Prepaid Legal reviews and complaints

I despise prepaid legal in Florida. I do not know why the company keeps Glantz and Glantz on line. I cancelled my membership years ago, because of lack of response. But when I moved to Dallas, I joined again. The firm in Dallas was great. When I moved back to Florida, I needed their help. In the beginning Glantz and Glantz answered questions, but when I truly needed to start a litigation suit, they put me on the back burner. Not only did I waste four months, thinking that Glantz and Glantz was there for me, I wasted another solid month calling them every day. There pat response was, "I will have an attorney call." Well they called and left messages at 6:30 or later when the office was closed, we will call you back tomorrow. Yep, again late in the day, again. they called. Yes I did call, Yes I did leave messages. This outfit does not need prepaid legals clients, they must be busy enough. Do not waste your money in Florida.

I cancelled pre-paid legal in Feb 2010, and just found out today they have been milking my account dry ... In fact i now owe my back the sum 29.95 . They used my wavier i signed to do so, Strang how they pick and choose what part of a cancelled contract they used .. They have taken 270.00 out of my accout left me holding the bag . I want my money back ..

It's so sad to see so many people be that negative about something so wonderful. The number one reason that people get frustrated and cancelled their membership is because they aren't smart enough to understand what the services actually do. It's such a shame to see people that ignorant and then have them bash something they don't understand. I personally know quite a few people that have saved thousands and a few that have saved quite a bit more with the legal plan. I have personally saved almost $1000 this year already. If you pay attention to what the products do and actually use them, you will be surprised. And smarter.

I barely am starting and I had a few bad experience but fortunately I have a great support system and a great team!

Pre paid legal is a rip off. They are great at taking your money, horrible at living up to the promises they make. I signed up, got several calls from people over the lastt few years of being a member that were put in and were putting me under them and that was to generate income for me. Never made one dime. Tried on several occasions to cancel the internet portion of this service that is an additional fee. It kept getting taken out of my account. The extra identity theft is a joke, as unknown to me until it was to late an estranged husband destroyed my credit and I was never notified of any strange activity or negative marks appearing on my credit. The bigger issues. I paid for this service for over 3 years. After 2 years my son needed someone to represent him when a police officer gave him a trespass ticket in a national forest. The police officer stated he was unaware where the boundry was. We paid for someone to GPS position it. He wasn't trespassing. Called prepaid legal and was told by the law firm that if he was not pleading guilty they could not help. If he plead guilty they would try to negotiate the fee. They offered their services for several hundreds of dollars an hour. I hired an independant attorney. After 3 years of paying for this service, I was in the middle of a divorce. Children now 18 so no custody issues. Houses separated, no issue there. Only issue with financial issues because my exhusband was refusing to separate the money after 23 years of marriage. Was told if it was a contested divorce or one that we couldn't come to a division of assets by ourselves then they couldn't help unless again I wanted to pay them hundreds of dollars an hour. I again hired a divorce attorney that has nothing to do with prepaid legal. After the divorce I found out my exhusband had been irresponsible with medical bills and other utities that were in my name and that I had been identity thefted a year and a half before. Due to this judgement notices were being taken to the home I hadpreviously shared with my husband and he didn't tell me. Several Judgements ensued and I didn't find out until I had a background check done for a job. By this time about 6, 000.00 in debt with unscrupulous attorney fee's has mounted to judgements in excess of 27, 000.00. Again trying one last time, I called prepaid legal to see if an attorney could help me settle for a more reasonable amount on these debts. This time I was told that all the fee's I was paid was just protection if I were getting sued and had an iron clad defense. That what I needed them for they wouldn't do. But after 3 or 4 years of paying into this service they would review a letter I wrote to the creditors. But they would not write it, or even mail it.
I now have called to cancel. I haven't heard from the upline that signed me up who is still peddling this product since my 2 month in this. He seemed unfazed and said OK, didn't ask why and refered me to the corporate office. I have just spent several minutes just trying to cancel, only to be told they would email me a cancellation and if I didn't fill it out and return it they would continue to debit my checking account. I couldn't get anyone to send me a statment of what I have paid into this (about 50.00 per month for the majority of the time).
I am glad I didn't lead any of my friends or people I met into this. It is a scam. Some will make money but it is off the backs of people who think this service will be there for them if they need it. In some cases they can probably help. But I don't believe in most cases. If you want the free will and trust service they offer, just go to the office supply store and get the software to write your own and don't waste your money on this.

