we have not been able to save every single home we have fought for, but more than 50% of the homeowners who come to a NACA event receive a mortgage modification on site and long term roughly 80% are helped.
For many homeowners, the fight was drawn out and difficult, especially through 2010, before the banks began to realize that modifying loans was a far better solution than foreclosure for everyone concerned. We actually have seen cases that took two and even three years, but through sheer patience and persistence, the homeowner prevailed and with NACA's continuing advocacy, saved their home.
Many people had no idea how to react to the situation when they fell past due on their mortgage even though their hardship was through no fault of their own. Some thought a modification was a quick and easy procedure, when it often was anything but that. Others took the bank's efforts as a personal attack on them specifically rather than a soulless corporate entity going through a standard business procedure that placed the company above the homeowner. Others could not stand the stress and simply walked away, creating what came to be known as "zombie foreclosures", which only made the situation worse for themselves.
Through all of it, through the jammed phone lines, the blocks-long lines at our events that filled basketball arenas and convention centers for days at a time, we always told homeowners that as long as they were willing to fight for their home, so was NACA. The overwhelming numbers of people who have asked NACA for help over the years did create demand that was very taxing on our resources, especially in the early years of the mortgage crisis. But more than 250, 000 homes are safe today as a result of NACA's efforts.
Even now, NACA continues to change the face of mortgage lending with the game changing 15-year Freedom Loan we introduced last September and the historic Detroit Neighborhood Initiative, which will rebuild Detroit neighborhoods with fixed below market rate loans that will include renovations to Detroit homes through a mortgage program never seen before in American history. More than 5000 people attend the very first workshop alone for this new program which will create thousands of new homeowners in Detroit as well as new jobs and a badly needed boost to Detroit's local economy.
Just as no individual is perfect, no organization is perfect. NACA is continually looking for new ways to improve our procedures, such as the Remote Counseling Program to help thousands of homebuyers qualify for America's Best Mortgage more quickly, our national hiring campaign to increase our staff in every NACA office to help meet the growing demand for our Purchase Program, and even the re-design of our website to make it easier to navigate.
We are even entering new areas in the fight for economic justice, especially the student loan crisis which is keeping millennials from becoming full participants in the American economy and threatens a new economic downturn if not resolved quickly.
NACA has fought for the American homeowner for more than a quarter-century and will always work toward making the American Dream of home ownership a reality for everyone possible.
First and foremost, the person posting the above message has deliberately created it falsely using the name of a NACA staff member in order to hide their own identity. This alone of course seriously undermines the credibility of this post.
NACA in no way practices discrimination against anyone based on their religion, race, nationality, gender preference or any other reason. We have helped tens of thousands of people of all descriptions become homeowners, and more than a quarter million save their homes from foreclosure through our Home Save program. This information is in fact tracked by HUD to insure that all people who walk in NACA’s door are treated equally and fairly. Likewise, under federal law, one’s source of income, as long as it is legally obtained, cannot be used as a reason to deny credit of any type, including mortgages.
If the real author of this message has any evidence to prove their claims, they are welcome to bring their proof to me personally or even to HUD officials for investigation.
Tim Trumble
Online Operations, NACA
ttrumble@naca.com
naca lies some people working inside of naca are discriminating people who are non Christians people who are atheist and muslims they tamper with your name adding or taking letters from your name creating problems with you and the lender so you can not close causing you to lose your home you are trying to purchase and loose earnest money also they discriminate againt people on SSI never use naca unless its your last hope and don't use it then
While complaints about NACA are not frequent, we are greatly concerned when
one shows up on this site. History has shown that almost without exception,
there was no attempt on that part of the person making the complaint to contact
NACA management to voice their concerns before simply airing their grievance
here.
We recognize that no matter how hard we may try, there will be occasional
problems at NACA just like any other company or organization. Our counselors
continually carry a heavy workload and problems will naturally occur no matter
how hard anyone tries.
