Woodforest National Bank

On August 6th 2019 I purchased two money orders. One for $50 and one for $10. They were accidentally burned. I went back to my branch to see about getting them replaced. I was told I would have to wait 90 days. After the 90 day waiting period I returned to my branch and was told the only way to get my money back was to stop payment on the previous money orders at a cost of $35 each. It is my understanding that after 90 days the money orders would have been void. So therefore there would be no need to stop payment on them. Is there any way I can get my money reimbursed without having to pay the fee for stopping payment on the already void money orders?