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Debt Relief Law center

Debt Relief Law center review: Loan modification 13

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Author of the review
12:11 am EDT
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On January 6, 2011 I came to you with a notice of default and a sale date of 4/25/2011 0n my home

I met with Bettinaz Namik and Mr. Vali Raoufi, I was told I would have a loan modification in 45 days, not to worry

When I called three weeks later I was told someone by the name of Laura was my processor.

After several try' s I finally got a hold of her she asked a few questions and I did not hear from her again.

I called her again a two weeks later to ask about my modification

She told me she had submitted a request to the Presidents make home affordable program.

Of course since the cap on that is under $750, 00 and my loan is $1, 400, 00. it was turned down.

At that time I pointed out to her that I had been turned down by them the previous month, in December of 2010 and that she had that rejection letter in my file

At this time she told be she would be submitting my request again for a loan modification through other channels.

Again I waited no calls no answer to my calls. Finally I was able to reach Bettinaz who told me Laura had left the Debt Relief law center and my request had never been submitted

On March 29th I went to the Debt relief law center and met with Bettinaz and Mr Raoufi and my new processor Flora I was told by Mr Raoufi I would have my loan mod in a month

During my meeting with Flora on March 29, 2011she informed me that no audit had been done on my loan, no submission for modification, that literally nothing had been done for the three months

On April 4th 2011 I had a phone conference with my brother, Andrew Murray, myself and Mr. Raoufi. At that time Mr. Raoufi assured us everything was fine my house would not be sold and I would have a loan mod.

When I asked him what he did differently from other people who had tried for me. Mr Roufi told me at the time of the submission to the underwriters that the DRLC would also send a lawsuit to the legal dept of bank of America with all the illegalities of my loan, he said then the legal dept of B of A would contact the modification dept and that would get them to grant the modification

On April15 My first modification request was submitted I was told it would take up to 48 hours to be received by the underwriters

Flora also told me the best way to communicate with her was by email

On April 19 I emailed Flora to check on the status since it was just days to my sale date and nothing had been done on my account for over 90 days I was trying to see that is was being done.

Flora did not respond to my emails

I called both Flora and Bettinaz 4 to five times a day on the 12, 13 and 14 of April, 2011. On Friday the 15th I stopped as I was beginning to get ill from the stress of no reply

On April 18th Monday, 7 days before my sale date I went into the DRLC to speak with someone Theresa Mikhaili met with me and apologized for no one responding to my calls,

I was told my loan mod request had been rejected and the sale date was still in place. When I asked her about the law suit Mr. Raoufi said was being submitted. Ms. Mikhaili told me that would not have been possible with out me giving the attorneys more money as a retainer.

At that time we decided I needed to meet with the attorneys and file something to stop the sale. Ms Mikhaili told me to call her Wednesday morning after she had spoken with the attorneys in Tuesday.

I was not able to get through to Ms Mikaila until one in the afternoon, at that time she told me the attorneys were in court and not available and to come in Thursday morning 21st of April, 2011 to meet with the attorney.

On Thursday morning Ms. Mikaili told me the attorney's were busy again and to call her on Friday the 22, the sale date being Monday the 25th

I of course ran to a attorney Thursday afternoon April 21, 2011and filed chapter 11 to stop my sale, something I should have done in January

Although you do not promise in writing a loan modification I was promised verbally, all that aside it is your duty to do due diligence to obtain that for me, none of which you did!

I am not sure what your agenda was with my home, it certainly was not to save it!

I request you return my $3600 Deposit I gave you, as you did nothing!

If you do not refund my money it will be listed as an asset in my bankruptcy and I will ask the the US trustee to pursue this asset on my behalf

I will also report you to the California Bar and the Better business bureau

I expect a full refund this week sent to my home address

Update by Alicia McAlpine
May 05, 2011 7:33 pm EDT

They have not responded to my request for a refund
I think it is really important your friend file a complaint with the Better Business Bureau. They try to resolve the issueI did, it is very easy to do on line.
I plan on reporting them to the Bar as well, that just takes some more time
I went to a legitimate attorney and filed a chapter eleven bankruptcy

Update by Alicia McAlpine
May 11, 2011 6:15 am EDT

Amazing. They never even submitted my file or did anything for four months. I almost lost my house and would have if I hadn't gone to my own lawyer the day before The sale ! They couldn't even get me in to see their lawyers! Now they don't even respond to returning their illegal four thousand dollar deposit!

Update by Alicia McAlpine
May 11, 2011 6:19 am EDT

Funny that you would even be on the complaints board website. Of you are a real person what brought you to this site? Sounds as if you work for Debt Relief Law Center! Why would you be on a complaints board site if you had a positive outcome?

