I've never met or heard of anyone who had even an OK experience with Allied Jome Warranty. This is an example of a crime syndicate that rip poor Americans off without using guns. And yet they have an A+ rating on BBB! So, if they rip everyone off, who gives them this high rating? Here's what most people don't know about the BBB. The BBB is a for profit organization. Paid by the businesses registered with them, we often wrongly think that, by reporting the ripoff of companies, the BBB will give them a low rating. They don't. All the business needs to do is reply to your claim. To the BBB, the business has taken care of the issue, and they stay A+. So now you see how a fraudulent group like Allied warranty maintains its A+ rating.
This is how Allied Home Warranty operates. They sell you a premium warranty. They brag how their contract is simple, only one page. They say they cover AC, among others. Then they have a few clauses saying they do not pay for modifications. Great. Most of us don't intend to do any modifications anytime. Problem is, EVERY claim you make will not be properly covered because to Allied, almost every step to replace any part is "modification" They've carved their own definition of the word, and are using it to take your money but refuse to pay for your claims. This was exactly what they did to me and hundreds more. What we can do collectively, added to complaints to appropriate state and Federal government, is spread the word and boycot them.