Mazda American Credit / Don't use them
Mazda American Credit charges $3.67/day if you are late. In addition they charge late fees. They are taking customers cars if they are 15 days late. I have found out through people in this field that they are doing this to make money. If this is the only way they can make money then I guess business isn't too good. They did this before - took the car for a total of two payments. This time I didn't even owe two full payments but cleverly neglected to tell me that they added $60 in fees! Say no to Mazda!