Advance America Cash Advance Centers [AARC]’s earns a 2.3-star rating from 0 reviews and 49 complaints, showing that the majority of customers are somewhat dissatisfied with financial services.
- All
- Reviews only
- Complaints only
- Resolved
- Unresolved
- Replied by the business
- Unreplied
- With attachments
threatening emails
11/13/15 I received this email from daniel smith “ hello xxxxxxxxxxxxxxxx arrest warrant id: - ffcen 561515/986 which will be issue on monday 3:00pm (est). attention this is the last and final chance for you. this legal proceedings issued on you docket no: evr-46013 with one of cash advance inc. company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. so the accounts department of cash advance has decided to mark this case as a flat refusal and press legal charges against you. case no: wb-ap - 428786 amount outstanding : $840.00 we have sent you this warning notification about legal proceedings on march 8, 2015 but you failed to respond on time now it's high time if you failed to respond in next 24 hours we will register this case in court. consider this as a final warning. and we will be emailing/ fax this issue to your current employer to make sure they take strict actions against you. your salary and all your wages confiscated. do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you. and we apologies that this notification will also sent to your current employer. the opportunity to take care of this voluntary is quickly coming to an end. we would hate for you to lose the option of resolving this before it goes to the next step which is a lawsuit against you, but to do so you must take immediate action. we will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. if you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future. please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step. note : this notice is provided to you on behalf of cash advance inc. and its parent company, and their respective family of companies including cash advance, its parent company, cash america international, inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the "cash advance related companies," "we," "our," or "us"). the cash advance related companies include, but are not limited to: cash advance, cash america international, inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names cash advance,, fax free cash, payday one, sonic cash, money tree, quick payday, personal cash advance, rapid cash, sonic payday, speedy cash, my cash now, national payday, paycheck today, payday ok, cash central, cash net 500, cash net usa, allied cash, super pawn, check into cash, check smart, cash america net, cash america, cash america pawn, cash land, super pawn, cash america payday advance, or any company-owned mr. payroll locations. "you" or "your" means you as a participant in or as a user of the products and/or services offered by a cash advance related company. we may report information about your account to credit bureaus. late payments, missed payments, or other defaults on your account may be reflected in your credit report. terms & conditions you agreed : by electronically signing this agreement by clicking the "I agree" button below, you are confirming that you have agreed to the terms and conditions of the consent and that you have downloaded or printed a copy of this consent for your records. we believe that this was not your intent and that these steps are unnecessary. we merely require you to contact our recovery asset location department at account:- [protected]@usa.com from 9.30 to 6.30 (est). if you want to resolve this matter then immediately contact us through email :- [protected]@usa.com officer daniel smith financial crime enforcement network, 500 new jersey avenue nw, washington, dc [protected] received this today and got freaked out!, they go out of their way to make themselves look legitimate., I have never used a check cashing service, borrowed money from anyone, and I have never used the services from any of the companies listed above. this is a complete scam that is going around now! I didn't fall for this, however, other people might. there are those out there who have used various services or check cashing services that might be afraid of going to jail. when the use the words "arrest id" it could scare people causing them to send money to this fraud! this company/person is very dangerous. does anyone know how I report this person and who I should go to?
lending company
This company said I would get an amount of money that had to be repaid over a specific period of time for $5000.00. If I gave them specific information about my checking account. Then they wanted me to the send money back to them. I disconnected the call right then. These are not the peactices of a reputable lending company, and they want to use you checking accout for unknown reasons and most likely you will never get the money.
Their phone numbers cone out of new York and Chicago. BEWARE do not give them your information or you could end up in financial trouble.
calls saying I have arrest warrent
I got a call this week saying I took out a loan they refused dates times etc it wasnt even them I Believe it was a Indian threatening jaill if I didn't pay 750. Now or if I go to court it would be 5000. I'm so upset don't know what to do..?
Yes, this is a total SCAM! I nearly fell for it last Monday when I got a cellphone message from an unlisted number. That should have been my first tip-off that something was amiss. Anyway, this company, "CR and Associates" left a scary message for me. Supposedly I had tried to pass off a fraudulent check through Bank of America and Cash America. Which was it? The woman wouldn't tell me. Well, she had all kinds of terrible news for me: I owed $2, 292.42 for the fraudulent check and they were getting ready to file papers with the court and I would soon be served with papers at my home or work place. I was pretty scared because I'm on a fixed income and there's not a chance I can come up with this kind of money just out of the blue. She kindly suggested I borrow the money from a loved one and advised me that I only had 72 hours to resolve this or I would be served/arrested.
