OMG. Let me just tell ... I will NEVER do business with GMAC again!!!
Once I go over a DAY late on my payment, they are calling my cell phone and work phone at least 6 times a day, and hang up when I answer the phone. I thought I had a 10 day grace period?> I also own a BMW, and have a loan with a credit union, and I should of went through the credit union for the Hummer. GMAC is just awful. They don't care about the customer. And they stalk you once you are even a day late! I've been a customer for 4 years with them, I was late three times. And each time I've been late, they have harassed me for payment, and it made me extremely uncomfortable. I had to call them and yell at the girl to stop calling me 6 times a day, and as late as 9:00 PM.. and early as 8:30 AM on a Sunday morning, and I'm only 3 days late!!! They are awful and I am letting all of my clients and associates know to NEVER NEVER NEVER do business with GMAC.