Update by Alicia McAlpine
May 18, 2011 2:19 am EDT

Great how do I contact you. My email is aliciamcalpine@me.com

13 comments
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Donna M. Garcia
Fontana, US
May 04, 2011 9:00 pm EDT

A very close friend of the family came to me today for some advise. She had informed me that she hired Debt Relief Law Center over 1 year ago to do a home loan modification for her. She paid the company $1, 500. When she has tried to contact them she would be placed on hold. or told that someone would get back to her, or given information that has indeed been proven false. My friend has heard nothing from her mortgage lender in over a year and when contacting DRLC she was advised that her modification was under review. REVIEW WITH WHOM? She dealth with a woman named Teresa (who apparantely is suppose to be the office manager for DRLC, her file was handled by Flora and apparently flipped hands several times. However, when my friend would inquire as to what was happening on her case, so was just put off and patronized. DRLC was asked who they had been dealing with through the mortgage lender, and ask for any written documents that they have received from the mortgage lender, only to be told everything has been verbal. On todays date, after speaking with Teresa of DRLC, my friend contacted her mortgage lender and was informed that they have NEVER received any communications from DRLC on a loan modification for her. Needless to say, my friend faxed a letter to DRLC advised them to seize any actions on her file and demanded her $1500 back along with a copy of her complete file. My friend has been very stressed out over this matter and further stressed of the though of having to submit another $3, 500 to DRLC. DRLC you need to refund my friend's $1500.00. She now has some in sight on how your operations work.

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citizensforaction
PERRIS, US
Nov 05, 2012 1:58 pm EST

DO NOT USE BARI!AS A FORMER CLIENT I WAS ASKED TO SERVE SUMMONS UPON SEVERAL OFFICES FOR OTHER CASES, I WAS TOLD THAT I WOULD BE PAID $100
PER SUMMONS.AFTER SERVING THE SUMMONS BARI TOLD ME HE WOULD NOT PAY ME BECAUSE I WAS A CLIENT IN ANOTHER CASE, WHICH HE KNEW WHEN I WAS ASKED TO SERVE THE SUMMONS!WHEN I INSISTED I BE PAID, HE PAID ME THRU THE FATHER OF ONE OF HIS ASSOCIATES!AND I WAS ONLY PAID A SMALL AMOUNT.DO NOT TRUST BARI!

Attorney Bari
Attorney Bari
Los Angeles, US
Nov 25, 2011 10:00 pm EST
Verified customer This comment was posted by a verified customer. Learn more

Attorney Nejadpour used to work for San Bernardino District Attorney's office. Yes it is true administrative errors were made and the certain written notices were not given to clients. However each of the 3 clients told the court that they were told verbally and were intimately aware and told by attorney Nejadpour that attorney Nejadpour had multiple licenses, to include Law license, Real estate broker license, Insurance license, and attorney Nejadpour is certified by the National Panel of the Consumers Arbitrators and to judge and assist disputes in Lemon Law.
This attorney never took not even $1.00 from anyone, not even $1.00. Everyone makes mistake in their paper work, so did attorney Nejadpour, but never intentional and this attorney never harmed anyone, either financially, economically, physically or emotionally.

Mr. Raoufi and Mr. Khoshbeen attorney Nejadpour and his aggressive team are coming for you, now where are you going to hide?
This attorney is an asset to our community

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NEED TO KNOW INFO
, US
Nov 25, 2011 6:39 pm EST

FARI BARI NEJADPOUR [#216925], 48, of Los Angeles was suspended for two years, stayed, placed on probation for two years with an actual suspension of six months, and he must take the MPRE within one year and comply with rule 9.20 of the California Rules of Court. The order took effect Feb. 21, 2010.

Nejadpour stipulated that he did not inform opposing counsel, their clients and the court in three divorce cases that he was the owner and his wife the realtor in the company that was listing the community property houses for sale. Nor did he inform his clients in writing, as required. He also did not inform parties on both sides that they could seek advice from an independent attorney relating to the fact he had a financial interest that might not be to their advantage.

Attorney Bari
Attorney Bari
Los Angeles, US
Oct 07, 2011 11:04 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

I am an attorney in Los Angeles, CA and am making every attempts to gather the people [VICTIMS] on this site who have suffered economical damages as the result of any malfeasance or non feasance or fraudulent activities engaged in by any staff member of the Debt Relief Law Center or their attorneys.

I would like for all of you who complain here on this blog to make an effort to bring this case to court by cooperating with my law firm not simply talk and complain, I promise you nothing will happen if you do not take any actions.

THERE IS NO ATTORNEY'S FEES TO BE PAID, I would like to simply prosecute this Mr. Raoufi and any and all of his staff and attorneys who have caused our community to face the embaressment and the shame he has left behind. We have a proud Persian Community in Los Angeles, and Now This!

I need to know the name of the attorney who was assisting DRLC or Mr. Raoufi, Mr. Raoufi himself was not an attorney this is a fact, I have received some info from some of my current clients against the DRLC as to the identify of the attorney but I need to make sure that I will be suing the right people and the right attorney.

I hope that I get alot of help from you complainants and not simply complaints. Remember if you don't help me I can not help you nor can the authorities.

I kindly and respectfully ask the pretenders not to contact my law firm regarding this matter, as filing a false report by you may be ground for your prosecution, as someone said above, this is a complaint blog and if you support DRLC what are you doing here?