I couldn't wrap my mind around what she was telling me and then my brain finally kicked into gear. I remembered that Georgia state doesn't even HAVE payday cash advance places! Also, her company had NO paperwork about this fraudulent check. No copy of the check, no paperwork from Bank of America, etc. Also, no mark on my credit report ever appeared concerning this "arrest-able" offense. I began to smell a rat. Then she piped up, helpfully, that if I sent them $657.45 within the next 24 hours, they could close my case and remove the charge from my credit report. I was still trying to figure out if this was legitimate and I may have told her more information she shouldn't have! I was scared as hell and not listening to what my rational brain was telling me...finally, I got off the phone with her and went to Facebook to ask my friends what I should do. Thank God for friends with more sense and brains than I have! Everyone was instantly suspicious and told me to absolutely not send this "collection company" any money. And so I haven't. Tip off #1. There aren't even Cash Advance stores in Georgia. #2. I have never written a fraudulent check in my entire life. I may be dumb sometimes but even I'm not that stupid! #3. The fact that when I asked for documentation and they hemmed and hawed and said they weren't able to/didn't have a copy of the bad check. Riiiiiiiight! Anyway, any collection company that threatens that you'll be served with papers for some bad check that was supposedly written seven or more years ago is NOT legitimate! WHY didn't Bank of America ever contact me? Why, when I applied to buy a membership in a housing co-op, did this never show up on my background check? I was a member of the board on that same co-op and I've reviewed plenty of applications for membership. A fraudulent check would show up as a HUGE red flag.
So, the moral of the story is don't let your emotions get the jump on your brain. If you KNOW you've never written a bad check, do some thinking, ask questions and if the company can't give you proof of your supposed misdeeds, hang up on them and NEVER confirm or deny any personal information they tell you.
You're ok. You are not going to go to jail. Owing a debt is not a crime. It's against Federal Law (FDCPA) for a debt collector to threaten jail time for not paying a debt. This is a scam. A debt collector is using illegal tactics to get to to pay a debt. A debt you, more than likely, don't even owe. When a debt buyer plays 'hard ball' like this, it usually means that they can't back up what they claim. The fact that they refused to give you specifics on the 'debt' is another indication that they can not back up what they say. They try to scare you into making a payment, not because you actually owe the debt, but, because you're afraid you'll actually go to jail if you don't pay them. The tactic works, unfortunately, because people don't know their rights. To help educate yourself look up the law that debt collectors must follow. It's called the 'Fair Debt Collection Practices Act' or the FDCPA for short.
Threats of garnishing ss/wages
I received two different e-mails from two different groups representing the same ADVANCE CASH ADVANCE They are threatening legal action if I do not respond to their demands of paying on the loan for not paying. Also I received emails they will garnish my SOCIAL security/Wages and receive an arrest warrant.
The two email address's are
1)attorneymr.[protected]@hotmail.com
2)payday.collections.[protected]@gmail.com
SHOLUD I RESPOND WITH PAYMENT TO THESE DEMANDS?
Jimmie Burchette/[protected]@yahoo.com
loan
I was emailed an exceptance for $4000.00 loan. The told me to pay 250.00 up front on a pre-paid Vanilla Card. So I got up and went to CVS and loaded the card and they took my money. The next day the loan did not arrive I called and they said I needed to buy 400.00 insurance from them so my bank will except the deposit. I told them I only have 300.00 left and am depending on the loan. The excepted 299.00 and told me it would be 299.00, so I went to CVS again and loaded on a prepaid card 300.00 to them and they took that money as well then told me I will not get the loan because it had to be exact 299.00. I must submit an additional 299.00 for it to go thru. I was out of money I said and wanted to cancel and get a refund. They said I must pay 99.00 for a refund. They were out of Texas # [protected] and all had Indain Accents. I called the 800# for national Advance America and they said this is a SCAM we are not affiliated and do not do business this way. They gave me Fl Attorney Gen #, Online FBI #, Federal Trade Commision #. So I called all three.
debt threat
On June 6, 2014 I received an email from a person by the name of "Julian Marshall" stating that after "multiple" attempts to contact me regarding a debt to an online loan company that I was to be criminally charged in court in a few days for the following:
1. Violation of Federal Banking Regulation.
2. Collateral Cheque Fraud.
3. Theft by Deception.
He stated American Cash Advance as the website owner and operator that he was representing. Now, I admittedly have online loans owed, but NOT to this company as far as I'm aware. An online search for this company took me nowhere, and the search for this Julian Marshall person led me here. The email stated that my SSN was put on hold by the US Government, and the charges would be filed in a few days, but that if I was to call him at [protected] ASAP, he would be able to help me. Threats were also made regarding my job and a request submitted for my termination!...I didn't call the number, I immediately emailed FinCEN.gov, the US federal regulatory department and gave them the info cited in the email. Just a note - the email I received was in very poor form grammatically, indicating to me that the sender was not proficient in English. The first red light towards SPAM...
The complaint has been investigated and resolved to the customer’s satisfaction.
I received a phone call in lieu of a lawyer firm calling on behalf of American Cash Advance harassing me stating I needed to make a payment in regards to an outstanding loan. I looked onto to my credit report and there was nothing outstanding as well as checked to see that the other loans have been paid and they were. When I asked the person with an Indian accent and british name of Thomas Jolley where the source was coming from he became hostile and said he was calling on behalf of American Cash Advance and could not give any other details until the money was wired and the case was settled.