For all of you selling this product! I have 20 yrs legal experience and sold this product to many friends. I had heard some bad stories, but like most with some experience in the legal field, listened lightly. and then I needed the product - something very minor - not criminal, not family law - nothing requiring a specialty! I contacted the law firm in CA - was told how right I was and that my landlord had violated just about every major law. He encouraged me to write a letter and attempt to settle it and then followed up with" and if they dont respond, we will write them a letter. Well, it went on for months, no response - and then when I recontacted the firm - all they did was try to back out of their prior advice! And told me that if I wanted to write them a letter telling them what to say, they would send one. NOW THEY ARE REFERRING TO IT AS A BROKER SERVICE. THAT IS FREE ON THE INTERNET and I'm looking for other unhappy members. My contract describes a prepaid legal plan with details on services - all the firm wants to do is refer to the Title V provision which is the "get a 25% discount rate" Stop selling this to your friends or potential friends - there is no legal service here, just a referral service. You are only making money off of your friends and this company relies on it! And to close - the letter only provoked the landlord more! I watch numerous sites daily in an effort to identify individuals drawn into legal action only to be dumped or pushed off to a high billing referral service! Thats how I know PREPAID LEGAL OF OKLAHOMA!

It never fails to amaze me that when people go for an opportunity and they don’t get rich quick, they jump online and say it is a scam. How shameful. I am not going to go into detail, but I am a single mother of two in Cleveland, Ohio. I was recruited by a wonderful GOD fearing woman out of North Carolina, TWO years ago. I sold my first membership TWO months ago. But for those two years of being an active associate, with NO productivity, My WONDERFUL success coach, became my friend. Yes, I seen an opportunity, that’s why I signed up in the first place, but I didn’t have the drive and determination, nor was my "Y" a top priority, so I did nothing.

I worked fulltime and was content with my paycheck to paycheck lifestyle, but deep inside I wanted more. Nevertheless, my coach stayed in touch. She did NOT pressure me, or diss me. She simply reminded me that I was already plugged into the system and once I was serious, she would be here to help me. And she held that promise. In May I called her and said I was ready. She challenged me and said if I proved to her I was ready to work, she would come 500 miles to help me personally. I sold 16 memberships and recruited 5 people in May, while she held my hand. In June, she was here for 3 days to help me and my team get off the ground. Now that is support.

As far as the meetings, in Cleveland, these people are great. I am not even on their team and in NONE of their "downline" so them helping me is right from the heart. I am on team Pinnacle and here it is TNV. But we are ALL ONE FAMILY and they have been gracious enough to welcome me with open arms as if I were their own. And as bad as I want to quit my J-O-B they constantly remind me that I have to BUILD my business first, and that it WONT happen overnight.

Yes there are Millionaires, six-figure ring earners, and well off people. And yes we all have the SAME opportunities. Its all about YOU! I’m sorry you had a bad experience, but please blame yourself or the "bad" leaders (which wouldn’t be leaders) for you not being successful. But please don’t say it is a scam because its NOT. And for those who are searching and researching the opportunity. Please research credible sources. Those who have no interest in the company. Money, Forbes, BBB, Fortune, just to name a few, they don’t get paid to write reviews! Don’t listen to the people who say they DON’T want a get rich quick scheme, but quick when they find out work is involved and they won’t get rich or even make 6 figures overnight. Listen to the many of THOUSANDS who make what they need to make to make them comfortable whether its 500 or 5k a month. It is very possible to make whatever you want to make, but it takes time, hard work, and determination.