Respectfully yours
Law offices of Nejadpour & Associates
Attorney F. Bari Nejadpour
3540 Wilshire Blvd. #901
Los Angeles, CA 90010
[protected]
attorneybari@constructiondefect.us

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JSchiro
, US
Jul 27, 2011 6:40 pm EDT

I have also been scammed by this awful "law firm" My letter to them:

Dear Bettinaz,

We spoke over a week ago, and I was told that Mr. Raufi was going to call me. I haven't heard from him.

I currently have major issues with your firm. You were given two of my properties to modify:

1. xxxx xxxxx Street Grand Haven, MI
I called Bank of America today, and was told that the modification was not approved. Your firm had no legal right to collect an upfront fee from me. I paid it because Mr. Raufi(who represented himself as the attorney for drlc) directed me to do so. This payment in full was made in July of last year. The payments I have been making to the bank, are not the "trial" payments that your firm states they were. The bank is accepting them as partial payments, and will be sending me a letter of denial. Never once have you followed up with them.

2.

xxxxx sunset blvd.

I have been begging you to send Bank of America the profit and loss statements, they've requested from me and the xxxxxxxx for at least two months. Whenever you've asked me for documentation, I've supplied it within 24 hours. I verified with the bank that nothing has been sent in.
Again, in this case, you accepted money for a meaningless "forensic audit" . In my opinion, it's a dishonest means to collect additional money from people who are in a vulnerable situation.

I have given you and your company every opportunity to prove to me that you're legitimate, and sincere. Unless I'm reimbursed in full, I will be meeting with the authorities. You people are operating a terrible organization. Only God knows how many people have been hurt.
It pains me to have to write this email. I should have suspected this was a fraud when your employer(who it turns out is not an attorney) guaranteed me, in his arrogant and imperial way, that my loans would be modified in 60 days.

Sincerely,

xxxxxx xxxxxx

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kevin888
Newport Beach, US
Jul 25, 2011 6:24 pm EDT
Verified customer This comment was posted by a verified customer. Learn more

I also have been scammed... I believe the last response i got was that they had closed and disappeared... Now i am trying to get in contact with their lawyer but as you can imagine that is a shamble too, any help would be much appreciated?

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crystal2012
los angeles, US
Jul 25, 2011 7:58 am EDT

Me too. I have been a victim by them. Last week I found out that DRLC was a scam. I have lost my $7000 retainer. Any idea where to start from?

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Annoyed2010
Los Angeles, US
Jun 23, 2011 7:30 am EDT

I too went through almost the exact same thing... I ended up retaining another attorney to go after these guys for legal malpractice, misrepresentation, and have reported the agency and attorneys to the state bar, district attorney, and state attorney general. Case is still pending as it was only recently filed from what my new attorney has told me.

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Johnson99
stevenson ranch, US
May 13, 2011 7:43 pm EDT

Alicia-

I used to work for Debt Relief Law Center and left once I released what was really going on, on the inside, it's very corrupt. I have debated going to the authorities about everything that I witnessed, but I saw no postings from clients on any website until I saw yours and a few others.

Contact me and I might be able to help you get your money back.

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Belinda001
Los Angeles, US
May 11, 2011 4:43 am EDT

I'm sorry that you all had a bad experience with Debt Relief law Center but luckily I didn't. I think that they are doing a wonderful job. They got me a modification in 4 months and lowered my mortgage payment by $1000. Yes, my file did change hands twice but in the end they did their job and I'm very greatful! Thank you Debt Relief!

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Donna M. Garcia
Fontana, US
May 04, 2011 9:07 pm EDT

MY FRIENDE ALLSO FELL VICTIM TO DEBT RELIEF LAW CENTER. YOU STORY SOUNDS ALMOST EXACTING LIKE HERS. ALTHOUGH SHE HAS PUT UP WITH THEIR MISREPRESENTATIONS FOR OVER A YEAR. AT THIS POINT SHE IS TRYIN TO FIND OUT THE STATUS OF HER HOME. CAN YOU PLEASE KEEP ME UPDATED ON THE OCCURANCE WITH YOUR REFUND. MY FRIEND HAS FURTHER REQUESTED AND DEMANDED HER MONEY TO BE RETURNED. I AM CURIOUS IF DRLC WILL EVEN RESPOND TO HER REQUEST. I DO INTEND TO HELP HER FILE A COMPLAINT WITH THE STATE BAR SINCE THE OPERATION IS RAN BY ATTORNEYS. GOOD LUCK TO YOU AND I HOPE YOU WERE ABLE TO SAVE YOUR HOME

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Pixidust1980
Wausau, US
Apr 26, 2011 12:23 am EDT
Verified customer This comment was posted by a verified customer. Learn more

Wow sounds like you tried to do everything right! What a mess! I feel your pain... Going through a bunch of stuff with debt collectors. Best of luck to you... And if you have any advice on dealing with these people, please share! They can be quite slippery!:(