I received a call and a voice message telling me I was going to be arrested and they proceeded to read a list of charges that would be filed against me. they said I owed money and had not paid it so I was going to be arrested and charged with federal crimes and my employer was going to be notified that I was under arrest, I told them to prove that I owed money and they then said for a couple hundred dollars they could forget the whole thing but they continued to scream and tell me not to interrupt them as they were reading all the federal crimes I would be charged with, the voice mail said if I did not call them back all they could say was good luck with what is going to happen to me
fraud
I received a phone call at my workplace today from this company. There were two gentleman who spoke with me. They had my full name and proper address. They stated they were calling to discuss an impending lawsuit from an unpaid loan. The men had heavy Indian accents and stated that they were from PCS Legal Services then stated it was Prestige Consulting and that they represented Advanced Cash and then they stated the loan was from Cash Advance America. They said they were giving me a warning call that this was going to be filed in court. When I stated that I'd never heard of Advanced Cash or Cash Advance America and that I'd never taken out a payday loan, they became hostile. When I stated that I would have my lawyer call them as soon as they sent me a Certified Legal Statement, with my signed contract and loan details. They then become even more hostile and said I would be sorry if I didn't solve this today and that I HAD to listen to them. I told them that I most certainly did not, that if they didn't stop harassing me at my place of work, I would file a claim against them and that anything they needed to discuss with me could be done through lawyers. They told me that to "GET LOST" and hung up on me. I did not give them any information but felt that this should be reported nonetheless.
The complaint has been investigated and resolved to the customer’s satisfaction.
scam/predatory
I got an email from a Kevin Smith from Advance America Payday Loans. He told me I was approved for a payday loan and told me cuz of my credit score, I had to buy a green dot card and call them. Having done this before and I was scammed, I told them No. He then got very creepy and told me he was on my Facebook page. He described my cover picture and made sexual remarks about my two teenage boys and then hung up on me.
Very creepy, unprofessional and a scam. DO NOT ANSWER OR CALL them back
can not believe I actually got scammed this way
I got a call from priority payday loan from number [protected] from a Russell Jones who said I was approved for a loan of $2100 and I needed to send $190 which I knew in my gut that it wasn't right but I did it anyways and he assured me it wasn't a scam. After I sent that a man name Jim Davis called stating I needed to send more money in the amount of $300 to cover the international fees. Like a fool I sent that and I had to borrow that money because I was in need of the money, because I was out on maternity leave from work and its the first of the month bills are due. So I did it. Then another man Calvin Smith called and stated I need to send another $190 so he can transfer the money in my account that was my breaking point. I said NO and he cant assuring me its not a scam and that if I sent the money on Monday I will have the money in my account within 10 minutes. I will not be sending any more money. I am now in a HUGE hole with my friend trying to find a way to give her the money back by Monday. I woke up this morning knowing it wasnt right so I google the phone number and came across this site. I am not trying sick to my stomach and can not believe I actually got scammed this way. It is truly heartbreaking.
being sue by them
received a phone call today from a law firm from california asking too speak to my mother and ask what for and told me that they wanted to talk too her that he's a lawyer and that she needed a lawyer cause that cash advance america was suing her for none payment and I ask him when was the loan made on what day and month. because before he called us we recieved a phone call from last month may 20, 2012 and they said she filled out a loan application on march or april this year and I told him that's not right cause she started on may 13 of this yeat and she never applied for it from them. And if any one from hindie origins talk to you and could not understand them just hang up and Be advice some of them do use magicjack so be on the safe side have a lawyer on your side and tell your local police of sheriff department. cause I told my mom that it happen too a lot of people in guam saipan and rota and it happened too me to in guam but did not reply too them they called me on my cell phone number and I never gave them the number at all and they said they are taking me to court. so I called my boss up and he went and check them out and found out I was a Scam for a brand new toyota camry loan. but I am glad the got caught by scottland yard cause the call came from scottland and the person wasu HINDI
its me again forgot to put the phone number that called me in the morning is from los angeles [protected] and i believe they are using magicjack also and if you get a call from this number check with the local police be safe people
The complaint has been investigated and resolved to the customer’s satisfaction.
fake pay day loan - harrasing calls
I havebeen recieving harrassing calls at work and on my cellphone regarding a loan I was supposed to have taken out with them and didnt pay. This is defintely a fraud as I have never taken out a loan with this company. These people have my SSN# address and name. Im not sure if my information was sold to this company. The persons calling have a heavy accent and are advising that a warrant has been taken out for my arrest. I am concerned as these people know my place of employment and are calling my job. This definitely a scam and I need to know who I should contact in order to stop these people from harassing me.
the.same is.happing to me by these people the number [protected]
The company that they allegedly represent, "Cash Advance America", has the following message when you click on "Contact Us"
IMPORTANT (read before you submit any message):
All phone calls requesting payments are not originating from Cash-Advance-America.com. Any phone call that you receive in the name of our website is not from us.
So this scam has apparently been widespread, and the company does NOT call you to collect a debt. They do not even have a phone number to call them to apply for a loan.
they've stolen my information
I had never received a loan from this Internet cash advance loan, apparently i filled some information but never completed the application now they are calling me to get paid for a loan i never received, the person only states his first name, answers the phone no [protected] with hello instead with a company name i m afraid they’ve stolen my information.
harrasment
On Saturday, Oct. 29, 2011, I received from Steve (had an Asian accent), of Cash Advance America, tel. # [protected] harrassing me. Steve said I was a criminal and in violation of federal internet laws and I also commited theft. He hung up and called back and left a message on my voice mail stating to call Ronnie Cooper. I called and asked for Ronnie Cooper. I asked him to tell me the details. He said in a harsh voice don’t speak while I am talking. He said I owe $950 and had to pay $500 or they were going to my job on Monday. He hung up on my. How could they go to my job on Monday. That’s is not the right thing to say. He should have issued me a summons and complaint first. I don’t remember borrowing any money. Well anyhows I still waiting for them to come.