However, if you are having a problem with NACA services or any individual
in NACA, our management wants to know about it. It is impossible to resolve a
problem we do not know about. Not reaching out to other NACA resources not only
prevents your concerns from being addressed, but prevents us from knowing that
the problem even exists.
The fastest and easiest way to contact NACA regarding your concerns is
through the NACA Member Services Department. This team is specially focused on
answering questions and resolving problems for our members. You can reach NACA
Member Services by phone anytime Monday through Friday 8:30 am to 5:30 pm
Eastern Time at [protected]
or
service@naca.com.
It is our intent to resolve every problem we possibly can for our members as we continually work toward improving and expanding our services. Tens of thousands of families have become homeowners and over a quarter million have
had their homes saved through NACA during our 26 years of existence. Contacting
NACA with your concerns rather than posting on this or any other website will go a long way toward helping you reach your goal of affordable home ownership and our goal of making home
ownership possible for as many people as possible.
Naca is the worse process ever, the counselors are the most arrogant people, rude and mean. I would never send anyone to NACA, people dont waste your time.
NACA needs to put on the news. Everyone is talking about it, but someone needs to put them on the news. I AM WORKING WITH THEM AND THEY TOTALLY SUCK. I have never been through anything like this before. I would never ever refer anyone to them ever.Even if someone put a gun to my head. They want call or email you back until they get good and ready. They are the worst people to deal with. They are very unprofessional and just do what the hell they want to do and this is because they know that nothing will be done about it.The counselors say that they are so busy, but as we all know if you call them to contact you it only takes a minute to respond by email if you don't have to call. NACA really needs to be put on BLAST ON THE NEWS! As bad as I WANT A HOUSE I JUST WANT TO GIVE UP! There is just so much bad things to say about them. I hate NACA and they make people feel like ###! Please people stay away I would not send my worst enemy to them.I wonder how they get away with the very bad customer service and very bad communication! This complaint is about the JACKSONVILLE FL. OFFICE!
The news will not help. The IRS needs to be made aware of their actions as they are a 503(c)4 and regulated by Federal Law. Please do your part and fill out form f13909, a complaint and referral to the IRS against tax exempt organizations. Under violation, check other write in NACA acts are contradictory to public policy then write in detail your complaint. The form can then be mailed, emailed, or faxed.
Overview of Neighborhood Assistance Corporation of America [NACA] complaint handling
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Neighborhood Assistance Corporation of America [NACA] Contacts
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Neighborhood Assistance Corporation of America [NACA] phone numbers+1 (617) 250-6222+1 (617) 250-6222Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (617) 250-6222 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (617) 250-6222 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (617) 250-6222 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (617) 250-6222 phone numberHead Office+1 (404) 377-4545+1 (404) 377-4545Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (404) 377-4545 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (404) 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250-6244 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (617) 250-6244 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (617) 250-6244 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (617) 250-6244 phone numberBoston, MA+1 (716) 834-6222+1 (716) 834-6222Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (716) 834-6222 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (716) 834-6222 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (716) 834-6222 phone number 0 0 users reported that they have UNsuccessfully reached 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(216) 619-4110+1 (216) 619-4110Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (216) 619-4110 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (216) 619-4110 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (216) 619-4110 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (216) 619-4110 phone numberCleveland, OH+1 (803) 255-0223+1 (803) 255-0223Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (803) 255-0223 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (803) 255-0223 phone number Click down if you have unsuccessfully reached 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that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (281) 204-6222 phone numberDetroit, MI+1 (203) 562-6220+1 (203) 562-6220Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (203) 562-6220 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (203) 562-6220 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (203) 562-6220 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (203) 562-6220 phone numberHartford, CT+1 (713) 706-3400+1 (713) 706-3400Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (713) 706-3400 phone number 0 0 users reported that they have successfully reached 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0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (901) 348-0115 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (901) 348-0115 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (901) 348-0115 phone numberMemphis, TN+1 (305) 