Regional Acceptance

My car was stolen, on 7/25/20, it was totaled, police at my door at 2 am, I was 63 yrs old at the time, this was devastating, the police have a witness, and a camera shot of the suspects, I have Usaa ins, they covered everything, gave me 13, 000 I paid to Regional, I had also purchased gap insurance at the time of sale, I still had the documents and the gap contract, gap paid there part and said I was paid in full, Regional still wants 8500.00 from me, I paid 16.9 percent interest, in 2018, I was laid off due to transfer of job from Norfolk to Denver, I deferred some payments, however Regional states Gap doesn't cover deferred payments, I looked at the contract I signed, Gap states no such thing! I took this to an attorney and he told me I owed nothing, mind you they already been paid about $11, 000 more than the purchase price, what everyone should know is Regional and the Dealership share the high interest commission, I feel they are taking advantage of Senior Citizens, and will take this to court if I have to refinance my house. Stay away from Regional Acceptance and their dealerships, mine s Tysinger Hyundai, in Virginia