Many of these payday loans are such high interest rates that you can't get them paid off. Companies like this will continue to violate your rights under the Fair Debt Collection Practices Act because it is cheaper to pay you a settlement than give up the profits they make collecting past due debt the way they do. http://www.castlelaw.net/library/cash-america-to-pay-19-million-in-fines-for-robo-sigining-documents.cfm
bogus loan
I got a call on 10/24/2011 from a chris matthews who barely spoke english saying from what I could make out he was calling from internet crime compliant standard [protected]) to inform me of a legal compliant filed against me by cash advance america usa on a loan I never received from them...
stay away from this one
On 11/7/09 I took out a loan with Advance America during that time I was involved in a auto accident which took me out of work so I had no income coming in but my wifes social security check of $757 which had to last us the entire month and pay our electric, phone insurance, supplies and food for 4 people(my car was rear ended) I received injuries to my left knee which required surgery and also a crack in my spine, my first payment came due on 12/4 and unable to make it, 12/31/09 my wifes social security check went into the bank early due to the hoilday my wife and I have a joint checking account, on 12/31/09 Advance America tapped into my wifes money of $651 so now I can't afford to go to therapy, doctor appointments let along tri to feed 4 people and now their telling me their going take out another $149 due to lack of payment, all I have wanted is to get better so I can return to work so much for that I can thank Advance America of that, I have filed a formal complaint with the Attorney Generals office.
never owe money to this company
i have treatning call that i owe money to cash advance america. but i never borrow money from them. and told me im going to jail with 3 felony count . AND THEY WILL ARREST FROM MY JOB where they get my imformation to call me in my home.
The complaint has been investigated and resolved to the customer’s satisfaction.
fraudulent attempt to collect
Several weeks ago there was a message on my answering machine. The thick Indian accent was barely comprehensible. My husband and I had to listen to it several times and still could not make out all of it. We ignored it. I received another call today and these people claim that I owe them money, which I do not. I asked to speak to an American, and was transferred to "Richard Williams, " who was obviously an Indian with the same thick accent. When I asked him if he was an American, he said "Yes." I continued to insist that I be allowed to speak to someone with an American accent, and he eventually hung up on me, claiming that he would "see me at the courthouse." I called the number back and asked for the name of the company attorney and his address so that I could have contact information, as I intended to file a lawsuit myself. I was told that the name of the company attorney is "John Doe." I was not given contact information, but was eventually hung up on again. I called back a third time and got just an answering system, so I left a phone number insisting that they stop calling me, as I do not owe any money to their company. I called a fourth time and once again got the answering machine. I intend to contact my bank today, and to send an official letter to Cash Advance America denying them any access to my bank account in case they try to withdraw funds.
The complaint has been investigated and resolved to the customer’s satisfaction.
loan
Well I guess I am not alone, today I receive a phone call from Officer Richmond (with thick Indian accent) with the Financial Crimes Investagtive Divison informing me that Cash Advance of America filed a compliant against me for not paying an $800.00 loan on Nov. 10, 2010. I told me to hold on and check my bank account and told him that I did not receive any monies on that day or 10 days before or after that date and ask him to send me all the details regarding this loan. He also knew where I worked and SS# and said that if I did not resolve this issue he was sending an officer to my house to arrest me. I ask him for his # to call back at and the nuber he gave me was [protected]. I did a reversed seach on the number and got [protected] Type: Land Line Location: Richmond Beach, .WA. Phone carrier is MCIMETRO, ATS, INC. Isnt it funny Officer Richmond lives in Richmond WA. I called ATT and talk to the anonace department about the all numbers I have seen on this page and the one he called me on. I going to try my best to stop this harassment. and hope no one gets taken by this guy.
The complaint has been investigated and resolved to the customer’s satisfaction.
I have been receiving the strangest calls from people with uncomprehending Indian accents. At first I thought they were telemarketers and ignored the calls as I could not even understand what they were saying on the message. I then received a call at MY JOB! I asked what it was in regards to but they wouldn't tell me! I then returned the call out of curiosity, when another Indian man named "john" said was I violating all these crazy laws and committing fraud regarding a payday loan. I asked for the details and he said he "can't" give them to me, but if I don't pay by 3:00 they would continue with the Affidavit (?) and they would notify my employer of my illegal actions. I tried to get more information out of him on when and how much this loan was for and he said $640.99 but if I paid western union or prepaid card by 3:00 then I could settle for 450.00. I told him there would be no reason why he can't give me the name or number to the alleged cash advance america or dates of loans or anything to that effect then I wasn't paying anything that I would call him later, he got very belligerent with me, threaten me with all kinds of crazy stuff. I am glad I researched this and am a little relieved to find out it's a scam, however I haven't taken out payday advances it caught me off guard so much as I was almost willing to pay the money to avoid furthur issue's. I'm glad I trusted my gut instinct!
