moneymessiahloan

K
This review was posted by
a verified customer
Verified customer
Review updated:

I took a loan from Money Messiah Company for a $1, 000.00 The way thy have it set up so vague and complicated to take advantage of poor .They attach a $300.00 fee to be paid first and as long as you do not pay for the priciple they say the total loan of $1, 300.00 would be renewed and you have to keep paying the $300.00 fee They also keep referring to the terms and conditions of the loan to make you pay many fees over if you miss payment on the principle!! In another words, I already paid $600.00 but it has not affected my loan balance.Fees are reduced supposedly every month .This is nothing but loan sharking and hurting the working class who fall behind once and can not pay the lousy $1, 000.0 loan becuse of fees that accumulate.If consumer can not pay a small loan like that how do collection agencies would be able to collect ? They are in business to ruin the working class of their dignity and credit .Teir terms and conditions should be modified to accomodate the poor and needy if that's what their trying to help. I spent 45 minutes on the phone with the agent and his supervisor without a fair conclusion.

Responses

  • Ma
    Marian Almanza Mar 15, 2020
    This comment was posted by
    a verified customer
    Verified customer

    I applied for a $200 loan and now I have to pay $810.00 this will have to be paid by July. This is absolutely insane.. DO NOT apply for anything despite your urgency. I regret this 100%... Absolute THIEVES...

    -1 Votes
  • Jw
    JWS1976 Apr 05, 2019
    This comment was posted by
    a verified customer
    Verified customer

    I just took out a loan and it arrived pending this AM for 900
    And yes they must have improved from the other posts because my Loan and promissary note was understandable
    I am paying back tons of intrest and have monthly payments thru 2020

    Yes companies shouldnt be like this but this is just like any pay day loan

    2 Votes
  • Ri
    Riley Root Mar 08, 2019
    This comment was posted by
    a verified customer
    Verified customer

    Do people actually get loans from these guys? I know 4 people who said they were approved and after they verified their bank info and what not, they got declined and can't reapply because their system says you lied to them.
    To me, it seems like they're harvesting information to steal identities.

    0 Votes
  • Dw
    Dwayne Dillon Sep 20, 2018

    I have used them twice quite successfully. They were clear at the outset with what they would charge in interest and what the terms were. In fact they practically go around the block three times to tell you how they operate. No offense to the reviewers above but they inform you very clearly what they do. They are not a scam. Know what you are getting in to.

    2 Votes
  • Ri
    Riley Root Mar 08, 2019
    This comment was posted by
    a verified customer
    Verified customer

    @Dwayne Dillon Technically, they're an illegal operation who engages in predatory lending. so whether the complaints are valid or not, it doesn't matter because you're talking about a business that claims Native American Sovernty to charge very high APR's.

    0 Votes
  • Bo
    Bob58 Aug 15, 2018

    I took a $600 loan with them and have been paying biweekly over $360. I emailed them that I had some family things come up to stop automatic payment and I will make monthly payments with them. They claim they stopped automatic payments but still want me to pay bi weekly which I can't and want it on a prepaid international debit card. They refuse to work with you . The international debit card set off red flags that this company is a major scam

    1 Votes
  • Jo
    Jolaper Jan 02, 2018

    I agree with all complaints. I borrowed 1500 in August 2017 and have already paid already $4200 and still have left 980. They should be jailed. It's a crime. I asked to email me a payment plan. The rep promised but it has never happened. Let's get together and find some organization that will take care of them.

    2 Votes
  • Lo
    Lois Sohn Oct 20, 2017
    This comment was posted by
    a verified customer
    Verified customer

    I filed a claim against Money Messiah with PeopleClaim.com yesterday. I spoke with Money Messiah and they threatened me with third party collections. The loan of $800. was taken out in 2015. I sent one payment for $240.00 also in 2015. Now they claim that $1280. I hired payday to take care of the loan and found out that payday just took my money and never sent one payment to Money Messiah. I phoned Money Messiah yesterday 10/19/17 and offered to pay $560. the difference between the $240 and the $800. loan. They said they would accept only the $800. at this time. I told them when I find out if there company is legal in FL I would take care of it. I am afraid if I send them $800. they will continue to harass me.
    I requested that they block all calls to me, my place of work and my e-mail until I find out the truth. They refused to give me there address or location.

    0 Votes
  • Co
    Conrad Dobler May 31, 2017
    This comment was posted by
    a verified customer
    Verified customer

    I learned a very valuable lesson in dealing with this lowdown greasy company. If I could turn back the clock I would have avoided them. They are corrupt and charge absorbent fees for such a low loan amount. They need to be investigated. I finally paid them off but at a huge cost. I will do anything to see that they are nailed.

