Cash Advance Inc — payday loan scam
This is the email I got today:
This is the last and final chance for you.
This legal proceedings issued on you docket no#: n/143013/92 with one of cash advance inc. company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. so the accounts department of cash advance has decided to mark this case as a flat refusal and press legal charges against you.
Case no#: sp7-151099
Past due amount: $680.00
We have sent you this warning notification about legal proceedings on march 8, 2016 but you failed to respond on time now it's high time if you failed to respond in next 24 hours we will register this case in court. consider this as a final warning. and we will be emailing/ fax this issue to your current employer to make sure they take strict actions against you. your salary and all your wages confiscated.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. the opportunity to take care of this voluntary is quickly coming to an end. we would hate for you to lose the option of resolving this before it goes to the next step which is a lawsuit against you, but to do so you must take immediate action.
You can email back to get the payment mode too
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. if you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
Note : this notice is provided to you on behalf of cash advance inc. and its parent company, and their respective family of companies including cash advance, its parent company, cash america international, inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the "cash advance related companies," "we," "our," or "us"). the cash advance related companies include, but are not limited to: cash advance, cash america international, inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names cash advance, 100 day loan, net loan usa, fax free cash, payday one, sonic cash, money tree, egg loans, check cash loan, quick payday, personal cash advance, rapid cash, sonic payday, speedy cash, my cash now, national payday, paycheck today, payday ok, cash central loans, cash net 500, cash net usa, allied cash, super pawn, check into cash, check smart, cash america net, cash america, cash america pawn, cash land, super pawn, cash america payday advance, or any company-owned mr. payroll locations. "you" or "your" means you as a participant in or as a user of the products and/or services offered by a cash advance related company.
We may report information about your account to credit bureaus. late payments, missed payments, or other defaults on your account may be reflected in your credit report.
Terms & conditions you agreed
By electronically signing this loan agreement by clicking the "I agree" button below, you are confirming that you have agreed to the terms and conditions of the consent and that you have downloaded or printed a copy of this consent for your record.
Cash advance inc.
The person who sent it was brenda mack.
So... this was my response to her, today, via email:
Provide a copy of the paperwork that I signed. I know there is no such company as cash advance. I also know that payday loan companies don't assign anything to collections or take legal action. the only thing they do is to not issue anymore payday loans until original loan paid off. I also know this is a scam. how do I know? I educate myself and others. soooo... I know there won't be any copies of documents signed as it's all a great big scam. have a nice day.
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