bogus debt collection
I was contacted by a Kevin Lloyd, who had a middle eastern or indian accent on a friday using the number [protected]. The message was left on my cell phone which is used for emergencies only. I check messages periodically. On Saturday, I called the number back. The answering message was for King's County Supreme Court Criminal Term. So I left a message for Kevin Lloyd since in his message he expressed it was a legal concern and important that myself or my attorney call back or legal actions would be taken against me. Monday morning I received a call. I let him speak until he started talking about court and blah, blah. He got upset when I asked him what was the nature of the account, what was the company, the amount, and when was I supposedly received this loan, and how I applied for it. I disputed it and said it was not me because he gave a recent date. I can remember clearly if I received money from a loan. Besides I am not working so how would I get a payday loan? He hung up on me. I called back until someone else answered. I asked the same questions and told them the same thing except I got rude this time. I told them do not call my mf phone again cause I am not stupid--you are trying to scam me and you will not get anything. I also told them to go back to their own country and scam them. I even followed up with calling the court house to make a complaint. The complaint office receptionist checked the number while I was on hold. When she returned she informed me that it was not a number in the court or did an attorney Kevin Lloyd work there. She advised me not to send any money cause if it were a court matter I would not receive a phone call or be demanded to send money. I let her know that the number even has a message box that announces them as King's County Supreme Court Criminal Term. Also that others have done like I did and followed up by calling the court house. Take my advice and cuss them out and don't send them a dime.
The complaint has been investigated and resolved to the customer’s satisfaction.
Right on, I got a call too, from this flea bag Indian Call Center
scam
i have got many calls from [protected] they said they were from american law firm calling about a payday loan through advance cash usa called my home was real -ude with my family then called my job 5 times in 4 hours being very rude and could not spe-k english very well. i called them back they told me i had a payday loan of 300 so i had to pay 563 to settle out of court i was being changed with worthless check and obstuction . i looked up american law firm they told me that it was a scam to scare me to pay over the phone so dont listen to it if you get this kind of call
The complaint has been investigated and resolved to the customer’s satisfaction.
Ray Carter contacted me today and had all of my personal information(very creepy) and was claiming I owed towards a loan I had taken out for $13, 337.00 for my car payment. When I explained that I make monthly payments and am up to date, the rude man claimed that I owe that entire amount and if I hung up the phone or was disconnected that my report would be downloaded and sent to the authorities. He said I should be expecting a visit from the sheriff to arrest me and that I would be detained for 72 hours and then put in front of a judge to plea my innocence. But, it could all be avoided if I made a full payment using a green dot card. Wow! This is a disgusting scam and I feel sorry for the innocent elderly people that may potentially fall for this despicable act. I am sickened...I had to change my banking info and report this to all of the credit bureaus. This was a huge waste of my day off...screw you Ray Carter!
I have had correspondence from these individuals for the past several years via e-mail. Each time I have responded with please send me form of proof and I will take care of it. My identity was stolen to the tune of $20, 980.00 in 2010. The year they claim I took out a loan with this company. I have even sent them via e-mail the Federal Consumer Guide to Collections in order to let them be aware that they are in violation. They have called the Christian School which I am employed with and threatened me with being charged with a Federal crime and being arrested at my school. I reported them to the FBI. They were nice enough to tell me that they know where I live and if they need to arrest me they will call first. That I should not worry. These people have been reported by quite a few people.
Yesterday I received three e-mails stating that they have reported me to the Social Security Adm and would take my social security in the amount of 2895.00. SCAM? These people think that most people will roll over and pay what is owed. Now I am by far not the smartest individual I know but with a Masters in Economics I thought I could handle this. They are idiots...
O.K. folks, this is how I handled them on the three occasions that they called me at work, and my boss laughed his ### off each time I did it and they stopped calling.The first time I just hung up, they called right back and I told them I knew it was a scam and that they could go fork(I used much more explicit language)an elephant or camel which ever they perfered.I did not hear from them for about a month, I did the exact same thing but using a lot more explicit language and told them that my best friend was a computer genius and that he had actually tracked them for me and that I had their true address(which I didn't) and told them that if I ever heard from them again I was going to get on the first flight out and was going to come and take out him and his whole family.I haven't heard a word since.It worked for me and had fun at it as well.
I received an email today from a Ray Carter at American Law Offices.
