I applied for a personal loan about 3 weeks ago it was the only way i was going to be able to move off to college. Was promised a loan with a 8% rate and payed a security deposit of 987 dollars to the 'lender' because i was high risk and didn't have a co-signer. I was told after that the loan was in process and would be in my account in 12-24 hours. NEVER CAME. 'Janet Murphey' then told me that i had to pay the 'taxes' on the loan before it could be deposited into my account. 685 dollars and 7 days later still yet to see the loan!... When i called and tried to talk to some kind of 'supervisor' i got the run around.
Its a scam and ridiculous! Don't let them get you because in the beginning They offer 3 choices... a co-signer, collateral and security deposit. I wish i would of had another choice but my credits bad i am in college and didn't have any collateral. It sounds too good to be true and sure enough it was!