Good Luck, and God Bless!

Your experience with Pre-paid legal was almost the exact opposite with that of my own. I am nineteen years old and i do make the money i need to go to college and i have only been an associate for three months. It has done very well by my side and looks only brighter for me. I'm sorry if things did not work out for you the way they should have. Personally i put alot of time and effort into Pre-paid, and it has only surpassed me with it's benifits. Lynne martin has played a huge role in my success and she has been there with me throughout the whole process and is still there to help me. This is not a quick and easy way to make money it takes time and effort just as all things in life do if you want to succeed. I am not some big CEO or accociate i am just a very thankfull person and i owe it all to Pre paid. Please i encourage you to take a second look

I agree with both the previous comments. Unfortunately your experience in Pre-Paid Legal was based on your associations and not on the product or our company. I also apologize that your experience was so horrible. I myself have been in this business for years and have made tens of thousands of dollars - part time. I have met many honorable and upstanding individuals who I consider my friends and mentors. I have also come into contact with individuals who did not share my same morals or goals. What I realized is that regardless of anyone else's actions, this is still a business. My business. And since we are in business for OURSELVES then we get to choose who we associate with and don't. All the information that you need to run your business is available through our company not your upline or your sponsor. There are many people who are making millions. There are even more who are making 100s of thousands. And even more making an extra $500-$5000 a month which helps them them to improve their own quality of life. I urge you to look again at our company and to look past the limitations of your friend.

thank you lali for that comment i could not have said it better myself and as for what you and ya friend went thru it only tells me you didnt have a good support system and i am sorry for that.i am on team fortune international and the leadership is great the support is great and i like the fact that im in business for myself and not by myself and if members of that team did you and ya friend like that then they dont need to be a part of prepaidlegal and being you say the service is good then someone is making some good money and u should get back on the money train but with a different team and as for the bad housing well everyone thats making good money in prepaidlegal doesnt mean there good with money so if you spend it just as fast as u get it where the hell are you going?

I heard Sean speak and he shared his personal story in a very authentic way. He also mentioned his appreciation of his ability through LegalShield to buy his first condo and remodel it. He never represented that he lived in a house or by the ocean. That said, I don't know where he lives but suggest you hear from the "horses mouth" before you prejudge what you "hear" and spread rumors as fact.

Yep, I had the same experience with Loren Mikeal. She was very nice to me when she first recruited me by calling my resume posted on line and nice to my family and friends holding meetings to show the service. Then once I hit ED I was her "Best Friend" I fell out of ED two months later and all of a sudden was getting told to look at my associations, cut off "broke" friends and even family and work harder.

I thought this was a side business only 5-10 hours a week not a full time thing. I also did not like how she was telling me to cut off my family that did not do PPL or my childhood friends. She acts like she is better than you and even tells you to take notes when she talks. I am older than Loren Mikael and was shocked that she had the nerve to talk down to me about my life and associations.

I sold cars for 15 years and all this is, is hard core selling meeting quotas every month. You are told to do exposures to random people, yet the real way they get people in is by tricking them with placing ads and cold calling resumes. Then networking through other peoples warm markets. So no real friendships are made as it is all based on the next persons numbers. Loren and her husband Sean Mikael are some of the biggest fakes in pre paid legal. I heard that they live by the ocean and fixed up a nice house that is really a small condo that is closer to the freeway.

It is the little white lies that add up that leave a bad taste in your mouth about pre paid legal. The service has been wonderfull but the associations negative as they get you in and spit you out. I have lived in LA for the past 20 years and all of the fakes are at the poud bird in LA for their meetings on a weekly basis.

@ ynot...

Why would you want to recruit associates to sell memberships? The same reason you work for the owner of your company. It's called leverage. The concept of network marketing gives the average person the ability to leverage just like a real estate broker gets an override when the agent sells a house, or like a car manager receives when the salesman sells a car.