Ray Carter ggonzalez@arcnc.org, prettytab@msn.com, chozen1203@gmail.com, roro2006.rr@gmail.com, siobhanmorse@aol.com, busyonly@comcast.net, richard.emerson41@yahoo.com, kiwi_faith@yahoo.com, pmack72210@gmail.com, lmdavis@philasd.org, arexroat@roadrunner.com, cmaxwell545@yahoo.com, kevsbabygrl@gmail.com, nancy.bowery@dayzim.com, copelandbessie@aol.com, mslisalreese@comcast.net, elizabethmunoz3378@gmail.com, sunshine-ec@comcast.net, argueta157@optonline.net, tastytorre@yahoo.com, abenns387@gmail.com, okarn21@gmail.com, shavonrobbins@yahoo.com, alwood2k@gmail.com, tempoules@aol.com, cynthia.brown@assurant.com, josephcconway@gmail.com, tlomax@yahoo.com, dennee18@yahoo.com, thenew050@outlook.com, samcurry95@gmail.com, ryan@lightninglandscapeinc.com, maryanncarr20@yahoo.com, cmdyoon_2000@yahoo.com, nmanomorgan@yahoo.com, smurray865@gmail.com, kennethmcrae91@yahoo.com, ssalerno81@gmail.com, niblettcayla@yahoo.com, cameron.holtzman@gmail.com, lweining@yahoo.com, jefferyharvey90@gmail.com, reyhorton@gmail.com, myers.catrina@gmail.com, keithdull91@gmail.com, riversdemetris@yahoo.com, w.irvingjohnson@yahoo.com, harperscreations@hotmail.com, devonmaurice54@gmail.com, bembem081262@yahoo.com,
The email was sent to the above individuals as a CC: They are threatening a law suit for an unpaid balance of $645.39. Have no clue what this is but feel better now that I found this website
I have been receiving emails from the same place, but it is a Adam Smith, can't speak English well, and when you ask to speak to him, it has a fake transferring sound as if they are sending him the call same voice, they had a number [protected], with a bogus email address of americanlawoffices01@gmail.com, Section Officer: Ray Carter, I know this is a scam because I don't do checks, and the most strangest part is they have the gall to put at the bottom of their email, Yours Sincerely, American law Offices, I have worked in an attorney office and they don't close their letters as such, you know they are scam artist because when I kept asking him to give me the information he claimed he had, had he got rude and nasty and hung up on me, I told him before he got rude, that I would be turning all their emails over to the FBI, that's just set him off real good, he must have thought I was stupid, if anyone continues to receive these calls and messages, I would just call the FBI and explain what is going on and then fax the documents over to them, don't stress, especially if you know you didn't borrow any money from a place you know you didn't.
I have been getting rude and nasty calls from [protected], stating this was from the Internet Crime Complaint division of the federal government. They threatened me to be arrested if I did not pay anything today and then I received a email of the same nature. After they were nasty with me, I returned their sentiments as they approached me. The guy on the phone said I owe $595.00 and the email said I owe $510.00, this seems like a scam to me and from what I see y the previous posting apparently it is a fraudulent activity. Is there anything we who are harassed can do about this legally?
I have received numerous calls and e-mails from the American Law Firm, Mr. Ray Carter. The most recent e-mail was a form stating I owed 586.00 in a cash advance loan and would be filing criminal charges and having me arrested at my place of employment in the next several days. I have reported them to the FBI previously because they claimed they were an FBI agent. This has got to stop
I have received NUMEROUS calls from these people.. They called my job one day no less than 100 times. Guy got very upset that everyone i worked with knew it was a scam and told him to get lost(in not so nice words). He disrupted my job for well over 5 hours. We had to call and have all the numbers i knew they had blocked. This was about 2 months ago. Today I got 2 calls in 2 hours on my cell. I really hope this is NOT starting again, it was more than i could handle and there is NOTHING i can do to stop them. Even the police tried calling them back. They of course got the number you have reached..blah blah...So frustrating
i got a call treated me that i am going to jail if i don't pay. number was [protected] . they said it was a American law firm.. They don't speak English really well and it was hard to understand. Really rude perosn
I got a call to today he told me he was from the federal government agency office and that I would be arrested and I needed to make a payment over the phone and that I had a warrant well he thought I was stupid the sad part is that he had alot of information the ### but I reported him he called from a ft. Worth number [protected].
