Current’s earns a 1.0-star rating from 2 reviews, showing that the majority of account holders are dissatisfied with banking services.
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A Cautionary Tale: Approach with Care
As I delved into the reviews of Current Media, a pattern emerged that cannot be ignored. The experiences shared by customers paint a concerning picture of a company that falls short of expectations. Stories of funds being mishandled, customer service failures, and overall dissatisfaction loom large. It's evident that caution is warranted when considering engaging with Current Media. While the concept may seem promising, the reality appears to be far from ideal. Take heed of the warnings shared by others and proceed with care.
Not a real bank
You may be fooled by their promotions; Current market themselves as a "real" bank though initially they started as a teen bank. After my own experience with them I found out they are anything but. Their phone number isnt even live everyday of the week and is frequently off. After a recent deposit was attempted I found out my only recourse in contacting support was to "email" them via the company's app. Even if this was for your teen try one of the Bevy of other options. This fake Bank is definitely not worth your time nor your funds. Not worth the $10 promo they offer to bait you to open an account.
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Pros
- Innovative mobile banking
- No overdraft fees
- High-yield savings
- Early paycheck access
- Extensive ATM network
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Cons
- Limited physical branches
- No high-yield savings accounts
- Fewer investment services
- Potentially higher ATM fees
Is Current legit?
Current earns a trustworthiness rating of 91%
Highly recommended, but caution will not hurt.
Current.com has a valid SSL certificate, which indicates that the website is secure and trustworthy. Look for the padlock icon in the browser and the "https" prefix in the URL to confirm that the website is using SSL.
Current.com has been deemed safe to visit, as it is protected by a cloud-based cybersecurity solution that uses the Domain Name System (DNS) to help protect networks from online threats.
Current.com you are considering visiting, which is associated with Current, is very old. Longevity often suggests that a website has consistently provided valuable content, products, or services over the years and has maintained a stable user base and a sustained online presence. This could be an indication of a very positive reputation.
Several positive reviews for Current have been found on various review sites. While this may be a good sign, it is important to approach these reviews with caution and consider the possibility of fake or biased reviews.
Current website is deemed to be popular and indicating that it receives a high volume of traffic. It is important to be cautious when using a highly trafficked website, as it may be a target for cybercriminals looking to exploit vulnerabilities or steal personal information.
About Current
Current also emphasizes budgeting and saving tools within its app. Users can set savings goals and automatically round up purchases to the nearest dollar, depositing the spare change into a savings pod. The platform allows for multiple saving pods, enabling customers to allocate funds for various purposes.
Another feature of Current is its focus on families, offering a teen banking product. This service provides a way for parents to monitor and control their teenager's spending, with the ability to set spending limits and block specific merchants.
Current does not charge overdraft fees, minimum balance fees, or transfer fees. However, there may be fees associated with certain ATM transactions, especially out of network. The company also touts 24/7 customer service to assist users with any issues or questions regarding their accounts.
It's important to note that while Current offers many of the services associated with traditional banking, it is not a bank itself. Instead, it partners with banks that hold the actual accounts and are FDIC insured.
In summary, Current provides a suite of mobile banking services designed for ease of use, savings, and family financial management, with a focus on accessibility and customer support.
Here is the guide on how to file a complaint or review about Current on ComplaintsBoard.com:
1. Log in or create an account:
- Start by logging into your ComplaintsBoard.com account or create a new one if you don’t have an account yet.
2. Navigating to the complaint form:
- Locate and click on the 'File a Complaint' button on the ComplaintsBoard.com website, found at the top right corner.
3. Writing the title:
- Summarize the main issue with Current in the 'Complaint Title' section.
4. Detailing the experience:
- Provide detailed information about key areas of concern.
- Mention relevant details about any transactions with the company.
- Describe the nature of the issue.
- Include steps taken to resolve the issue and the company's response.
- Explain the personal impact of the issue.
5. Attaching supporting documents:
- Attach any additional supporting documents but avoid including sensitive personal data.
6. Filing optional fields:
- Use the 'Claimed Loss' field to state any financial losses.
- Utilize the 'Desired Outcome' field to specify the resolution you are seeking.
7. Review before submission:
- Ensure your complaint is clear, accurate, and complete before submission.
8. Submission process:
- Submit your complaint by clicking the 'Submit' button.
9. Post-Submission Actions:
- Regularly check for responses or updates related to your complaint on ComplaintsBoard.com.
This guide is structured to help you effectively file a complaint or review on ComplaintsBoard.com regarding issues with Current.
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Current contacts
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Current phone numbers+1 (415) 995-7220+1 (415) 995-7220Click up if you have successfully reached Current by calling +1 (415) 995-7220 phone number 0 0 users reported that they have successfully reached Current by calling +1 (415) 995-7220 phone number Click down if you have UNsuccessfully reached Current by calling +1 (415) 995-7220 phone number 0 0 users reported that they have UNsuccessfully reached Current by calling +1 (415) 995-7220 phone number
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