File a complaint with the Federal Trade Commission (FTC) per your rights afforded to you by the Fair Debt Collection Practices Act (FDCPA)! Access www.ftc.gov and complete the online complaint form. You can file a complaint with the Better Business Bureau (BBB) also.
Send a Cease & Desist Letter to GC Services explaining the circumstances - make a copy for your records and mail the original via Certified Mail and Return Receipt Requested. File a complaint with the Federal Trade Commission (FTC) at www.ftc.gov.
Good luck,
S.L.
Did you agree to a payment plan or payment if full with Ms. Burns from GC Services? Do you have a copy of the payment you (or Moneygram) sent to GC Services? If so, make a copy of the payment receipt and mail (send it Certified Mail and Return Receipt Requested) it to GC Services as proof, and be sure to list the correct account so they can access your info in their database. Request a Debt Validation Letter from GC Services as proof of the debt and the amount of the debt.
Be sure to follow up with Moneygram about the email issue!
Mailing address:
GC Services Limited Partnership
6330 Gulfton
Houston, TX 77081
Don't let Ms. Burns or any debt collector mistreat you! You deserve respect and you have rights afforded to you by the Fair Debt Collection Practices Act (FDCPA) -- the Federal Law governed by the Federal Trade Commission (FTC). File a complaint at www.ftc.gov against GC Services for harassment.
Best of luck,
S.L.
GC Services is a debt collection agency and has a reputation for being extremely aggressive in their collection efforts and often unscrupulous collection tactics!
Do you have an account (i.e. credit card) that has fallen delinquent? If so, the creditor may have forwarded your account to GC Services for collection efforts. If so, request a Debt Validation Letter from GC Services and do not agree to any payments over the phone or without getting something in writing first from them!
If you have not received a collection letter from GC Services - I would suggest running your credit report to find out if one of your creditors has forwarded an account to collections.
If you are 100% sure you do NOT have a delinquent account with any of your creditors and your credit report doesn't show anything to support this then you have every right to tell the collector from GC to stop calling you. You can also send a Cease & Desist Letter and file a complaint with the Federal Trade Commission (FTC) per your rights afforded to you by the Fair Debt Collection Practices Act (FDCPA).
Good Luck,
S.L.
This is why it is absolutely imperative to get something in writing first before agreeing to any type of payment plan when dealing with a debt collector.
If you are 110% certain you do NOT owe the debt and have valid documentation to back it up, I would suggest sending GC Services a Cease & Desist Letter with a copy of the documented proof.
Mail it Certified Mail and Return Receipt Requested so you have proof you mailed it and proof they received it!
Mailing Address:
GC Services
6330 Gulfton
Houston, Texas 77001
Good luck!
Anyone who posted a comment that defends the actions of unscrupulous debt collectors is obviously one themselves!
Yes, collectors have the right to make contact BUT they do NOT have the right to be abusive, harassing or excessive. Not all consumers in debt are deadbeats -- many have suffered financial hardships due to loss of employment, illness, death of a spouse, etc.
Debt collectors just want their commission and have to treat people like crap so they don't lose their job for being too soft!
The Fair Debt Collection Practices Act (FDCPA) is in place to help protect consumers against abusive collection tactics!
Consumers! Take a stand against abusive debt collectors and file a complaint with the Federal Trade Commission (FTC) at www.ftc.gov and your State Attorney Generals Office (www.naag.org). If your state allows it, record calls from abusive debt collectors and save all abusive messages you receive as proof. Contact an attorney experiences with the FDCPA (www.naca.net) -- most take cases like this on a contingency basis or through a class action. You don't have to be intimidated, abused or harassed!
ATTN: GC Services Employees
What a bunch of CRAP! You don't want to call consumers? Please! That is why the creditor hired you -- to contact the debtor and get payment. The consumer (customer) IS often the customer of the debt collection agency due to the account being sold to the collection agency or debt junk buyer for pennies on the dollar.
Quit treating consumers like idiots and follow the federal law -- it's called the Fair Debt Collection Practices Act (FDCPA) -- ever heard of it?
Attn: IC REP
No, it's not illegal to collect a valid debt but it is illegal to be abusive or harassing per the Fair Debt Collection Practices Act (FDCPA).
Consumers often face legitimate hardships (divorce, illness, loss of employment, etc) that make it extremely difficult if not impossible to pay off delinquent debt. It is not necessary to harass debtors or relatives of debtors in the process of collecting. Follow the guidelines of the FDCPA --- it's the law! Something to think about besides your commission.
THE best thing to do is file a complaint with the Federal Trade Commission (www.ftc.gov) and with your State Attorney Generals Office (www.naag.org). Consumers have rights afforded to them by the Fair Debt Collection Practices Act, better known as the FDCPA. Collector don't want consumers to know this! Stand up against abusive debt collectors and exercise your rights!