Overview of Advance America Cash Advance Centers [AARC] complaint handling
-
![Advance America Cash Advance Centers [AARC] company reviews](/images/business/150-150/119570/advance-america-cash-advance-centers-aarc.jpg)
Advance America Cash Advance Centers [AARC] Contacts
-
Advance America Cash Advance Centers [AARC] phone numbers+1 (844) 562-6480+1 (844) 562-6480Click up if you have successfully reached Advance America Cash Advance Centers [AARC] by calling +1 (844) 562-6480 phone number 0 0 users reported that they have successfully reached Advance America Cash Advance Centers [AARC] by calling +1 (844) 562-6480 phone number Click down if you have unsuccessfully reached Advance America Cash Advance Centers [AARC] by calling +1 (844) 562-6480 phone number 0 0 users reported that they have UNsuccessfully reached Advance America Cash Advance Centers [AARC] by calling +1 (844) 562-6480 phone numberCustomer Service+1 (888) 572-9329+1 (888) 572-9329Click up if you have successfully reached Advance America Cash Advance Centers [AARC] by calling +1 (888) 572-9329 phone number 0 0 users reported that they have successfully reached Advance America Cash Advance Centers [AARC] by calling +1 (888) 572-9329 phone number Click down if you have unsuccessfully reached Advance America Cash Advance Centers [AARC] by calling +1 (888) 572-9329 phone number 0 0 users reported that they have UNsuccessfully reached Advance America Cash Advance Centers [AARC] by calling +1 (888) 572-9329 phone numberConsumer Financial Services Association+1 (877) 505-0701+1 (877) 505-0701Click up if you have successfully reached Advance America Cash Advance Centers [AARC] by calling +1 (877) 505-0701 phone number 0 0 users reported that they have successfully reached Advance America Cash Advance Centers [AARC] by calling +1 (877) 505-0701 phone number Click down if you have unsuccessfully reached Advance America Cash Advance Centers [AARC] by calling +1 (877) 505-0701 phone number 0 0 users reported that they have UNsuccessfully reached Advance America Cash Advance Centers [AARC] by calling +1 (877) 505-0701 phone numberPayments
-
Advance America Cash Advance Centers [AARC] emailscomments@advanceamerica.net100%Confidence score: 100%Supportapplicantassist@advanceamerica.net96%Confidence score: 96%jfulmer@advanceamerica.net94%Confidence score: 94%communication
-
Advance America Cash Advance Centers [AARC] address135 N Church St, Spartanburg, South Carolina, 29306, United States
-
Advance America Cash Advance Centers [AARC] social media
-
Checked and verified by Nick This contact information is personally checked and verified by the ComplaintsBoard representative. Learn moreJun 30, 2025 - View all Advance America Cash Advance Centers [AARC] contacts
![Advance America Cash Advance Centers [AARC]](/images/business/48-48/119570/advance-america-cash-advance-centers-aarc.jpg){kind=small}
Most discussed Advance America Cash Advance Centers [AARC] complaints
threatening emailsRecent comments about Advance America Cash Advance Centers [AARC] company
Scam alert
Acceptance Loan Company
1 review
Cash Advance USA
133 reviews
ACE Mortgage Funding
1 review
Embrace Home Loans
12 reviews
First Community Credit Union
8 reviews
Our Commitment
We make sure all complaints and reviews are from real people sharing genuine experiences.
We offer easy tools for businesses and reviewers to solve issues together. Learn how it works.
We support and promote the right for reviewers to express their opinions and ideas freely without censorship or restrictions, as long as it's respectful and within our Terms and Conditions, of course ;)
Our rating system is open and honest, ensuring unbiased evaluations for all businesses on the platform. Learn more.
Personal details of reviewers are strictly confidential and hidden from everyone.
Our website is designed to be user-friendly, accessible, and absolutely free for everyone to use.
Just got almost verbatim the same email. I googled the case number and ended up here with another person having the same
I received the same email, except the name was different. Frank Miller claiming to be an attorney general I contacted my state's attorney general and was told its an internet crime and to report them to the Cyber Crimes Division of the FBI. Which I have done. Also I found his email exact email on a West Mifflin Police department's website! These people running the operations is seriously wanted if a police department posts your scam on their website warning people. Also the National association of Realtor's address is being defrauded since this scam is using their address. What one person did was smart contact the national association of Realtors and let them know their address is used in a scam. They could get angry letters from people like us and they have never done anything.
I got a email today from the same place and this is what it says Hello,
Arrest warrant ID: - FFCEN 561515/986 which will be issued on June 8th 2016
Attention
This is the last and final chance for you.
This Legal Proceedings issued on you Docket no: EVR-46013 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO: WB-AP - 428786
AMOUNT OUTSTANDING : $1141.50
We have sent you this warning notification about legal proceedings on November 3, 2015 but you failed to respond on time now it's high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the "Cash Advance Related Companies, " "we, " "our, " or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash
Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. "You" or "Your" means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
TERMS & CONDITIONS YOU AGREED
By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at account:- lawyer.justice786@gmail.com from 9.30 to 6.30 (EST).
If you want to resolve this matter then immediately contact us through email :-
lawyer.justice786@gmail.com
Thanks & Regards :
Richard Davis
TEXT OR CALL:[protected]
Financial Crime Enforcement Network,
500 New jersey avenue NW,
Washington,
DC [protected]
This is the second email from this punk this month.
Arrest warrant ID: - FFCEN 561515/986 which will be issued on May 26th 2016
Attention
This is the last and final chance for you.
This Legal Proceedings issued on the name of Victor Meliti Docket no: EVR-46013 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO: WB-AP - 428786
AMOUNT OUTSTANDING: $840.00
We have sent you this warning notification about legal proceedings on March 8, 2014 but you failed to respond on time now it's high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the "Cash Advance Related Companies, " "we, " "our, " or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash
Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. "You" or "Your" means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
TERMS & CONDITIONS YOU AGREED
By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at account:- national_debt_recovery@usa.com from 9.30 to 6.30 (EST).
If you want to resolve this matter then immediately contact us through email: - national_debt_recovery@usa.com
Thanks & Regards:
Officer John Green
Financial Crime Enforcement Network,
500 New Jersey Avenue NW,
Washington,
DC [protected]
Someone mentioned that the address is the National Association of Realtors. I called them and verified this as well as forwarded the email to them. I hope they find this creep and put him in jail for a long time.
This is crazy!
Arrest warrant ID: - FFCEN 561515/986 which will be issued on Friday, May 20th 2016 at 3:00 PM
Attention
This is the last and final chance for you.
