Asset Recovery Associates — threatened me with lawsuit if I don't pay on old credit card bill
Today I received a call from joseph brazzi. He said he was with ara-asset recovery associates, 1919 s. Highland #225a, lombard il 60148. He was giving me notice that my husband's visa credit card ending in 5940 was about to go to court on default. He stated that the card provided by providian visa was in default to the tune of $5994.48. He had all kinds of information on me: my physical address, my mailing address, my social security number!, the fact that my husband passed away in march 2016. Now I was liable for the amount and he wanted to resolve it in my best interests. He passed me on to denise stone in the legal department. She would help me resolve the issue before it would go to court. Denise said that they had sent me numerous mailings to resolve the issue. I tried to explain that when we did have the credit card over 20 years ago we quickly paid it off because of its high interest rate. She claimed there was activity on it up to march 2015 and that the balance had to be paid off. I was now liable since gary had passed. I asked her to mail me the papers to show what all of this was about, but she kept calling me "difficult" and that she was only trying to help me out of a difficult situation. She was willing to set up a payment schedule. I continued to ask for the paperwork until I realized the conversation was going nowhere. I told her that I was going to call the attorney general and I hung up on her. I called ag immediately.