    3 Votes
  • Ka
    Kashlab May 19, 2017
    This comment was posted by
    a verified customer
    Verified customer

    This company is a rip off. I have never been late on my payments. They attempted to take my last payment out of my credit card instead of bank account and it was returned to them and I was given a $25.00 penalty. I did a three way call with the bank to find out the reason for the payment being denied. The bank said it was MM fault.
    I finally spoke to a supervisor who said she put in for my stolen money to be returned. Its suppose to be there the latest Wed 5/24. They also say they are not in the Philippines or India.
    They wouldnt tell me what branch of the govt regulates their business practices. Does anyone know?

    1 Votes
  • Mz
    Mzchell49 Nov 15, 2016
    This comment was posted by
    a verified customer
    Verified customer

    I have been requesting a written copy of my contract from Money Messiah but they state that this request is not possible. I cannot get any information on where the money am wiring to another country being applied to and this too cannot be explained but this company is charging me 780% in interest fees. I have received a message on Friday 11-11-16 from a Claude Reed to return a call to him on Monday 11-14-16. I phoned and no one picked up the phone then I received this email stating they are keeping track of my emails, I want this loan gone. I want to pay the amount this country should be charging the customer which is 35% not 780% and being charge international fees should not be a concern of the customer.

    1 Votes
  • Pm
    PMPayne Nov 15, 2016
    This comment was posted by
    a verified customer
    Verified customer

    I have been ripped off by this company. Stay away. The comments above are true.

    2 Votes
  • Mz
    Mzchell49 Nov 04, 2016
    This comment was posted by
    a verified customer
    Verified customer

    I agree this company is a scam I received a loan from this so call Money Messiah their own representative Marvin whom Opal whom is a customer representative stated this guy was the supervisor. I asked why eas I being charge from my bank reoccurring fees? I phoned the bank and they stated that they are charging me because they have to change the currency due to company not being in state. This company claim to be in Deleware but when you look it up it is a building with steel door plus the reason why you cant get through to the 877 number because it is a toll free number only this is why they do not answer. This company is scamming people and the U S government needs to put a stop to it. People go through everyday but being lied and taken advantage of is not going to happen I will find a way to expose this company. I will pay what I owe $600 that is it..I posted them on Twitter Facebook and will continue until they stop cheating people

    5 Votes
  • Ad
    Adjsent Oct 26, 2016

    Stay away!!! do not get a loan with money messiah. I received a $1000 loan every pay check every 2 weeks mm takes out $300 i have paid $900 and no chqnge in my balance i then ask mm what's my payoff $1300. So a total of $2200 paid on a $1000 loan. I wish i known about the complaints before i took out this loan. Dont do it stay away. Warning warning!!!

    3 Votes
  • Eu
    Eula Mae Ferrington Sep 28, 2016
    This comment was posted by
    a verified customer
    Verified customer

    I hate money messiah they are liar's and thieves
    They take advantage of you, your in a tight situation and money Messiah makes it worse I borrowed 500 dollars and I got charged 2000 in finance charges I have told them I will not be a returning customer a very costly mistake their not fit to be in business

    1 Votes
  • Ro
    robinsonj Jun 06, 2016
    This comment was posted by
    a verified customer
    Verified customer

    I got a loan from them for $700.00 and paid them $240.00 since April, 2016, and they told me today that i would have to pay $320.00 on June 15th for 6 months i didnt resign anything.This is just a scam and rip off.she just hung the phone up on me and when i tried to call back it said that they were closed, that was this moring at 8:42 am.i have contacted the BBB, and reported this.

    0 Votes
  • Ji
    Jimb162 Jul 17, 2015

    They took the money from my account for the entire cash they advanced to me, as I authorized them to do. Then, they took it again & will not return it to me. I've been trying for days & they keep telling me "we already sent it back", "it's on the way", "there's been a hold up, but we've resolved it"... Nothing but liars & cheats!

    -1 Votes
  • Ye
    yergo thomas Jul 12, 2014

    money messish sad i got a loan less aug's for 750 then they took 1450 from now there back in my checking account again call them om they want over 600 dollar called the pa attoney genrals office's about them cause i don't think they are legal in pa and if you look up there phone number [protected] you can not find it

    1 Votes
  • Ho
    holly777 Dec 04, 2013
    This comment was posted by
    a verified customer
    Verified customer

    I applied for a loan with this company on November 18th. I NEVER RECEIVED THE $!!! Then, to top it off, a few weeks later, they sent me an email stating that I owe them money!!! WHAT?!?!?! I cancelled my loan twice, received two emails stating so and they STILL sent me an email saying I owed them money. I fially had to go on a three way call with them bank so my bank could tell them I never received the funds. What a joke this company is!!!

    1 Votes

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