This Legal Proceedings issued on your name Docket no: EVR-46013 with one of Cash Advance Inc. Company in order to notify you that after making calls to you on your phone number we were not able to get hold of you. So the accounts department of Cash Advance has decided to mark this case as a flat refusal and press legal charges against you.
CASE NO: WB-AP - 428786
AMOUNT OUTSTANDING: $840.00
We have sent you this warning notification about legal proceedings on March 8, 2014 but you failed to respond on time now it's high time if you failed to respond in next 24 HOURS we will register this case in court. Consider this as a final warning. And we will be Emailing/ Fax this issue to your current employer to make sure they take strict actions against you. Your salary and all your wages confiscated.
Do revert back if you want to get rid of these legal consequences and make a payment arrangement today or else we would be proceeding legally against you.
And we apologies that this notification will also sent to your current employer. The opportunity to take care of this voluntary is quickly coming to an end. We would hate for you to lose the option of resolving this before it goes to the next step which is a Lawsuit against you, but to do so you must take immediate action.
We will be forced to proceed legally against you and once it is processed the creditor has entire rights to inform your employer and your references regarding this issue and the law suit will be the next step which will be amounting to $6300.00 and will be totally levied upon you and that would be excluding your attorney charges. If you take care of this out of court then we will release the clearance certificate from the court and we will make sure that no one will contact you in future.
Please let us know what your intention is by today itself so we can hold the case or else we will submit the paper work to your local county sheriff department and you will be served by court summons at your door step.
Note : This notice is provided to you on behalf of Cash Advance Inc. and its parent company, and their respective family of companies including Cash Advance, its parent company, Cash America International, Inc., and all of their respective subsidiaries and affiliates, (hereafter collectively referred to as the "Cash Advance Related Companies, " "we, " "our, " or "us"). The Cash Advance Related Companies include, but are not limited to: Cash Advance, Cash America International, Inc., and all of their respective subsidiaries and affiliates, including those that operate under the trade names Cash Advance, 100 Day Loan, Net loan USA, Fax free Cash, Payday one, Sonic Cash, Money tree, Egg loans, Check cash Loan, Quick Payday, Personal Cash
Advance, Rapid Cash, Sonic Payday, Speedy Cash, My Cash Now, National Payday, Paycheck Today, Payday OK, Cash Central Loans, Cash Net 500, Cash Net USA, Allied Cash, Super Pawn, Check into Cash, Check Smart, Cash America Net, Cash America, Cash America Pawn, Cash land, Super Pawn, Cash America Payday Advance, or any company-owned Mr. Payroll locations. "You" or "Your" means you as a participant in or as a user of the products and/or services offered by a Cash Advance Related Company.
WE MAY REPORT INFORMATION ABOUT YOUR ACCOUNT TO CREDIT BUREAUS. LATE PAYMENTS, MISSED PAYMENTS, OR OTHER DEFAULTS ON YOUR ACCOUNT MAY BE REFLECTED IN YOUR CREDIT REPORT.
TERMS & CONDITIONS YOU AGREED
By electronically signing this Loan Agreement by clicking the "I AGREE" button below, you are confirming that you have agreed to the terms and conditions of the Consent and that you have downloaded or printed a copy of this Consent for your records.
We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery asset location department at account:- national_debt_recovery@usa.com from 9.30 to 6.30 (EST).
If you want to resolve this matter then immediately contact us through email: - national_debt_recovery@usa.com
Thanks & Regards:
Officer Frank Bannister
Financial Crime Enforcement Network,
500 New Jersey Avenue NW,
Washington,
DC [protected]
____________________________________________________________________________________________________________________________
Confidentiality Statement & Notice: This email is covered by the Electronic Communications Privacy Act, 18 U.S.C. [protected] and intended only for the use of the individual or entity to which it is addressed. Any review, retransmission, dissemination to unauthorized persons or other use of the original message and any attachments is strictly prohibited. If you received this electronic transmission in error. Please reply to the above-referenced sender about the error and permanently delete this message. Thank you for your Co-operation.
Click here to Reply or Forward
I just received the same email...word for word. Is it a fraudulent email? I have never used Cash America or any of the ones listed for that matter.
I received the same email yesterday. I have forwarded mine to the BBB in my state asking them what I should do.
I just received the same email and when I Googled the name this blog came up. Googled the name.. did any one figure out who to send this too.
I received the same email back in March 2015. Today I received another email, basically the same as the first, telling me an arrest warrant would be issued tomorrow. I ignored the first one because I thought it was fraud as I had never gotten this money from this source. However, since I received another one as a follow-up, it does make me nervous. After researching this on the internet, I am 99% sure it is fraudulent, but it is unbelievable that they followed up on the original email. Another reason I am pretty sure it is fraud...an outlook email address and they can't even type their address correctly!
Officer Daniel Smith
Financial Crime Enforcement Network,
500 New jersey avenue NW,
Washington,
DC [protected]
I just goggled the address...it is the National Association of Realtors
Denise 1/20/16
I Just received this same type of email today. Same email address and everything. Had me a little worried, because I read something about an arrest warrant. My background is pretty spotless so natural I was afraid of what could happen. Glad I'm not the only one this has happened to. - Brii 11/19/15