And by the way, you don't automatically receive overrides. If you advance someone then they lose out on your overrides. You actually have to work and build your business just like an owner of any company. Corporate America is a pyramid scheme. Expample: you will never make more money than your boss. Get it?

doesn't anyone see it for what it is? This is a huge pyramid scheme..they are more interested in getting people to become "associates" than selling the product. People are so easily fooled...just pay attention to their presentation, sure they explain what pre paid legal services are, but y do they focus so much on bringing in more people to the meetings or trainings as they call it. Plus you have to pay to become an associate, come on see it for what it is a pyramid scheme that only be involving people you can make money. It is a good product, but they dont sell that they just want u to pay the person who is above you...dishonest people, shame on them!

I have never, repeat NEVER posted to a blog before, but when I saw the disparaging remarks made about my friend Loren Mikael I felt the need to respond. I have known Loren's family for close to 25 years now. We went to elementary school together. She is 100% for real and one of the kindest people I have ever met.

As far as the $500-1000 a month Loren mentioned I think she was referring to how much she earned with Prepaid Legal in her spare time when she first started. I believe you may be mistaken about what you heard. I am both a member and an associate of Prepaid Legal and I love both the service the company provides and the financial opportunity for me.

I'm so sorry that that happened to the original poster and I agree with T.J.'s comments above.

a.w.

The so-called millionaires are so fake. In particular Loren Mikael/Regional Manager. She is such a huge fat liar. She said that before she joined Prepaid Legal, 5 yrs ago, she was making $500-1, 000 p/mo out of college. If you do the math a person earning minimum wage ($8.25) in CA would earn more than that: $1, 320 full-time. So why was she making less than minimum wage out of college. Please! Get you lies strait.
At times she would would pause or forget her memorized speech. She was very cliche. Loren Mikael if your truly a six figure earner, please get your suit tailored.

Don't fall for this scheme. They make Prepaid Legal sound so important because their a publicly traded company. Please, any company can incorporate as a C-corp and register with the SEC and trade shares in the public market. Have them show you their 1040 tax return signed by a CPA to prove their so-called success.

The only true successor in this company is Harlond C. Stonecipher. He stared the company and is cashing-in on the idea that anybody can do the same. According to Forbes, in 2008 his total compensation was $2.2mil (this includes crap that is now worthless with zero FMV and salary of $400k). This is actually what CEO's, Presidents earn. Not the so called "ballers" such as Loren Mikael. Please don't believe for a second that you can earn this much in the 5 year plan they describe.

Do your homework.

Im so sorry this had happend to you, but not everyone in this company is bad, this is a very good company that has helped many of people both legally and financially, this is a very open book company. I've been involved for over 3yrs now and i will never look back. Yes it does take good leadership, but this is a on your own basis company. what this guy did has nothing to do with the company directly, so that is why they could not help you in that matter. Because anyone can do this business and the low start up cost it's hard to keep the dishonest people away. Some people get so desprate they do crazy things and makes us look bad. I would hope that you would give up on such a awsome opportunity it is not fake im 27 and job free

aloha
t.j

Same here. It's been since august since I first cancelled. Did it again about 2 months ago and after six months after trying to cancel it they are still charging me. I should charge them interest for what they owe me. Seems only right. Going to take this up a notch. Getting agitated at this point

I also called PrePaid Legal a yr. ago in Dec to cancel my membership after I was referred to an atty that wanted a $3500. retainer plus $$$ per hr., that didn't seem like ANYTHING WAS BEING SAVED FOR ME!
I requested the cancelation of the membership, they said I could not do it over the phone, I asked why not, they sure didn't need to have me sign papers to get it started, kind of a one way street there.
I waited for the paper work and it never arrived, I called again and they told me I never filled out the papers and returned them, I explained I never received them, again they said they would forward to me, still nothing, it has been a year and they have pulled $29. something out of my acct every month and I still don't have a cancellation, I am thinking since I have found all of these complaints of filing in small claims court.
L.P. Boegle
Reno, NV