341-0791+1 (305) 341-0791Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (305) 341-0791 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (305) 341-0791 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (305) 341-0791 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance 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(973) 679-2601Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (973) 679-2601 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (973) 679-2601 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (973) 679-2601 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (973) 679-2601 phone numberNewark, NJ+1 (510) 652-6622+1 (510) 652-6622Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (510) 652-6622 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (510) 652-6622 phone number Click down if you have unsuccessfully reached Neighborhood Assistance 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numberWashington, DC+1 (703) 234-6222+1 (703) 234-6222Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (703) 234-6222 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (703) 234-6222 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (703) 234-6222 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (703) 234-6222 phone numberRochester, NY+1 (210) 826-2828+1 (210) 826-2828Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (210) 826-2828 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (210) 826-2828 phone number Click down if you have 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970-6222 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (402) 970-6222 phone numberUpland, CA+1 (602) 627-6222+1 (602) 627-6222Click up if you have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (602) 627-6222 phone number 0 0 users reported that they have successfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (602) 627-6222 phone number Click down if you have unsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (602) 627-6222 phone number 0 0 users reported that they have UNsuccessfully reached Neighborhood Assistance Corporation of America [NACA] by calling +1 (602) 627-6222 phone numberWorcester, MA
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Neighborhood Assistance Corporation of America [NACA] emailsservice@naca.com100%Confidence score: 100%Supportdduarte@naca.com93%Confidence score: 93%executivered@naca.com92%Confidence score: 92%hand@naca.com92%Confidence score: 92%services@naca.com92%Confidence score: 92%support
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Neighborhood Assistance Corporation of America [NACA] address225 Centre Street, Boston, Massachusetts, 02119, United States
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Neighborhood Assistance Corporation of America [NACA] social media
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Checked and verified by Maria This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreJun 30, 2025
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No service - no draws, lost paperwork, no follow up



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More than 35, 000 families now own their own home through the NACA Purchase Program. Nowhere is it promised that the process is fast or easy, and every person's individual circumstances are different. The reason the NACA program works is because we refuse to take the shortcuts that the banks used to create the mortgage bubble which then resulted in the greatest economic collapse since the Great Depression.
The simple fact of the matter is that it may take a great deal of patience and persistence, but the program is 100% successful for those who have the determination to stick with it. With a fixed, below-market interest rate, not down payment and no closing costs, those who have the dedication to see it through always say it is well worth the effort.
Naca is a fraud; they take you through a long process and hold your file for years they tell you everything is okay and then say they cannot work with you. Do not trust them. They may help some but it is not the norm find another program for home purchase. There are plenty of good programs. Even try going through your bank. If you do not have a response with in 3weeks leave Naca. The oakland branch has the laziest manager, she does not like to work and is prejudice, she does not help any one at all.
IM IN NEW JERSEY MY CONSELOR IN NACA MADE IT LOOK SO BEUTIFUL BUT IT WAS ALL AN ACT LUCKY GOD IS ON MY SIDE AND I OVER CAME MY FINACIAL PROBLEMS BUT THEY N BANK OF AMERICA SHOULD GO TO JAIL TODAY I LAUGH IN THEIRE FACE BUNCH OF CROOKS LUIS ACOSTA MY CONSULAR BORICUA PENDEJO JORGE SANTANA 8MONTHS MORGAGE PAID OFF
If you lost your home in 2005 ion 2007 you would have been able to start the process, but here's the catch you have to prove that you are ready for homeownership . If you where not making your payments on time or have not displayed a favorable credit history it can and will take you longer to complete the process . The process is not for those that would like a home instantly . We try to educate you on homeownership . Even though we do not base the loan on your credit score we base it on your character . Meaning if you are still displaying poor credit habits you will need to prove that you are taking charge of your past credit issues .
I dont know the particulars to your file but for what you have discussed you have some issues that you need resolved in order for the underwriter to approve the loan .
First step know your credit history check your credit and be aware of the things that are reporting on your credit report .
Step 2 pay your bills on time
NACA is not a scam and we assist homeowner's from all walks of life . I am willing to offer you my assistance.
You can address all of your concerns to lmassey@naca.com