On the Beach review: Partial refund after cancelled flight and no help

I booked a flight for December 2026 going to Gran Canaria flight out Ryanair & home with easy jet…..Ryanair has cancelled their flight with no other date offered….on the beach sent email requesting to respond to Ryanair flight change and to let them know….I can’t get hold of anyone and live chat is terrible going round in circles…,I have now requested refund which I will get in full but minus insurance, ATOL & fees so not full refund also Ryanair & easy jet won’t refund me my seat reservation money either…..