Yesterday, while minding my own business, in my own home, my phone rings and its Allied Interstate calling. 'Please hold, we are not solicitors' I should have hung up right then and there. But curiosity got the best of me. When someone finally came on the line, I was informed I had an outstanding debt from 1988! In my maiden name... I've been married for 14 years and the debt is over 20 years old!!! And I thought they were calling about a high school reunion or something like that... boy was I wrong!
Duh... that's 20 years old and I filed bankruptcy shortly after that. The college dropout went on to say that it doesn't matter... yada, yada, yada... 'I'm not harassing you' 'you're mad at the wrong person' I kept saying that this was 20years old, I filed bankruptcy, if this debt was mine, it would have been included in this judgment. They finally told me what the debt was and the amount... less than $700.00 --I said, 'you're harassing me for a loan that is 20 years old and less than $700.00???' I guess he got tired of me because he told me that he 'didn't have to put up with me' and transfered me to supervisor. Again, I should have hung up, but my pride got the better of me. I explained to her that 20+ years ago someone has stolen my SS# and this debt was 20 years old, I filed bankruptcy etc. Then SHE called me combative... yes after calling me and harassing me with a 20 year old debt that I'm not even sure is mine because someone stole my identity way back then, you can imagine I was a little upset. I was stupid... she confirmed my address so I expect that I'll be getting something in the mail from them... of course it will be in my maiden name and as far as I'm concerned my future answer will be, 'there is no one at this address/number by that name' I've already called my attorney and they are sending a letter stating that this is well past the statute of limitations (TN's statutes are 6 years-- I'd say over 3 times the statutes is well long enough!) Furthermore, I'd imagine that the phone company can be contacted if they continue calling and harassing me. I will also be looking at contacting my attorney general and the BBB. Doubt it will help, but this company is unethical and a bigtime SCAM ARTIST--they must be stopped!!!